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 In your opinion, what are the characteristics of a good credit card?
be realistic...

what makes for a satisfying credit card? what is the most important thing to you: access to cash, good customer service, low rates, rewards programs, billing options?
...


 Do banks refund money if your card has been cloned?

Additional Details
Can I just add for all those people who 'don't understand' how a card can be cloned. I went to use it today and it was refused, phoned the bank and ...


 I was arrested in Nigeria and I've got a bank account worth millions...?
Can you give me your bank routing number so I can sneak the money out? I'll give you a million for your troubles....


 I've paid for 2 items on ebay through PayPal on Tuesday, when will the money come out of my bank?

Additional Details
I paid using my debit card.

It used to come out straightaway?!...


 What is your average cmonthly credit card bill?
...


 I want to look at my credit history. How can I go about this?
I know that there are 3 major credit agencys. Do I just comtact one of them? How do I dispute it, if there is something on it that I don't agree with?...


 Whats the best way to improve your credit?
im 100,000 in ...


 How can I remove stuff from my credit report?? Don't say you can't cause I know it can be done!?
...


 Can I get a credit card without having a job?
...


 How to I re-establish my credit, if leaders want extend me any credit?
...


 Loan help?
i really need a loan, i have been offered one from advantage loans but i have to pay £49.50 set up fee first. alrm bells are ringing i have a really bad feeling about this company.
my credit ...


 Why do i work all the hours god sends and I'm still skint i just keep paying out?
...


 If I don't use my Victoria's Secret credit card will it make my credit bad?
I got a credit card from there because it saved me 10% on....something. : )

I thought it was just a discount card not a credit card. I doubt I'll use it that much....


 I just got a job at arbys im 16 my mom said i wouldnt be able to get a credit card because i have to at least
my mom said i wouldnt be able to get a credit card until i have had my job for at least a year is that true the reason i want a credit card is so i can build up my credit so i can get a ...


 Havent been able to make loan payment in 6 mo, owe bank $8,000 credit already shot,whats going to happen now?
im scared and dont know what to expect, ive not been able to make my bank payments in months,(owe about 8,000) and they want to repo my boat, they can have it, but i still cant pay so what will ...


 Credit card question.......?
Is it legal -in the state of Ky-to get a credit card in my child's name and soc. sec. #? He is only 6 years old, so he wouldn't be using the card and probably wouldn't even know about ...


 I have been receiving message from my answer machine, that is a pre-recorded message claim they are a debt?
collector and try to collect from somebody that I never heard of, and leave a number for me to call them back, I am not sure is it a scam from them trying to collect personal info from me. What do ...


 Am I doing the right thing by not having a credit card?
I am in my mid-20s & I never had a credit card. I've always managed money well & I'm always getting pre-approved offers, but I've declined them. My friends look at me like I...


 I need a loan/bad credit due to loss of job?
I have a full time job/anyplace i can get a loan with no crdit ...


 I need to pay my credit card off as quickly as possible?
Would appreciate tips on how to be economical in day to day life?...



a_factory_of_happine...
I know how to reclaim all your unfair bank charges from the bank?
Want to know how,

Has anyone else had success and if so how much, I got £2200 back in charges over a 6 year period.
Additional Details
well guys, see sarah lou's answer about moneysavingexpert , power to the people,
                     
 




Purple Princess
take a look on this site http://www.moneysavingexpert.com/
anybody who is interested the info is there too


djshazzi
Rating
please tell. i'm always getting bank charges which just puts me overdrawn then i get more charges on top of that


too4barbie
I got 17.00 back and I was calling to inqire about online services and the person i was talking to noticed I was useing the machine alot and I had an accout for 395 and you get 10 transactions well they gave me the money that I had spent on interac charges for that month.


huggz
Rating
Im thinking about claiming my bank charges back, it wont be a great deal as I dont go overdrawn very often. If I get £150 I will be happy :D


kakkoub
Great, how, but legally.


♥Tallulah♥
Rating
I'm in the process of doing it now, the tw4ts have had nearly 3 grand out of me in the last 6 years


*babydoll*
Rating
Well?


stress-'ead
Rating
Bloody hell, tell me tell me pleeeeeeeeeeeeze.


devilneil
let me know


Lottie
Rating
How then?


woodchip513
Yes I would like to know that.


cheaper_bills
Beat ya! £4375 from Halifax in August, from penaltycharges.co.uk


mark leshark
Is this a question or an Answer? Talk about dangling a Carrot... We all want to know because we all get ripped off.


nooka
Did it take you 6 years to realise that they charge you? Why did you not learn your lesson before then? Would have saved you having to reclaim them all back!!


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