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 If over credit limit and if paid off before closing date, is your credit score affected?
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 Can a company that issued me credit under the age of 18 hold me responsible ?
The account is now paid, but it was sent to a collection agency and also reports negative on my credit report....


 Do you mostly use credit card or debit card?
why ? What are your reasons ?
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 If somebody knows my social security number and name, would they be able to apply for a credit card and spend?

Additional Details
But if they enter THEIR billing address, wouldn't I be able to track them down, and sue or what not?...


 I was approved for an American Express Card, so does that mean my credit is good, or not?
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 How bad will two repossessions hurt credit score?
I'm talking about cars. One in 2005 and one now. Does the amount, value matter?...


 What happens if I OVERPAY my credit card?
The mail around my area sucks, and I usually don't get my bills until they're almost due or overdue, so I pay my credit card off through my bank website.

I call the credit card ...


 My credit score is 745, and yet i can get a loan without a co-signer.Why?
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 What are the best credit cards to apply for when trying to repair your credit?
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 Iv been offered a loan with 63% apr?
due to my circumstances, this is the lowest apr i have been offered. i want to borrow £2000, so am i right in thinking that i would pay back a total of £3174 if i take this offer?

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 I have a problem!?
About a year ago, I called a internet company to cancel my internet. Well something must have happened and it never was done! I called the next time and they said that they could fix. Fast Forward......


 Being harrassed by a bill collector?
I AM BEING HARRASSED BY A DEBT COLLECTOR WHO IS GIVING AWAY MY INFO, AS WELL AS CURSING AND YELLING AT ME. APART FROM THE FTC, WHERE ELSE CAN I FILE A COMPLAINT WHERE ACTION WILL BE TAKEN IMMEDIATELY?...


 Can you overnight deposit a money order into your bank account?
I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account....


 Is it ok for a Debt Collector to call on Sunday's in California?
What are the Debt collector practices and regulation they must follow in California or where do I find them?...


 I filed bankrupt what is easiest free credit card to get?
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 How do I improve my credit?
I don't have good credit. I can't get a credit card, due to it, so how do I improve my credit? The reason I have bed credit is due to defaulting on a student loan several years ago. So ...


 Writing "Paid in full" on front of a personal check.?
If I write Paid In Full on the front of my check and the other person cashes the check am I released from any future claims that I still owe them money like for a contract dispute?...


 Credit cards.?
can anyone tel me what the 2.5% handling fee means and what 0% balance transfer means.

should i bother with one or not also, as im part time on about 555 a month (pretty cr@p yeah :D)
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 I wrote this and it is my philosophy and I am proud of it. What about it?
Believe nothing, no matter who has said it, even if I have said it, unless it agrees with your own reason and your own common sense....


 When wil my bad credit clear?
I HAVE APPLIED FOR A MORTAGE BUT THEY HAVE KNOCKED ME BACK THREW A MOBILE PHONE BILL I NEVER PAID I HAVE PAID IT IN FULL HOW LONG WIL IT TAKE TO GET MY CREDIT BACK I HAVEN GOT ANY CCJ...



CESAR M
I know someone who found a credit card and used it, and he got caught. what is going to happen to him?
                     
 




lt_gunz
Rating
He'll probably be charged and will have to pay a fine. Perhaps he will also need to repay the debt.

Was the credit card from someone he knew? Such as another person who lived in the same household? If so, then in Ontario, it is not considered a criminal case, but a civil case, and the victim will have to file civil charges.


vanessa c
depends on whether he has priors, i would think. also, if the credit card is from another state and the amount he charged... the least he will get is a record, probation and a nice fine.


dee d
Rating
he will go to jail and have to pay back money.


?
Rating
damn! I hope he goes to jail!


Salsa Shark
Rating
It is theft according to law. Whether it is a felony or a misdemeanor will be governed by how much he charged on the stolen card. Either way, he will need a lawyer to guide him through this and make him realize this is not a path he needs to go down anymore.


Paralegal
Rating
Hi,
using someone elses credit card by law its a feloney and 2 yrs in prison I dont think its worth't it depends on the charge that u put on the card less that 249$ its a missdenour up to 90 days in jail over 250$ its a feloney 2 yrs . take care and dont do't .


Sue F
He will be charged with theft, have to pay fines and may go to jail, depending on his previous record.

He should go to jail, we do not need more dishonest people among us.

Hope this is a lesson for his future.


Sreeni
Its considered as Impersonation and is punishable offence. Am sure he learnt a lesson the hard way -- it sounded too good to be true to use someone else's card.


Fixguy
Probably probation.


thisiswillbarbersemail
Rating
at worst he's going to jail.
he'll probably be allowed to pay back the credit card and all fines and penalties


Zuka
Rating
I hope he burns.


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