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 Why credit card is better than a debit card?
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 Is 3 credit cards too much?
I have 3 one is a $2500, $1000, and one is $600.
So far i've only use the 2500 limit one, I've haven't even activated the $1000 card, should I just closed that card account?
<...


 What happens when a creditor refuses to take the amount you offer to pay them?
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 I owe $37.000 in credit cards. I can not pay my credit cards anymore. Bankruptcy?
I owe $37.000 in credit cards. I paid on time until this month. I can not pay my credit cards anymore. I have two houses, one is rented. I am trying to sell that one. If it is sold I could get $30.000...


 Two credit cards from the same provider?
I have a "Capital One" credit card right now. Can I apply for another credit card from "Capital One" so that I can double my credit limit?...


 How bad is a credit score of 538?
I know it's pretty bad but do you think it would keep me from getting a house or a car?
Additional Details
I am currently renting an apartment and I am a co-signer on a Land Rover F...


 How do you STOP harassing phone calls from credit card companys and thier agents who "have the WRONG number"?
My wife has a very "common" first and last name, what do they do, get a phone book and go down the list untill they get a live voice to answer their call? Then they start interrogationg ...


 Are there any reputable companies which help you to clear up bad credit?
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 If you pay a debt off will it automatically come off of your credit report?
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 What i need to know b4 gettin a credit card?
am currently a college student and thinking about gettin a credit card...what do i need to know inorder to get the right ...


 How soon do you think I could pay off $7500 worth of debt and still save money and have a vacation?
This year I am really dedicating myself to becoming financially free. Since Dec I have already paid off $1200 and exhausted my savings account by doing so. I have automatic payments set up monthly ...


 My husband and I filed bankruptcy, are now going to be foreclosed on and may divorce, any good scenarios?
I just want to know the best way to handle all of this and come out in the end ahead. We will be starting from having nothing but a job and kids and a place to rent....


 What is the advantage of a credit card?
I have no financing problems and I always pay the full balance. But last month, I forgot to pay the bill and I got charges (overlimit fee + interests). So I was thinking of only using my debit card.<...


 Westcott debt collection?
I am considering seeking legal action against a debt collection agency
called Westcott UK but i'd thought i'd see the opinion on the matter online
first and if you can help.
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 A family member used my S.S.# how can I get it removed?
Recently found out a family member opened accounts in my name with out my permission. I have a heart so i don't want to press charges on them, cause the last thing i want to see is someone in ...


 What exactly is a CCJ?
I mean county court judgement......


 Would you consider 11K alot of credit card debt for my husband and I ?
I also have 20K in student loans. We have been paying on our credit cards for 3 years and still have 11K....


 What are the chances of me being taken to court over an unpaid credit card?
total debt is less than $4000.00...


 If I make payments on my medical bill but not in the amount they want, could I be sent to collections?
I have this medical bill that I cannot afford to pay in full. I have called the hospital to see if I could make a monthly payment plan. They told me they could but only in a term that is 6 months or ...


 Should I cancel my Credit Card?
I've finally paid down most of my credit card. This month end I'll be able to pay the balance due which will leave only the small balance (about half of what's due now) on the next ...



honeygirl17403
I live in Pa and have a few hospital bills. Can they send them collections even though i'm payin them?
something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In return makes Bad credit.
Additional Details
I have contacted them about what i can send and still want 25.00.I did receive small discount though the hospital and that goes for them also.
                     
 




SPIFIMAN1
Yes they can.

Anytime you send in less then the minimum amount they can report to the credit bureaus.


jette n
Rating
what is pa.
i live in Denmark we have free hospitals pay it over tax
wote for Hillery Clinton she have studied Scandinavian health system


acermill
Rating
They are fully entitled to send your accounts to collection. Hospitals, even though many are non-profits, also need these funds to continue proper operation. They provided you a service, and are entitled to payment for same.

I'd venture they were VERY generous in accepting as little as $25.00 per month. Bit the bullet and find the other $15 each month, if you want them to not report to the credit agency.


Kimmy
Rating
it depends on the business you are paying the bill to. Send the $10 per month and they might send you to a pre-collections which is just a company they have to take care of any bills that are 90 or so days past due. but i've been in your boat dozens of times-especially when i was in college and some months i paid only $5! but they never turned me into collections. it used to be illegal for any medical practice to turn it over to collections if you were paying something but i dont know what it is now. I live in the pittsburgh area


pfloydie
Rating
I would argue with the hospital and tell them -- that 10 dollars is what you can pay. . .I am in NY -- I was under the impression that as long as you sent SOMETHING!!!! they had to leave you alone. . .
Collection does show up on your credit -- even after the debt has been paid!!
Don't let them do it to you. . .be strong with them . . .it's terrible that is how sick people get treated.
Let me know if there is anything I can do. . .
use the "contact me" part of my avatar


bella
Rating
No they can't, but make sure you continue to pay at least a little bit even if they don't send a bill because that is where they can get ya if you miss a payment. I have been paying a 2000.00 bill for years at 5 bucks a month and they cant do anything as long as they receive a payment.


wish I were
Have you called the billing office to ask if there is any help you can get on your bills? I filled out an application and they paid my bills down greatly for me. It's worth a try.


joey322
have you contacted them to explain that all you can afford is $10.00??

as far as i know, as long as you are paying SOMETHING, then it can't hurt you...
but i don't know for sure.


regerugged
Rating
Yes.


matsystud
Rating
i think they can


alexis h
no. something is better than nothing they like to see you at least giving a damn to give what you can.


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