 What does available credit mean, as opposed to current balance on a credit card statement? |
On my statement it says
Balance - $200.00 (as an example) then
Available Credit. $290.00
I want to but something for $400 on my credit card, is that possible? Or can I ... |
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 Why does paypal request the tracking number before I receive payment? |
| I had put my item up on Craig's list and after someone contacted me about it and sent me the payment, I got one email that said My requested amount was sent to me, as well as shipping. The ... |
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 Can someone explain with detail what a pre settlement lawsuit loan is? |
| How does a lawsuit loan work?? Do I have to pay it back with interest? Is there a minimum I can request? I am currently awaiting a settlement from a personal injury from a car accident....how can ... |
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 Violation of new credit card law ? |
| Little Ceasars Pizza charges $1.50 if you use a credit card. Is that legal ? If so that's just wrong !... |
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 paypal add credit card? |
does paypal charge you for adding a credit card?
I already have money in my paypal without a credit card.... |
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 What are the options for a child whose parents opened credit in their name? |
| The child is now a young adult, and finds themselves owing close to 20 thousand dollars.Although they still wish to help their parents, what is the best way to fix what has been done, and to protect ... |
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 How long should I wait before getting another credit card? |
| In April, I got approved for a Orchard Bank and Public Savings card. I've been using them and paying them off before the due date. Now I'd like to get a Best Buy / ABC Warehouse / Sears / W... |
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 Question about Visa Pre-paid Debit Card.? |
| i bought it at Rite aid and put 40$ on it, on the package it says its a Temporary Card, Can i still use it or do i have to register it online and wait for the personalized card to come in the mail?... |
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 Interest Rate Problem? |
You invest $500 for three years and earn $60 in simple interest. What is the interest rate?
I know the formula, i=prt, but I'm just having some difficulties... An explanation would be ... |
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 Mistake in my credit report? easy 10 points right away? |
| I was studying in Michigan on 2006 before I left to my country. During that time I had an account with TCF bank. When I left, I did not close the account as I was getting monthly stipend for three ... |
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 Will porn site debt affect my credit? |
| The adult webcam site attempted to charge 35 dollars for shows I previously viewed because I had unknowingly surpassed the amount of money I had left on my prepaid visa debit card, but all attempts ... |
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 Is the APR on a credit card charged every month or once a year? |
| When the credit card company sets an APR on my account, does that mean that they charge the APR rate every month on top of my balance on purchases or just once a year?... |
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| A local hotel charged me for a extra night and won't credit my card back? |
| My girlfriend and I were having a difficult time so I stayed at a hotel for a weekend. It started out as a co-worker of mine knows the owner of a few hotels here in town (state of Florida) He called ... |
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 how do i find my credit score? |
| I would like to know my credit score and I have gone to that free site and requested it but they said I had to pay. I know that you are entitled to a copy of your credit report and that you do not ... |
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 question about the declared value ? |
| Hi , I've recently ordered something to be shipped from china to israel , the shipper asked me to confirm in a declared value of USD 250 , what does this mean ? Does that mean i have to add USD25... |
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 can a sim only phone tariff (pay monthly) improve credit rating? |
| Im wanting to get an orange pay monthly sim only plan , as they have no phones i want to take at the minute. I currently use an o2 pay monthly simplicity sim but the service i get from o2 is pretty ... |
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 How much can I expect my credit score to improve? |
| My husband and I both have decent credit scores in the low 700's. We have six debt accounts, three revolving and three installment (including our mortgage). Over the next seven months we plan on ... |
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horneyman2006 | I loaned 10K to my friend using my credit card? |
He managed to pay half way, he still owns $4,500.00, last year he failed to pay one month, I did pay that for him to protect my credit, now back in May 2010, he failed again, I sent him a letter with the bank statement, and I got it back from the post office, as VACANT. I know where his family lives. I live in Miamidade County Florida,. he still lives in Orlando Florida, I checked the property taxes on his address and are good, I don't see his place being forclosured.
My questions are, can I sue him?, what if this person filed for bankruptcy? thats mean I can't collect that debt from him? |
 |
 
jlf
|
If you gave really gave someone $10,000 charged to your credit card and then relied on THEM to make your credit card payments, that was ... (ahem) .. a not very bright thing to do. Before you try to sue, do you have any written proof that this is a legally enforceable LOAN rather than just a cash gift to him? |
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JIM
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Sue him. He is putting your credit score at risk. The fact he has not contacted you to explain himself suggests he is trying to avoid the debt completely |
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Maria
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It sounds like you will be able to prove it was a loan, not a gift simply due to the fact that he has paid back nearly half. He wouldn't have paid any money back if he thought it was a gift so he can't use the 'it was a gift' defence in small claims court. Sue him, you need to protect your credit and get that balance paid back as soon as possible. Send him a registered letter telling him that he needs to contact you within 7 days to arrange full payment or offer a payment plan to repay the amount still owing or you will begin legal proceedings. If he doesn't respond or make payment then file a claim straightaway. Keep copies of any letters you send or have sent, also everything you have showing every payment he's made and where you originally took out the money. Sounds to me like you have an excellent chance of getting your money back since he's avoiding you because he knows full well he owes you this money. Don't let him scam you like this, take his *ss to court! Good luck. |
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