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 I have just paid off all credit card debt that I had...........?
So where do I take it from here? I have no debt other than a carpayment. What is the best way to build strong credit with out using credit cards? Any really good suggestions?...


 What is 19% interest rate?
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 Which is best credit card to own? and y?
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 Do you use a credit card?
if so have you hammered it?

Did you learn your lesson?

Or did you go out and get another one before your credit rating sank like a lead balloon?


Me... Been ...


 Has anyone used provident?
My friend told me about a loan company called provident. Someone calls at your house every week/month to collect the money.Has anyone used this company?...


 How can I get a loan to start a home-based business if I have horrible credit?
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad ...


 What goverment web sight can you go to for a free annual credit report?
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 Can we use debit card information online where credit card information is asked?
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 Is it a fact that checking your credit history decrease your score or effects it? if so fact or myth.?
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 Please help with credit card problem?
i have just recieved a credit card from capital one,and they have just asked me to pay £49 to cover me for 3 years for theft and money loss of total up to £70.000 am i covered any way or should i ...


 Is having 8 credit cards a GOOD idea?
Because I don't think it is. I have my debit card, which I'm working on getting A credit card.....Wrong attitude?...


 I am poor i live in country pakistan from which charity i get money for liveing?
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 Is paying through paypal is safe..? Anyone experienced...?
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 I am being chased by debt collectors for a debt that i paid off 14 years ago! Is this legal?
I was a cosigner in an apt. We had to break our lease so paid the $540.00 reletting fee and moved. Instead of actually subletting the apt, the apt complex left the door open to squatters and they ...


 Is it bad to charge items on a new credit card and then pay the bill the next day?
I just got a card that is issued to people considered "high-risk". I do not need the card, but I am trying to help my credit score, etc. What is the best way to treat this situation? Should ...


 I am in debt up to my eyeballs, I have nothing to use as collateral, what is my best bet? I have not used a?
credit card scence x-mass, but I can make only the mim. amount due..any suggestion..I have already consloadated my bills once, but at that time I used my car as collateral..I dont have that car any ...


 Does anyone know who to speak to about help with paying electric bills.?
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 What happens when I overpay my credit card balance?
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 Best way to pay off credit cards to improve credit score?
As a college student, I've racked up some credit card debt. I have never missed a payment, and have always paid at least $5-10 over the minimum amount.

My grandfather recently ...


 Do you have to call each indivdual credit card to find out balance and credit limit?
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aeetoseye
I lost my birth certificate...what kind of a risk am I at for identity theft?
                     
 




tudorjason (matt)
You are at risk. You need to put freezes on your credit reports and request another certificate from the county you were born in.

I hope nothing bad happens.


Liam C
Well... lemme put it this way... I could bag you with just a photo of your credit card taken with my cellphone in a line or something... hand someone a birth certificate... it's like handing them the deed to a house... the house being you..


puppy luv101
Rating
YES YES YES CONTACT TOWN HALL OR EVEN THE STATE


tiffany_8_0_6
Rating
well i guess it just depends on where you lost it, i mean if you lost it some where in your house i mean no one could really still your identity but if you lost it some where else you need to call the City Hall that is there in your town but you cant really do anything until they still your identity but all you can do is go get another one but you might have to pay a fine to get another one.


Nikki S
Rating
Unless your social security number is on it, you should be okay. I would pull my credit report within sixty days to see if there has been activity.


Manuel Rodriguez
Rating
If it was your original birth certificate, then you are extremely vulnerable. If it were a copy, then whoever finds it will need a second supporting document.

What you need to do is visit the Federal Trade Commission website and check out their Identity Theft Kit. With it, you'll be able to clear up any problems that might arise from having lost your birth certificate. The kit has lots of information on what forms to fill out and where to mail them. Plus it has information on the Social Security Administration fraud protection section. You'll need to contact them and inform them of what has happened.

If you don't want to search endlessly through the FTC's large website, go to this page and you'll get the kit for free: http://creditrepair.topreviewslist.com/High_Tech_ID_Theft.html


Mr. E
Rating
If you're looking for piece of mind you should engage an Identify Theft protection company.

http://www.idsherpa.com compares a few of the top providers - I use Lifelock and for $10 per month I sleep better at night for it -


baby girl f
Rating
OOHHH god a big one.... call the hospital and get it.. do somethin


Don S
You are at a pretty big risk, from my own experience of habving my identity stolen last year, the best solution now that your document could be compromised is an ID theft protection plan with monitoring that covers all 4 types, credit, social security, medical and criminal. Most ID theft plans only cover credit theft which is the easiest to fix and you are most at risk of the other 3 types. Here is a link to the plan I use: http://BestIDTheftProtection.info it is the best I found and covers all 4 types.
I hope this helps!


divademi
Rating
Just your name and birthdate will be stolen. but if a thief is real good, they can easily gain knowledge of your SS #. Hopefully. There will be no damage done to your name. With the laws changing about indentity theft and the punishement one could recieve( some states this is now a felony if used) Just a little advice, Don't ever walk around with your main IDentification ie birth certificate , SS # , Pins # to accounts in your pocket. Once this happens you would need to put an alert on your credit and this can be a pain later on in the future.


chiKa BonITa
u are at big risk... of someone finds it they might use ur security number. and thats not good.


MissV
Chill. Losing your birth certificate is not the same as losing your social security number (unless it's embossed on there. When I was born 50 yrs ago it wasn't attached).

Best to get a credit guard through all 3 credit bureaus first so that you'll be alerted if any activity occurs using your SSN.


kimbarlaayy
an extremely big one! call your state office or something


thatscool
Rating
how did u lose your birth certificate?the hospital probably has you on record. but if u lost it it doesnt nessisarily mean someone stole it. if u do have identity theft then have the hospital idenify u to the cops and take an imediate photo of u know in case ur questioned


Marcus B
If you are concerned you can use a service such as Lifelock to protect yourself from identity theft:

Here is the link to their website:
www.TrustedService.net/LifeLock


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