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I LIVE IN ALABAMA
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Sammy | I lost my debit card!!!!!? |
My debit card was stolen a couple of days ago (4-5 days) and used to make purchases worth more then 2000 dollars. I have contacted the police after my bank have notified me of the overcharges the theif made. I rarely use my debit card so I did not notice it was lost until I was notified by my bank. I am in great pain of this, and I would like to know is there a way I could get my money back and will the bank charge me any money. Also, should I ask the police to look at the video tapes where the puchases were made or do they do that automatically?
Thank you so much!
Additional Details
Oh and it had the visa symbol on it from Provident Bank. |
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Wikipedia Brown
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My bank (Bank of America) will reimburse me for all unauthorized charges on my debit card. If I had to guess all the big ones are pretty much the same which would mean you're fine as long as you go through whatever processes they require. However, you should call Provident right away and find out what you need to do. If they are like my bank you only have a certain amount of time to be reimbursed.
It might be a good idea to ask the police to look at the video tapes in case they didn't think of it. I don't see how it can hurt.
Sorry to hear this happened to you. Hope it works out OK! |
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DAS
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You need to call Provident bank to see if you are liable. That's the only thing you should be concerned with, especially if you have already made a police report. The police will make their investigation. It's more important to find out if you will get your money back. That should be your concern. |
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Lisa T (Stop BSL)
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My bank will not charge me for purchases after a theft. They should know your spending habits well enough to know if it was fraud or not. |
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mytwodogs60463
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you also need to put a fraud alert on your credit cards now. the credit card companys do it for free when this arises. go online and contact experian and let them know what happened. |
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rossi1778
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Unless they used your PIN, you should be OK, the VISA and Mastercard companies have insurance to deal with these situations. You gave the bank reasonable notice, so you shouldn't be liable. Ask for "provisional credit" so the bank puts your money back in your account right away and pay themselves back when they get the money from VISA or Mastercard. The stores in which your card was used will most likely be the ones liable for the charges because they didn't take precautions (checking signatures or ID's), so don't worry. Just insist on the provisional credit. (I've worked in a bank for 5 years, and we did this for customers). |
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Lizbiz
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Most banks have a limit that you are responsible for if you report a lost or stolen card. Your issuing bank should have gone over this with you. If not, then call them and take charge of your situation. Have them issue you a new card and account number and put a security watch on the card. If someone should get a hold of your card in the future, the bank will be able to stop high usage until you are contacted. And yes, keep up with the police so that your case doesn't fall into the dead file. They're busy. Good luck with this. |
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N K
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You are fine. Your bank will take care of it. Banks are federally insured against this kind of fraud. You will get all your money back and all charges on your statement will be taken care of. Just talk to your bank. The bank will not charge you any money, return the money to your account and any other charges you may have incurred. Banks are insured against this. Just call up the bank and the police and let the system run its course. |
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Just
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Not to worry, I'm sure the police will track down the appropriate Gas Pump. |
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?
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yeah i found it, am having a blast. lmao better cancel it big time. |
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