My payment for Capital One was due yesterday on Friday.. I didn't get my check until yesterday.. so I put it in the bank and when I tried to go pay it today they had charged me a late fee!!! I ...
I need to get a loan for 270,000 for a house. Additional Details i can put down 20,000. My financial status, well the house will pay off itself. im pretty sure theres some way for an 18 ...
I have got a debt of £600 on a store card. Would it make more sense to transfer this to a credit card that has 0% on balance transfers and 0% interest for 6 months and pay it off via this instead of ...
My brother would like to pay off an outstanding loan but the only way he could do this is by getting a credit card and using the credit to pay off the £2000 loan.
i have 4 credit cards which are up to the limit and an overdraft, i have been offered a loan to pay it all off £7500 over 5 yrs, the monthly repayments are just over £200 per month my minimum ...
something even though its not what they require. Say they want 25.00 a mo. and i can only send 10.00. Can they do anything? I know once it goes to collections it ends up on your credit also. In ...
I have a credit score of 0 I have applied for credit cards and loans. I even tried getting a car under $20,000.00 I still am not approved for anything. What do I do?...
My credit report says that I opened a mortgage loan in 2002, but I was overseas during that time and just realized this when trying to get an apartment here in the states....I believe it is the house my mother is living in what do i do?
Go here for step by step ways to dispute incorrect info on your report.
CreditScoreQuick under the BLOG
tcfoos
Find out from the mortgage lender how your name got on this account. I don't know what your relationship is like with your mother but you probably don't want to report her for fraud if she did use your information to get a house. I would suggest having the mortgage company send you a copy of the signed loan docs and then confront your mother with them. Get her to refinance it in her own name. The neat thing is the house is probably yours and you would have the right to sell the property or rent out extra rooms in it. Of course if you don't have a good relationship you could always verify the fraudulent nature of the debt and prosecute for identity theft.
Good Luck
Bill C
File a dispute with the credit reporting agency. I would also contact the mortgage company that is listed on your credit report and find out why they are saying that it was you who took out the mortgage.
bdancer222
Dispute the item with the credit bureau as not being yours. That should get it removed. It's probably just a keying error.
rallman@sbcglobal.net
Call Trans Union tommorrow
src50
Go to www.annualcreditreport.com. Pull all three of your reports and review them carefully. Follow the agencies' dispute procedures for any erroneous information.
KNN
Will depends on if you are okay with getting your mother in trouble for fraud...
I would first get the info for the mortgage company and write them a dispute letter. There is specific wording you should use, go to this site for help: http://www.debt-n-credit-letters.com/
This site also sample letters (at the bottom) for lots of situations.
Once you get verification of the debt from the mortgage company you can decide from there...
Lori H
The credit report that you have should have a number to call if any information on it is incorrect. May be she listed you as the co-owner; you still need to get it taken care of.
Bill S
Go here there are free letters you can use to dispute your credit report http://www.adviceontime.com/Credit/Credit.htm
Nightstrikes
Just call one of the credit bureuas and they will help you sort it out. They are more helpful than you think and that is probably the best way to go about doing it.
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