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 Credit check?
People say their credit is like 700 or something. How do i check my credit and what is good credit? How can i check it without paying stuf!?
Additional Details
I accidently payed 7.97 ...


 Job interview tuesday,why do they need a credit check??
i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,...


 I am applying for a home with a 450 credit score is it possible?
...


 What is a good unsecured credit card to get after you file bankruptcy?
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???...


 Is Amazon safe to buy from using credit card ?
Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ...


 Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal?
An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ...


 Credit scoring confusion?
I had a credit card back in the 90's. I closed it in 2001 with a balance of $5000 when I got laid off. I tried to keep up the payments but couldn't and stopped paying. It is now on my ...


 Do I need to pay off a credit card statement balance and recent activity to build credit?
When I recieve the statement of my credit cards, it tells me the statement balance for example is $100. It also shows recent activity since my billing cycle ended, for example lets say $25. I have ...


 I need some credit and i have no money what can i do?
for my mobile i'm only a kid but still i need 2 soalist (can't spell oh well) and my parent dont get payed for a while is there anyway i can get free tx's with oyut spending my money?...


 If I went to a real court,judgement against was rendered by a phony judge, do i need to pay judgement?
I went to court in cook county circuit court after my credit card co. who told me i was in good standing, alledgedly sued me for a judgement on a credit card fraud. the small claims court judge turns ...


 How do i get a credit card when i have bad credit?
most credit card they send the states one i want to try to fill one in for ...


 Best way to improve credit score?
My credit score is bad. I was young and dumb and now I'm paying for it with a score below 600. Its hard for me to get a credit card application approved if I apply. I make good money and in ...


 Can my boyfriend and I apply for a car loan as co-applicants?
We need an extra car. The dealership says that I make enough money to finance, but my credit score isn't that good. My boyfriend doesn't have the income, but he has a good credit score. W...


 Can i know how would be a credit card number?
...


 Does a judgement fall off your credit report after seven years?
My nephew has a judgement against him for credit car debt. He is paying a monthly installment on it and will have it paid off in less than three years. He asked me how long it would stay on his ...


 I recently paid a bill which was a couple of days late arriving.. they have now charged me £20 for lateness.?
I thought there were rules against this, whereby they cannot now charge you astronomical administration fees ?...


 Why do they say bad creditors will leave your credit report n 7 years?
I am tryin 2 clean up my credit and researching 2 learn more about my credit report, but there r items that is on it that is older than 7 years. they say creditors come off after 7 years?...


 How does an ATM work?
...


 How do i go about closing my credit cards with balances on them.?
Do i just call me and tell them and keep makin monthly payments on them....


 If i dispute something i believe to be over 7 years but it turns out not to be will it restart the time?
...



gbgbabi
I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support?
FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,however,his credit is in the low 500s. I NEED HELP.!!!!!
                     
 




Gary H
You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.

WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.

There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...

http://www.axalda.info/bad-credit-car-loans.html


Muga Wa Kabbz
You probably should not get a car loan. You will only make your credit worse if you default.


tkquestion
First of all, no business wants to HELP anybody. Those companies who give loans are businesses and they exist to make money. Most certainly, they do not exist to take risks that will likely end up in loss. If you are approaching business and asking for "help," you are wasting your time.

With that said, with your low credit scores, unemployed, and being on public support, your chances of getting a loan is very small, almost none. Certainly, if you can get one, interest rate and terms will be awful.

I tell you all this, not because I want to be mean to you, but to tell you, if someone is willing to give you money, watch out! There are all kinds of scams that target low income (and financially unsavy) people. They will take everything you own and then some.

My suggestion to you would be to review your ENTIRE situation. Although an education is a good thing, it may not be the best thing for you AT THE MOMENT. You might, perhaps, want to find work. Or, check out charity organizations for assistance.

I'd hate to see someone in dire needs taken advantage.


mukwonago53149
You are certainly correct that nobody wants to help you out with a credit score of 419 - probably because you have a history of harming the people you borrow from. Can you blame them?

You need to step up and take responsibility. You need to get a job, even if it's a crappy job. Once you have income, purchase a cheap car with cash (under $1,000). In the meantime, get to work using public transportation.


burt
Rating
I found interesting information about your answer here. Goodhttp://all-work-at-home.blogspot.com/2007/08/work-at-home.html Good luck!


Richard S.
Rating
Would you loan someone money who has a history of not paying back and with no means to do so (no job) ?

You need a job for a car loan, period... If your fiance has 500 scores he can probably get financed somewhere but you will need a down payment. Anywhere from 10-20% of the purchase price. If you don't have any cash then you are probably out of luck.


THECREDITFILESCOINC
Rating
If you can get a co-signer our agency can get you the funding that you need as long as you can locate a co-signer with a fico score of at least 690 or higher. We can get you the funding that you need within 5-10 business days.

Otherwise, you need to just get a job and call it a day because with scores like that, it proves and demonstrates that you ARE NOT a responsible person and no one is going to take the risk!! Unfortunately, you've proven that you are a risk and no one will chance it!! Especially high-risk lenders when your scores are in the 400's and the 500's. That unreal ... You need to build your credit or just start all over again or something, but from where you are .. unfortunately no one is going to give you anything! YOU ARE HIGH RISK!!!

Register in our Credit Club and we'll send you the application to apply if you have a co-signer! Good luck!

Much Love
Peace & Happiness


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