 I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score? |
| I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score?... |
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 I cosigned for a car for my niece. she is always late. how can i get out of this situation? |
| She and I had a family falling out which mkaes it harder for me to contact her. I need some type of legal adice on what to do with this situation. How bad can this hurt my credit?... |
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 How do I get a collection agency to stop pursuing me for money I shouldn't owe? |
| I refused to pay $430.00 to an apartment complex I moved out of because the charges were bogus. I did pay for other charges I thought I was responsible for, like new carpeting. I refused to pay for ... |
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 Is this a good idea? |
| Should I take out a $100,000 loan to invest in the stock market?... |
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 Can I still use my expired MasterCard? |
| My MasterCard is set to expire 07/06. If I don't receive my new card by July 1st, can I still use my expired card at any merchant that accepts MC until I receive my new card?... |
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 Pay off car loan or credit card? |
| Just received my tax return and have a few extra thousand to either pay off my car loan or pay down my credit card. Seems like the easy answer would be to pay whichever has the highest interest rate -... |
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 Is it right for Egg to do this to their credit card customers? |
Cancelling their credit cards to 161,000 people. Many whom claim they have excellent credit rating and repayments are in full monthly.
http://news.bbc.co.uk/1/... |
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 What happens if I cut up my credit cards? |
I want to stop using credit cards and everyone says to just cut them up so I can't use them then pay them off. But then don't I need the info on the cards if I plan to cancel them?
A... |
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 Can I get arrested for a late payment on my truck? |
| I am one month behind on my truck payment, becuase of a money scam that happend to me a few months ago. I tried to work things out with the dealer and they did not want to make arrangements. I am ... |
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 This guy calls me and says he works for a collection agency, but the caller ID is 000-000-0000 I its a scam? |
| The caller ID name is 000-000-0000 and a phone number but when I go to whitepages.com and put the # it its unpublished and says the provider name and the city the phone is in, which is the same as my ... |
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 Where can i get a 2000 dollar loans with bad credit? |
| hey does anyone know where i can get a small loan with bad credit my credit score is a 570 or ... |
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 Should I pay my vehicle off? |
| I have 3 years of payments left on my truck, the interest is 3.9% with low monthly payments. I can easily afford to pay it off, but is it really worth it? What are the negative aspects of paying it ... |
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 Paying of credit cards? |
When paying of credit cards, is it better to make smaller payments more frequently (say weekly) or to make one large payment monthly?
Will the smaller more frequent payments really reduce the ... |
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kt_rox100 | I need a car loan, but my credit isnt good enough!? |
Wells Fargo has the lowest interest rates, but my credit report sort of sucks because of my husband not paying his bills in the past(grr). Financers that dont care abut your credit report usually have insane interest rates.
My credit score wont go up for seven years, i learned, and im buying an suv, so i need an auto loan. Is there any place out there that will accept bad credit but doesnt have huge interest rates? |
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jtlyr
 |
There are actually places that specialize in finding financing for people who have less than perfect credit. The one I am familiar with is:
http://www.mortgageous.com/noriskcredit
Their auto loan service is great - they find you the best financing rates possible for someone with poor credit, and they'll work with you to explain everything you need to know. |
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mlkirchgessner
 |
save up some money and get a used car suv's are a waste of money |
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cork
 |
SAVE YOUR MONEY AND BUY A CHEAPER VEHICLE
FROM A PERSONAL SELLER THRU THE CLASSIFIEDS..
NOT A DEALER....
YOU CAN BUY A NICE VEHICLE THRU THE NEWSPAPER FOR UNDER 4000 DOLLARS CASH... FROM PERSONAL INDIVIDUAL....LESS THAN HALF WHAT YOU WOULD PAY A DEALER AND THEN SAVE THAT IN INTEREST TO BOOT ..
BUY A CAR WITH GOOD GAS MILEAGE...NOT A GAS HOGGER...AND CHEAPER ON INSURANCE ALSO. |
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Shannon E
 |
There are so many options now to finance a vehicle. First of all go to a large dealership that grantees no refusals. They have lenders like HSBC who are willing to take a risk. Sure the interest rate will be high but after one year you can set an appointment to have it changed to a lower rate. A year of high interest insnt going to hurt that bad. Its just temporary to get your foot in the door. I did it, A year of paying off your vehicle without missing payments really does work in your favour. Plus I also up'd my payments for 5 months then had it return back to normal. That really helped... After a full year you can have yourself re-assest. And your interest rates will drop to a nice lower rate you can live with. Come next time you will get the interest rate you want.
Also make sure your husbands name is NOT on this loan. They look at the social insurance number or (security number (states if I'm correct that's the right name of it)
You want to rebuild your credit. This will cost you a bit but in the long run its worth every penny. |
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Ads
|
Yes there are such lenders around. The problem is though that you may face higher interest rates but then again you can negotiate this with the lender. I presume the suv costs more than a credit card as you could get one, but then again you have to watch the interest rates. My profile has more information if you need. |
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hendy h
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When you compare both the types of bad credit car loans, the secured bad credit car loan is more flexible as regards the terms and conditions. The unsecured is more rigid. Hence if you are certain about making regular payments, secured option is the best.
Find out a suitable lender who offers you loan on terms and conditions that are favorable for you. Spend time searching for the lenders both on the Internet as well as in the physical world. You are more likely to get a cheaper and better loan online. This can lower your total cost of the bad credit car loan.
Do not be taken in by the misleading ads released by the lenders. Their aim is to make the loan more alluring to the prospects. But it may not necessarily be true. Instead, find out for yourself the actual facts about the bad credit car loan. |
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cutemarv
|
i dont really know |
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twv706
|
If your credit is bad, you will probably get stuck with paying a premium interest rate. One place that does bad credit auto loans is HSBC. You can apply On-Line too.
For free valuable consumer information on bad credit auto finance companies read http://www.getbadcreditcarloan.info , this mat give you some inside tips to get the best deal on a interest rate with less than perfect credit. |
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Mike Oxmaul
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Try to find a co-signer. |
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TaxMaven
|
Let's rethink this: You don't "need" a loan, you want one because you are trying to buy a car you cannot afford. If you two have made a habit of financing what you want, it is no wonder that your hubby cannot/has not paid all his bills on time.
(1) Unless you both signed on something, his credit does not affect yours.
(2) You are married, so even if it isn't on your personal credit report, his debt is your debt. The sooner you stop playing yours/mine, the better chance you will remain married.
(3) There are plenty of good used cars to be had for only a few thousand dollars. People are dumping 3+ y/o SUVs left & right because they cannot afford the gas. Don't tell me you cannot find a cheap car, either. We have only once spent more than $4k on a car. |
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tara b
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Hahaha!!!! no! you are out of luck! |
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