 My credit score is 729, is that good? |
| I am a 19 yr old Male in college, I just checked my credit score, is 729 good? How good?... |
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 How do i cash a $20,000 money order? |
| my friend wants to send me a $20,000 gift out of his trust fund. he lives out of state now though. but when he sends the money order in western union or fed ex, how do i cash it? i whould normally go ... |
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 What do I do about collection agency filing law suit over over credit card debt.? |
| I was given 10 days to respond to the petition. They are asking for 1500.00, I believe this is an old credit card that went to collection that the available limit was about 500. I need to write a ... |
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 Can you send a cease and desist letter to a credit card company -or does this only work 4 collection agency's? |
| Mom mom is in bad health and can not work, but Sears calls her daily harrasing her to pay a debt she is truly unable to pay. She has no real assest, so she is judgememnt proof. Would telling them ... |
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 Help Finding A Credit Card? |
| For my boyfriend. I don't know how his credit is. I would say fair to good.. Not bad or excellent. But what he is wanting to do is buy a cheap car (Under $2000) on a credit card (so his limit ... |
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 Paypal and Ebay? |
HI,
I have just sold an item for £250 in ebay and the fella who won has paid via paypal. It says that the payment from him is completed so i requested the funds are transfered to my ... |
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 What to do with check? |
| I have got a check it looks real for 2,940.00 dollars it is from Latex Finance Inc they say i have won 50,000 and the check is for help in paying some of the fees,from what i have found out this is a ... |
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 How can i figure out if someone used my ss number to get a credit card? |
| My wallet was stolen with my Social Security Card and Birth certificate in it. How can i figure out if someone has used my social security number to get a credit card? I have no other credit cards, ... |
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 Can a 15 year old have a check card? |
| what do I have to do to get a check card? what kind of account should i open up?... |
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 Bankruptcy and pets? |
| My husband is swearing that he remembers the bankruptcy lawyer saying that getting a new pet before bankruptcy is something they don't recommend doing. He is filing but I am not (we've ... |
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 Does anyone know an actual way to "quickly" raise your credit score? |
| I am in dire need of a house at the moment. We can afford quite a few around the city but our credit score is currently 565. There are several items on our report that were charged off in chapter 7 ... |
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 Credit cards?? |
I dont really no anything about credit cards but i need 10,000 pounds. I have a few questions.
1. how mnay credit cards can you have?
2.when do you pay back the money?
3.how much money ... |
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 Will my credit improve from paying off medical bills that were delinquent? |
| I just paid off two small ($300) medical bills that had been on my credit report for a few years. They were reported monthly as "key derogatory". Now that they will be considered "... |
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 I applied for a store credit card and i was denied why? |
| I dont have any other credit cards so i dont have good or bad credit i have no credit why didnt the accept my application Im old enough to have one im in my 2nd yr of ... |
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 If you're trying to re-build credit, is it worth keeping credit cards open even if they charge an annual fee? |
| I've paid off all my debts on my credit cards but I've been told not to close any of them as I'm trying to re-build my credit. But is it worth keeping them open if they charge an A... |
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 Payday loan places? |
| do they check your credit score report before they give you a loan. I have this unexpected thing come up and I wont have cash until for about 2 weeks, I have okay credit, but I know everytime a place ... |
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 I'm in the process of getting divorced. can my husband make me lose my house if he declares himself bankrupt |
| i am unable to work due to long term sickness and my husband has left and me in lot of debt and he too has alot of debt . He wants to decalre himsefl bankrupt to start a clear slate but my worry is ... |
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Jesse C | I need a loan and I have very bad credit with no co signer is there hope? |
I have a credit score of 573 but i need a loan to get a new car because mine is almost dead is there hope for me? and if there is where can i go? |
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Purly G
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Time to think about getting a used car. Start saving your money now so you'll be ready when your car does die. Don't get a loan with high interest. Only buy what you can afford--that's how you got into trouble in the first place, isn't it. |
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graig.carter
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Sir I can help you. DO NOT respond to ANY people trying to give you a loan that are from UK, as all the ones on this post are, I assure you. They promise unreasonably low interest rates to everyone and dont even ask for documentation, employment, etc. Thats because they are not real lenders-they are thieves! First they are actually from nigeria and they will take the processing fee and run - I know this. I am a reputable lender in Texas and although I can not offer you a low interest rate, I can work with terms you are comfortable with. Example: $10,000 loan at 20% interest over 5 years = 240.00 a month. Sound good? Let me know and be prepared to show lots of documentation.
Thanks
Graig |
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sweetheart31
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You will be able to get approved but at a MUCH higher interest rate than someone with good credit. You will end up paying way more than the vehicle is worth. |
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Justin H
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Based on my personal experience, as long as you have enough income to make payments, you will be able to purchase a car. You may pay an insane interest rate and have very high payments, but the dealership will usually do anything they can to get you into a car.
You can help yourself is you walk in with money for a down payment - even if it's as little as $500-$1000.
If you do get a loan with a high interest rate, you can usually refinance after a year or two of good payment history. |
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Steveo
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The answer is good news, bad news. If you go to a credit union, they will help you get an auto loan, but the bad news is that you won't get a new car. You will wind up with a used car. The good news is that they will give you a loan for 100% financing up to retail Kelley Blue Book value including tax, license, and warranty. The bad news is that the interest rate will be high. If you really need a car, then my advice is go used. You will get more car for the value. I bought a 5 year old Volvo, with 70,000 miles on it, and now with over 100,000 miles, it still runs like new. I will give you my credit union's website, but you can find a credit union in your neighborhood. |
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Kyle T
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Best bet is to hold off on that new car until you actually have the money to pay for it. No credible company is going to give you a loan at that rate.
You WILL be able to get a loan, but it'll end up screwing you in the end, trust me. There are plenty of people out there in that business that thrive on people with statistics like yours. |
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stupid
 |
Lot's of good advice, but I will add my two cents.
First, your interest rate is based upon the likelihood of repayment. Your credit score is low because you don't have enough history (or good history) in paying back your debts.
Second, analyze why you need a car. If it's absolutely necessary, then find a car that meets your basic needs. Is this going to be a 1 year, 3 year, 5 year type situation. This will have an impact on the car you buy.
Third, if you buy a used car, find a reputable mechanic who will perform an inspection on the car. Things like checking the motor oil and transmission fluid etc. Go for cars that are known to last and are built like tanks.
My parting advice, buy bare bones without a lot of bells and whistles. If the car has "automatic" anything, it's going to break after 8 years. Also find out how much repairs run for the given car.
Check out the following links to get an idea of price before you head to the dealers or private party. |
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Raul Myaya
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the only one that would give you credit would be a use car dealer you will probably pay about 22 percent good luck. |
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RickE
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You could try the link below. I was in the same situation until I saw this website. Although I'm paying slightly more for the car than I would if I had the cash to buy one out right, I could not get credit from anyone apart from these. I have read some bad reviews about the company, but they really have helped me and I have had no problems. |
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you & me & me & you
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look at your local newspaper and go to where the auto ads are. Sometimes they had ads that say if you have bad credit they can help you. |
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Janett C
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check to see if there is a 2nd option car dealership.... i know one by the name of DriveTime.. check and see if there is one in your area.. |
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