 My husband and I have 10K in the bank. Should we pay off our credits cards or put it towards a down payment? |
We currently rent.
Together, we have approx $10K in debt.
We both have excellent credit.
Additional Details
Our interest rates are very low, 7%... |
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 When you have a debit card? |
| and you use it as a credit card to buy things online, does the company mail a bill to your house? Or, do they just bill it to the credit/debit card company and there is never actually a paper bill ... |
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 I have a 425 credit score and want a house!? |
| This isnt fair. Stupid white corporate america has ruined my credit score and now I cant get a loan! Do you think someone can help me get a house with nothing down and a 425 credit score? I am A... |
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 Does paying off a new 6 year 9% auto loan too early affect your credit rating? |
| I do not like having an extra payment and would like to pay it off as fast as I can. The salesman informed me not to pay it off before the first year or it could affect my credit rating. Is this ... |
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 Tips on how to use credit card!!! Help? |
| So I will be 18 tomorrow and I'm planning on opening an credit card account maybe with like Bank of America. I want to start building up my credit now! So what are some advice or tips about ... |
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 How to start building credit??? |
| I am a college student and I want to build my credit so that I can apply for a car loan without my parents. I know that if I get a credit card and use that and make the monthly payments, this would ... |
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 I am 30 years old, and I found out I have cancer. I have less than 1 year to live.? |
| Right now, I have about 10k in credit card debt, 25k in student loan debt, and 8k on a vehicle loan. I have no assets except a few grand in a 401k. I am unmarried, and I'd like to know what ... |
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 If a person dies owing money, what happens? |
| If a person with no remaining family members dies without a will and having only five hundred dollars in the bank but owing thousands to credit card companies, what can the card company do about it? ... |
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 Can someone please lend me £1,000,000,000,000,000,00... |
Just until tomorrow please.
Oh and can I have it in 50p's please.... |
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 How can I tell my husband that I ran up my credit card? |
| Over the past 6 months I have racked up almost 80k on my American Express Card. I don’t know why but I just went spending crazy. I have bought everything from jewelry to sexy clothing that I can’... |
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 What' the difference between Debit and Credit? |
| What' the difference between Debit and Credit? When I use my Visa debit card at the store they ask me if I want to do Debit or Credit. What are the differences?... |
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 My kid wants a prepaid visa debit.? |
| ok this is a tricky one. my 15 year old wants a debit card that you can use online or in stores. i dont want to pay a start up fee. he doesnt want one that is a savings only. and he doesnt want a ... |
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 What can a 750 credit score get me? |
Additional Details
it was a pretty general question. i knew i had a 750 score for the past 2 months but i never fully understood what the big deal was. thank you all for your advice. i ... |
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 Whats the difference when useing debt and credit on a atm card? |
| I just got my atm card from my bank, but im not sure witch is best for me to use it as, debt or credit? what is the difference?... |
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 I am about to be 18 and have good credit. i need to know if 16.97% interest is high.? |
and does anyone have trouble with capital one?
Additional Details
okay so iam 18, so 6% insrest isnt going to happen. please dont write about your self.... |
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kal_el's_love | I need a loan and have bad credit? |
I need to get an engine for my car asap or at least another car. My credit is far from being good. Is there anywhere I can go for a loan? I dont have any money saved but need it asap!! Please help!! |
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Wondering Mind
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that sucks if you do get approved the interest will be high! have you tried looking in a junk yard for an engine? they have cheap ones there and it'll keep u going until you can save up some money |
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Gary H
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There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html |
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liltj_89
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what you need to do is find a secondary car dealership in your area its not a guarantee that you will get the loan but it is one of your best and only option considering your circumstances. know now though that the terms and conditions of these loans are normally subpar. |
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Judy1
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If your credit isn't absolutely horrible, the dealer might be able to get you financed on a decent used car. You'll pay high interest though. |
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Rebecca
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https://ilp.fbdel.com/
They helped me out of a jam and my credit is far from good as well... hope you get what you need. |
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manto
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Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.
But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset. |
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Dario G
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If your credit score is less than prefect a co-signer can be a solution to your problem. Depending on the lending institution as long as you have a credit score and a job you'll be able to get a loan for an unsecured line of credit or a peronal loan with a co-signer. Keep in mind the co-signer will have to have good credit. If you need to buy a car I would suggest a credit union becuase they offer the best rates. A co-signer will also be needed in most cases. |
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TruthSeeker
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Seriously, I am a financial counselor and I must tell you that...You need Dave Ramsey's Financial Peace University.
I receive no material gain for promoting this program. I do receive a great sense of joy from sharing this wisdom with others.
You can't get out of debt by taking on new debt. You must change your behaviors and your relationship with money. It's the only way.
I took Financial Peace University and learned a great deal about my bad financial habits. I hope it will do the same for you. |
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Kaseem R
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Our Easy Auto Loan Program allows people with credit problems to apply for a loan in the privacy of their own home. Now these consumers will not have to be subject to slow service and the embarrassment of discussing their credit issues with strangers when they go to an auto dealer.Through our program, the buyer simply completes a short application online and within 24 hours, they will know if they were approved.They will be notified both by phone and email as to the status of their application.
Once the loan is approved, a packet containing a check in the amount of the loan is sent overnight by Federal Express. Once the borrower has received the check, and supplied necessary documents for address verification and proof of insurance, they are ready to go car shopping! This process gives the buyer the power to negotiate because they already have the funds and don't have to wait to be approved for financing. The program serves buyers with credit scores ranging from 475-620 with interest rates from 10-19 %. Typically, people with credit scores in these ranges pay much higher interest for auto loans so the buyer saves money by going through this program to obtain their financing.
If you want more info go to my website at:www.vrtmg.com/kricks |
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