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 Is it better to be without any credit cards or at least have one?

Additional Details
I know they are companies out there that aren't good, which companies are good to work with?...


 How can i get free money to pay off my debts?
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 Is it a bad thing if you stop using using your credit for more than 4 months?
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 Can i get a credit card if i have bad credit and which card would that be?
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 Can 13 year old boy apply for a credit card?
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 What do I do when I get a letter from a collection agency about an invalid credit card from 1992 I dont recall
I do not recall having this credit card. I did file a bankrupcy around that time and it is not on the creditors list filed. This credit card is for over 5,000 dollars and I think I would of at that ...


 I have 15,000 in credit card debt and really need to do something to get out. Any suggestions?
I cannot refi my house because of a Prepayment penalty. I spoke to my local bank about trying to get a personal loan but it will be at a 20% interest rate at a $500 a month payment for the next 5 ...


 I just got a letter in mail saying that the credit card used to pay my bill was rejected by my bank..?
for my invoice was rejected the thing is... i dont own a credit card i i didnt use this company for any thing what or where to i go to find out about this card? dont have a name of card or what was ...


 If I pay my credit card before the statement, is this good for my credit or bad for my credit?
Hi everyone, I got a Citi card. I always pay it before the statement online. So every statement date I will got a balance $0. Is this good for my credit or bad for my credit?
Can someone help ...


 I cannot pay my credit card bill?
What would happen? There's an outstanding amount of about 300 quids and I am completely broke. Can somebody tell in detail what would happen?...


 Hi I need a loan asap of about £2000 to help my family out im 19 and work full time.?
I tried the banks have no luck im not worried about the payment and the interest they charge just want somewhere that i can get some cash
T...


 If someone donated 5 billion dollars?, what would you do with it?
Tell me, what would you do. One the first day getting 6.9 billion, what and how would you respond?...


 Is it legal for a wife to get credit cards under husbands name without his consent of is it forgery ?
happen to friend and didn't think it was legal especially if they for some reason were to seperate his credit would be shot if not payed off....


 My credit score is 760 and my cousin recently asked me to Cosign on a car loan with her.?
I've never cosigned for anything with anyone so I'm not sure what to do. She's asked her parents and they've said no. My mom advised me not to do it. The loan is 4000, however she ...


 How do credit card companies or collection agencies get your cellular phone number?
If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?...


 If you found $500 on the floor, what would you do with it?
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 I lost my wallet including driver's licence, 3 credit cards, social security card,etc. What should I do next?
I lost my wallet including driver's licence, 3 credit cards, social security card, ATM receipts, etc. I called all credit card companies to cancel the cards, and put a fraud alert on my credit ...


 I need a car loan, but my credit isnt good enough!?
Wells Fargo has the lowest interest rates, but my credit report sort of sucks because of my husband not paying his bills in the past(grr). Financers that dont care abut your credit report usually ...


 Can a Collection Agency actually remove ones car in order to settle a debt?
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 How to I get Credit Card ?
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lynia_edwards
I need a loan but I don't have a bank account are there any online that will give you a loan one?
I need a loan so I can move but every site that i go to they are asking for bank info and i don't have a bank account is there any online that i could get a loan without having a bank account?
                     
 




kali143
Rating
You do not need a bank account to get a loan, but what you do need is a credit....all your loans depend on your credit score. This means how much you can get, at what rate, at what fee, etc. Most large banks and credit card companies offer personal loans, whether it is secured or unsecured. Check out major bank and credit card companies websites under loans and apply. Try Capital One, Bank of America, Citi Bank. Good Luck......Remember to read the fine print too when agreeing. Banks don't give money to be good Samaritans, they are in it to make money. Check for unseen costs such as closing costs, early termination fees (if you pay off early), and make sure the rates are not variable but fixed. Do lots of research and HW and shop around. Good Luck


robbie-5675
Rating
any creditor that requires a bank account is a THIEF so watch out I have 20 credit cards and none of them asked me for my bank account.


x_nullcipher_x
I've got a crazy idea. Go to the bank open an account and ask them about a loan while you're there.


NONAME
Rating
u dont need a bank account to get a loan. But it takes as much time to get a bank account as it would to get a loan.


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