 What are pay day loans? Are they scams or rip-offs? |
| I'm having trouble getting a loan for $1000, I am considering a pay day loan, but don't know what they are.... |
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 Is is better to close a credit card when you pay it off or leave it open? |
| I heard that it helps w/ debt to income ratio...I had a few cards, paid some off & transferred balances..now I have two, One w/ a balance on a 0% card & one that is paid off, but still open &... |
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 Capital One Platinum Visa credit card? |
I have a capital one Planity credit card, they gave me a $2000 limit, I'm a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and ... |
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 Help - A collection agency is trying to strong arm me!? |
| I've been trying to improve my credit, but with lots of old bills and living paycheck to paycheck, I have a ways to go and it's going to take some time. An old Visa account of mine was ... |
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 Would open up a new line of credit, i.e. credit card, loan, etc. hurt my credit score? |
| My current credit score is mid-500. We are planning to purchase our first home in the near future.... |
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 Is it bad to sign up for credit cards just to get rewards points? |
| I sign up for 5-10 credit cards a year solely based on the fact that they'll give me $50-$100 in rewards points for using it once. I pay my balance in full every month. Is it hurting my credit ... |
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 Bankruptcy? |
| i have recently been imformed that the tsb are gonna try and file for my bankruptcy,if they get it does that mean al my other debts will be non payable as i would be ... |
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 If i get a ÂŁ6,000 loan out NOW will it affect me getting a mortgage in 18 months? |
| I may have to get a loan out but i will be able to apply for a mortgage on the keyworkers scheme in 18 months. I was taking out the loan to pay off some bills abroad. I only have one credit card with ... |
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 Credit score issue? |
| I need to buy a car ASAP and im scared my interest rate could be high b/c i have an unpaid charge from years ago due to a bill never arriving (i was living in someones home and they said they never ... |
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 Have you ever maxed out your credit card? |
| If so, how long did it take you to pay it off ?... |
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 I want to get a bunch of credit cards, which ones? |
| i want to apply and get like 10 credit cards, what are some of the best places to get them?... |
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 Where do I cash this check at? |
| I was wrote a check from someone who lives in Vermont & I live in Oklahoma so we don't have that bank down here. Can I cash the check at any bank or what?... |
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 Will paying my credit card in advance not improve my credit rating? |
| I generally like putting money on my credit card before making expenditures, as this ensures I won't get charged any interest on any amount and that I can actually afford whatever it is I'm ... |
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 Why do credit collectors have to be rude? |
When I answer the phone and they are rude, I just write it off and refuse to pay. It seems if I could have paid on time I would have - however once they are rude, I am basically done.
I ... |
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 Whats the fastest and guarenteed way to get a loan? with bad credit....? |
| i went to court the other day and they said i had to pay some tickets off within 2 months. the total i have to pay is about 4000.00 dollars. is there somewhere i can go and get a laon? i tried my ... |
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thumper070188 | I need a loan,but I have NO CREDIT, any suggestions? |
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david f
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You can generally use alternative credit to establish credit. Copies of phone and utility payment history. Rent history. Cell phone and letters from people that you borrowed from personally.
I would suggest getting a secured credit card which is a credit card that you you have deposited money in advance to pay. Make sure that it is a company that reports to the credit bureau.
Buy a car at a buy here pay here lot and establish a history there as well |
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kmoore91175
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Get a credit card through your bank. You might have to pay a deposit. This is called a secured credit card. Then, only use the credit card for gas purchases or something that you have to buy every month anyway like groceries. Then make sure you pay it off in full every month. Only use for that one item e.g. gas, groceries, rent. This will help you establish good credit history. |
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Tommy W
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A site called prosper.com has unsecured personal loans from $1000 - $25000 with a credit score as low as 520 and no cosigner needed. |
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kbemje2000
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Many lenders will let you provide alternative credit such as a verifiable rental history (i.e. apartment complex, management company, if an individual you will need cancelled checks). Other alternative credit examples are saving money regularly on a monthly basis, phone bills, utility companies, car or renter's insurance, monthly tithing to a church, child care, furniture rentals. If this fails, get a cosigner. You can also start your credit with a small credit line with a department store. |
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mark john
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you need not care about your credit.its better for you to try an online loan.i think that the below website will help you to find the right solution. |
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John L
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It depends on the type of loan you want to take . It also depends on the amount and in these cases the interest rates are generally high.
To know more you can visit
http://geteasyloans.blogspot.com
and
http://debtconsolidationmanagement.blogspot.com |
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stphjc7
 |
It depends on what kind of loan you need. You can pretty much get approved for a loan at a store. Like using 12 months same as cash. If you have no credit, banks look at how much money you make and what you are buying. You may want to look into letting someone cosign for the loan as well. Someone that has decent credit. |
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Corrine G
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Hi.
I am corrine and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.
I got a loan of $150,000 from an agency online and i was lucky not be scammed.
Contact them at email:richards_loan_agency@yahoo.com,The... interest rate of 0.2% is simply great.
Corrine |
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Nissa
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You need a Co-Signer with good Credit to co-sign for you..... |
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Addventure Capital
|
Many people in the same situation are getting loans on a new service called Prosper.
Prosper is a really cool new loan alternative that is available on a web site called Prosper.com. Prosper.com is a peer-to-peer lending alternative that removes the big banks from the mix and places people who need money in contact with people who are willing to lend it. The way it works is that people who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.
On prosper.com my partner and I have established a group called Addventure Capital. We are two professionals with 20+ years experience in the financial services industry. It is our goal to help people like you by helping you to get a loan that meets your individual needs and assist with getting your loan funded. We will personally endorse your loan request and consider investing in your loan ourselves. Follow our guidance and you’ll have the best chance of getting your loans funded. We have clear – mathematically proven – strategies to maximize your chances of getting the money you need.
In order to take advantage of our services you need to follow the link below and join our group. Through analysis we have found that the most important factor in whether a loan gets funded on prosper.com is a group leader endorsement. If you join our group and apply for a loan through prosper.com via our group we will endorse your loan and help you get it funded.
For more information follow the link to:
https://www.prosper.com/groups/group_home.aspx?group_short_name=AddventureCapital
Click on “Join Group” on the right side of the screen and everything else should be self-explanatory |
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