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 How do I lower my APR on my credit card?
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 Sister using us as a co-signer?
My sister in law is 19 and going to college. Her Mom is trying to get my husband and I to co-sign a loan for her because the parents and all 3 siblings have bad credit. I asked why they can't ...


 I paid off a Credit card 7 years ago, closing it, now a debt collecotor is calling me on it? What can I do?
This has showed up on my credit report for years as paid in full, now the account has fallen off my credit report due to time passing. I ask them to provide me proof of the bill, or a contact number ...


 I have recently gone through a divorce and want my name off of joint accounts...?
My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!...


 I'm recently divorced, and have lots of student loan debt, how can I clean up my credit?
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 How can I use my credit card's benefits without the credit card companies making any profit?
I just was approved for both an AMEX blue credit card and a Chase Freedom credit card. Can anyone give me strategies that work while dealing with the credit card companies. I always payoff my debt at ...


 Is amazon a safe site? please answer!?
Ok soo...My dad doesnt trust his credit card number with
any internet sites at all! I believe amazon is a good site because my friends order stuff from it ALL the time. I'm not a big ...


 Does opening a bank account and continually putting money into it without taking it out establish credit?
I opened an account and I want to know: if I keep putting money into it and rarely take any out, does this establish credit? If not, how can I? A person said something about purchasing something at a ...


 What would happen if the USA banned all interest loans including auto loans, mortgages, and credit cards?
What would happen if you could only buy things that you could actually afford?...


 When they say if you make an extra mortgage payment you reduce your balance does that incl taxes & insurance?
e.g., if your mortgate is 747. then you add property taxes, and homeowners insurance making the payment 1242. do you pay the 1242 or the 747?...


 Debt help? what to do?? bills, rent etc?
I have somehow got my self into about £15000 worth of debt with creditors, on top of that i have now fallen behind with my bills and owe two months on my rent... Where do i stand and what can i do?...


 Is 710 a bad credit score? how much better is say 770?
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 Can I get a loan with bad credit? NO PAYDAY LOANS! I need a gauranteed loan. $10,000.?
I can't get a loan from anyone because I have bad credit..made a few bad choices in the past, and still getting penalized. I need a second chance. Please no S...


 HELP! what is the max time a creditor has to collect on a debt.?
I had a creditor contact me via mail regarding a passed due balance from 1990. to be honest I don't know if I ever even had an account with them.....They are threatening to attach my credit if I...


 What is my credit score?
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 I know someone who found a credit card and used it, and he got caught. what is going to happen to him?
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 Can credit card debt be passed on after you die?
It is my understanding that unsecured debt can not be passed on to your spouse or children when you die. I work in the credit industry and when assisting a client who's husband or wife has ...


 If I pay off my car loan, can I get any of the negatives, removed from my credit report?
I was late a couple times on my car payment. If I pay off the whole amount, is there any way I can negotiate them removing any of the late payments from my credit report?...


 If I owe someone money can I pay them via credit card?
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 What is the best way for me to dispute an item on my credit report?
I just closed a mtg refi. My lender found a $3500 chargeoff on my credit report. I called the company who placed the item. They could not find anything with partial acct # provided on the report. ...



smokinpauly
I need a personal loan. i get paid in cash(no proof of income) but have a high beacon score. anyone help me??
you MUST prove income to join prosper folks. well.. for them to loan you money. i need around 7000.00 five will work though.
thanks!
Additional Details
NO PROSPER PEOPLE!!!!!! GEEZ!!!!
                     
 




brokerstorage
Rating
www.prosper.com


anonymous
Rating
sometimes they can go by your bank statements. thats how i bought my house (i get cash too). if your putting some of your money in the bank. also, if you reported your income to the irs then you can use your tax forms as proof. also there are no income verification loans which charge a higher interest rate. you could apply for a credit card too and just put down what you make. they won't verify it for a credit card.


bbbils
Rating
don't listen to anyone here who tells you they are a personal lender. they're full of it.


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