 Is it better to get my house loan or car loan first ? |
| okay im 17 but turn 18 in less than 30 days in the next couple of months i want to buy a house and a truck. the truck i want is $11,000 and my house is $40,000 i really want to get my truck but i ... |
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 Hi im 25 with defaults and bad credit history and looking for an immediate loan of $2000. can anyone help me? |
| it needs to be fast approved and fast. im really desperate and need to find ways of getting this money by the end of the ... |
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 Refusal to pay stuent loan: what the worst? |
| So from all the research, the only thing that can be done is wage garnishment, and if you don't have a job, what the big deal? I own no house,land or property, I do not work, I recieve no gov... |
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 I have paid dept of in full? |
| does any one know if you pay a dept completely of if experia can clear ... |
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| 23.99 APR for a credit card |
| I'm just starting to get a credit card so I don't know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to ... |
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 How do you correct bad credit? |
| My boyfriend has horrible credit with a lot of past things he needs to pay off. Is there a type of credit counsler, or financial advisor that can help him get started? We want to start looking for ... |
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 I am considering bankrupcy....? |
| has anyone ever done this, I want to hear from people who have done this with an attorney and what the outcome was. I have $35,000 in credit debt and I can not work out payment agreements and I can ... |
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 I cosigned on a car with someone 3 years ago. How do i transfer the payments to the other person? |
| The person is not paying me the money on time. I have to pay it so that it does not affect my credit. Both of us names are on the purchase papers.... |
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 Do you have to be 18 to acquire a credit card? |
Additional Details
this is argument between me and a co-... |
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 Can a cell phone plan build your credit? |
I recently got a 2 year contract in my name. I don't have any credit (I just turned 18 a few months ago) but they ran a credit check and I was somehow approved for a contract with T-Mobile.... |
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 Need a website where you can apply fo a loan with bad credit.? |
| Don't want any private lenders B.S. I don't have bad credit or good, so say it is fair. I am never late on payments, but have some doctor bills that have not been paid, I don't get ... |
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 Is a credit card better than a debit card? |
| I currently have a debit card and find it very convenient while making transactions at merchant dealers and online. But, most of my friends have a credit card and tell me to take one. I always think ... |
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 Do personal loans ruin your credit? |
| Can taking out a large personal loan of between 5-8000 dollars have any effect on your credit score?... |
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 Has anyone heard of or dealt with Eric Smith (eric_loan)001@yahoo.com? |
| I am thinking about applying for a loan from Eric Smith. He is asking for a non-collateral deposit of 2.1% of the principal loan amount and states that this is legal as stated in the Amended C... |
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 How do I protect my unborn child's credit from his irresponsible dad and grandad who have the same full name? |
| My husband John Smith II had his credit ruined by his father John Smith I. I am pregnant with a boy now and want to name him John Smith III but don't want the same thing to happen to my child. ... |
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ieteachu2 | I need an apt. I was denied 4 yrs ago with a 585 credit score in CA. Now it's 640. Will I have problems? ? |
As I said above, I want an apt. I'm a teacher w/ ten years in the field. What are my chances of being approved in a decent area. I take home 3500/mo. and want something in the 1000+-200 range? |
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Enchantress71
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I think that score will qualify you. I would look for something that's no more than 30% of your take home income, which in your case would be no more than $1050 -- this amount should include utilities. Rule of thumb is that your housing expenses should be no more than 28% of your salary. |
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brandy
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ive gotten apartments with a way lower credit score than that. if you still get denied try to rent through a personal owner who doesnt pull your credit. i now rent a 2 bdrm house with no credit report as long as i had the security deposit and the first month rent the place was mine. |
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dianah
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640 is still a little bit low...keep trying to get it up. They consider 730 and up good scores. |
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oxsweetheartxo
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A lot of apartments dont require a credit check. If you find one you really like just show them your pay history and some good references., I live in Ohio so things are probably different. . I am renting a two family house.. I think usually apt buildings are the ones that do a credit check. . good luck |
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PattyAnn
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It sounds like you might stand a much better chance this time around, but with the economy being what it is, who can even guess whether you will get it. I see no reason based on you alone, for you to be turned down. |
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Jared
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Some renters are horrible people. A $3500+ after-tax income is more than enough for a $1200 home unless the renter is just an absolute jerkwad.
Come with your references, credit reports, and the like. Consider getting a roommate. |
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Sue
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i have never had any issues of being approved for housing. i am 20. no idea what my credit score is. and i bring in 2000 a month. I just recently rented a 4 bedroom house 1100 a month. i live in texas.
just apply all they will do is say yes or no |
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Flyby
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Each company has their own policy concerning granting credit. Most companies seem to look for scores of 650+ in granting credit. If I were you I would get a copy of my credit report and score and start calling apartments. Don't let them pull a credit report until you are ready to sign a lease. Each time a credit report is pulled it lowers your credit score. I would explain about your score and ask if it is an acceptable number for them to rent you an apartment. If you can show a history of paying your bills on time then they might give you an opportunity. |
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cutie pie
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that's still low what are you doing to bring it up? you may need 700+ to get that. |
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eastons3541
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shouldn't be a problem at all. your credit sounds pretty good now and if they give you any grief, show them documentation of where it was. you sound like a model tenant. plus you actually care. you'll be fine. |
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Jaclyn...Macy arrived 1/21/09
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I think you have a good chance. If you get denied at one place, I would try another. I had horrible credit at my last apt, and they just made me put down an extra 200 dollar deposit. |
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hey huh???
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Maybe not in that price range |
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