 Does anyone know how to get rid of columbia house records? |
| I bought some dvd's last christmas and now they are always going into my checking account taking money out and mailing me dvd's that I dont want. I can never talk to anyone at customer ... |
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 I have a serious problem on my hands! I had some money saved up and i went out to find me a used SUV? |
| I set out to find a way to restablish my credit, and my girlfriend gave me 7 grand to put down on a used car. Now, by being so excited, i didnt care what happened, i just new i had cash and i found ... |
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 I CANT GET APPROVED FOR A CREDIT CARD NO CREDiT? |
| what credit card can i get i have no credit. i know how to spend stuff im only gonna buy like cheap stuff and pay it off each time. is there other ways to build credit?... |
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| Credit card company threatening to take money !!? |
| I had a credit card with halifax bank a few years back , i basically got behind with the payments and eventually stopped paying , after several letters , i rang them up and explained difficulties in ... |
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 Is there a way to remove old paid off debt from my credit history? |
| I am trying to build my credit back up after some stupid things I did as a 20 year old. I had some deliquent credit payments about 5 years ago or so, that I eventually paid off in full about 4 years ... |
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 What can i do about ex husbands girlfriend pulling my credit from her work? |
| My soon to be ex husbands girlfriend obtained my social security number and pulled a hard inquiry on my credit. She is employed at a mortgage lender, which is where the inquiry came from, although a ... |
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 Why can't I get a unsecured credit card? |
I'm trying to rebuild my credit rating but nobody wants to seem to help!
Additional Details
they keep sending me applications for uunsecured cards and then reject the applications.... |
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 Do anyone know of a reputable Credit Repair Agency? |
| I have several charge offs, and collections items on my credit report. I would like to get these items removed. The biggest challenge is with Experian they do not delete anything. I would like to ... |
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 When one has bad credit, is it beneficial to accept the offers of the cards claiming to help rebuild credit? |
| Or if trying to rebuild your credit, would it be better to just start paying on the bills that are delinquent and trying to make a settlement with the company? I had a hard time in the past and was ... |
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 Collections agency ? |
| what should i do if they keep calling me? and they already know my address and what if they come to my house and try to do something? i owe a debt of $1000 gambling online because they gave me free &... |
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 What does payee mean? |
| On a recipt you have to write who is the payee and who is the payer?... |
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 Bankruptcy claimed 2 years ago and credit card that was included is still showing up on my credit report? |
| Please help I'm not sure what I need to do. I just applied for a small personal loan thru my credit union. I was denied because of what they said was a current debit. (A credit card that was ... |
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 How do I improve my credit score? |
| I am trying to buy a house and need to improve my credit and within the next 4 months. What is the best way of moving forward. I only have 2 small negative items, and have never owned a credit card.... |
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 Is is possible to legally remove negative information from your credit report? |
| I know there are websites out there that are scams and say they can get you a new credit report which is illegal, but I have also read that you can get the creditors to remove the negative marks. Is ... |
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 Cashier's check? |
| i just recieved a cashiers check and i was wondering if i could go to any bank to cash it.... |
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 Where can i go to look at my credit score? |
| all of the ones that i come across want a credit card number. after getting myself out of heavy credit debt i cut all my cards and canceled everything once they were paid off. it's been a year ... |
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 My husband and me just received our stimulus check on thursday, we received 600$? |
My firends received 1200$ And they told us we should have received the same amount. Does anyone know what amount we should have received?
Additional Details
My friends do not have kids. ... |
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 Unpaid Credit cards, summonsed to court for wage garnishment, how to stop it? |
| is it possible to stop it . anyone know how this works/ IM totlaly screwed!!... |
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mini_may04 | I need help........? |
I was just served papers from a collection beru. I have to pay 3,500. I just dont have that kind of money. If I call them and make payment arrangements will they except them, or will they just take me to court anyways? What is the best thing I can do? No rude answers please! |
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Frank Castle
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I can write you a check for $3,500.00 if you promise to pay me back $5,250.00 |
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beba
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Call them and explain them your situation, they can cut your balance to 50% . or give you payment options. |
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mandy
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it depends on who is givin you the papers. if they are fair resonable ppl than i think they would take you up on it an give you time. if they arent then your goin to court on their terms. but you can always call an try. ? right? |
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frieste
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worst i think that could happen is they take you to court and the judge makes them not only accept payments, but will also make sure you understand to make payments or you will go to jail..... |
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CigarMike
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Ask them to set up a payment agreement with you. Even if you offer them $100 a month, they will more than likely accept your offer. Something is better than nothing! |
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KC
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Make arrangements and keep them or it will be frowned upon if you do ever have to go to court. |
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Sugarbear
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Just so you know how collection agencies work. There are two usual ways that they work:
1. They are collecting for a client on a percentage basis. For example, you owe $1000 to a clothing store and you are put in collections. The collection agency gets 20% of whatever they can collect out of you.
2. The debt is sold to a collection agency who then tries to collect as much as they can from you. For example, the $1000 debt was sold for $200. Then the collection agency will make a profit on any collection over $200.
Sooooooo with that information in hand, you now know you can probably get away with negotiating to pay less than the actual amount that you owe, and set up a payment plan to do it.
Good luck!!! |
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Confuscious
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Most collection companies will work with you, it is in their best interest to have you make payments. But, even if they take you to court (which nobody really wants), there are laws that protect you and the judge will most likely give you a payment option. |
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