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 Credit card debt question options?
I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ...


 Bad credit help!! experiences expertise please. process of a loan and is comfused!?!?
Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ...


 Credit Cards?
I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ...


 Will this fix my credit?
I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W...


 I want to get a mortgage but been refused as i dont have credit?
i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ...


 Where on the back of my credit card do I sign?
I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"...


 How do u get out credit card debt?
...


 Credit card minimum purchases?
Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama....


 Credit Collections - Who Do I Pay? Collector Or Creditor?
I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ...


 I have bad credit!?
i dont know my score but it isnt good, at all! what can i do to start repairing this? i am already paying off debits, i have 3 of 5 paid off, but that alone work, what else should i do? i was ...


 What's the best way to pull yourself out of a huge amount of credit card debt?
Let's just say your buried, and your not able to pay more than the minimum every month...is there a better way?...


 I currently have a credit card with a 34% APR. How do I reduce the APR on my credit card?
...


 What's the best way to improve my credit?
...


 My nephew is letting his house go into foreclosure as his payment is adjusting and he can no longer afford it.
My question is can the mortgage co. come after him later for the difference in what is owed and what they sell it for. PLEASE answer as soon as possible....


 Anybody know where i can get a credit card a real one not prepaid one that give instant results?
...


 What are some things that I should know about and consider when getting my first credit card?
Hey everyone--

I am needing to apply for my first credit card soon to start building some credit. What are some things that I should know about and consider when I am doing this? I am ...


 Are there any legitimate loan lenders without up front fees, and not scammers?????
...


 Whats the best way to pay credit card bills in order to obtain the best possible credit score?
okay, long story short... i just turned 18 and i need to get a car. i can't do that without getting a loan and i can't get a loan without credit (my parents won't cosign). i was ...


 Question about about bad credit and apartment applications?
This place I want to live says they use a company called "safe rent"

I have a fica score of 541 does anyone know if I will pass the safe rent system. I have never been evicted.<...


 Is it true that your family is responsible for your debt when you die?.?
...



Bluerose005
I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me?
Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of payday loans I just want out of this trap
                     
 




sunshine_today
Rating
You can't borrow your way out of debt. Maybe contact a social service agency and see if you can get some kind of emergency loan at a reasonable interest rate so you can pay those bloodsuckers off and try and stabilize your situation.

I feel for you--I think those payday loan sharks should be outlawed. They prey on people in desperate situations and just exploit them in vulnerable times. It's horrible. Good luck to you.


SG Elite
Check with financial institutions.


june e
Rating
Get a bad credit personal loan:

Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.


VTXrider
Rating
I agree with everyone here that it is best to try not to borrow to pay the loan but once in the cycle it is very hard to break because the fees and interest keep you there. I you can sell something to get out that is great but in reality I think William S. has the best solution www.prosper.com. You are not going to get a great interest rate there but at least it will be decent enough that you can break the cycle much less than payday loans which if you do the math on the fees and the interest have APRs close to or over 100% sometimes.

What ever you do you need to figure out how you got in this situation in the first place. There may be changes you need to make in your finances and spending or maybe is you a surprise expense you could not do anything about. If it was a medical expense I bet private health insurance looks a lot cheaper now than it did before.


Jo Blo
Rating
if you have anything of value,, sell it and pay off your loans

if you have any friends that would help then ask

don't borrow money to pay off a loan

it's a shame the way they hold a gun to your head and force you to borrow money,, and never ever ever give you a contract to read or anything like that....

don't have anything of value?? you have a computer and are paying for internet service


William S
Rating
Try prosper.com; they even have groups for people in your exact situation.


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