 How can I live on $500 a month? |
| If I am sued by citibank and the court orders wage garnishment, massachusetts law dictates that I am allowed to keep only $500 a month. In the event that this happens, and I pray it doesn't, how ... |
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 Scam or too good to be true? |
| Does anyone know about this company called KO Capital? They offer loans to people with bad credit with no credit check. Sounds too good to be true! They make u prepay $100 for every 10 thousand you ... |
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| All of my credit cards are charged off should try to pay them or forget about them? |
| I have 7 credit cards that are all charged off, and have been for about a year. I am planing on buying a house in 2 years. Some people tell me if I start paying on them it will acctually make my ... |
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 Debit vs. Visa? |
| I've always put my purchases on visa, but I've noticed that some people choose to pay by debit. Is one method better than the other?... |
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 What are the pro's and con's of getting a credit card? |
| Can someone please inform me of the major pro's and con's of getting a credit card, i have got a basic idea but would like more information upon it. Serious answers please.... |
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| Paris hilton - has she paid her debt to society after 3 days in jail? |
oh, and she is grounded at home with an electronic bracelet.
Additional Details
to those wondering how this ended up in the credit section, it was yahoo answers that choose it presumably ... |
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 I need help finding a loan? |
I've recently turned 18 and the only form of credit i have is a contract phone, i really need a £1700 asap and im finding it really hard to get credit! Any ideas!?
Additional Details<... |
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 Applied for a loan with bad credit and got accepted? |
| I applied on line with tenantloans.com or what ever they are called! I filled in the application and sent it, and then they sent me a text saying I have been accepted. So I called them, they went ... |
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| What is the most impressive credit card out there? |
If you are looking to impress your date, what is the best credit card to show your date you are about it.
Additional Details
Bharat P, tell me a little bit about yourself. I have been in ... |
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 Can I get rid of creditor calling? |
| How can I stop creditors from calling my house every single morning, sometimes before 8:00 a.m. without filing for bank rupsey?... |
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 Isn't it embarrasing? |
| To pay with all change? I have nickles and dimes and I have to go pay for something worth like $2.30. I dont know, I just think it's embarrasing.... |
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 ?????? Answer something for me ????????? |
| Why are people so mean when you ask a question about things they have made mistakes with. I don't think people need to get ragged on when they are going through a crisis. They are asking for ... |
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 Can I return a car to the dealership and get my full money back? |
| I bought a brand new (2008) Kia Rio from a dealership just a few hours ago, but I don't want it (long story). It has a warranty and everything. There is absolutely nothing wrong with it; I just ... |
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 My housemate is in debt. would bailiffs come round and my stuff, just because we live in the same house? |
| My housemate is in excessive debt and i've just found out a debt recovery company is demanding repayment or the bailiffs will turn up. I know they cant take my stuff as it's theft, but ... |
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 What's the best and quickest way to get out of debt.? |
| I am trying to turn over a new leaf-financially speaking.What are some good money saving,debt. reducing strategies?... |
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 My Bank has paid me too much money, can I keep it? |
| Moral issues aside, the bank had refunded my bank charges, but not the statutory interest. After filing in court etc they have now paid the charges again plus the outstanding interest. I believe that ... |
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Jennifer L | I need help getting a loan? |
my husband past away in march. I am now collecting widows benifits to stay home with our two small children. I have poor credit due to medical bills and I keep getting denied for loans, and credit cards. I am way behinde on bills and I am afraid I may loose my home. |
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Erin S
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I am very sorry to hear about your husband. Unfortunantly I know someone real close to me that went through this same exact thing recently. First of all do you have any close relatives or friends that can loan you the amount that you will need?? That would be the best route to go. You may feel like you don't want to burden those people with your problems or feel embarassed but trust me, they would rather have you tell them whats going on and ask them than to see you lose your home.And there is no reason to feel embarrased either. This happen to thousands of people every year.
If asking a relative is out, then I suggest you get a co-signer for the loan, try a loan company (usually just require a paystub) or you can try typing in "loans with bad credit" on google. I hope I was of help and I'm sure everything will work out in the end:) |
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monkey tuesday
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Not to sound like an ***, but you may end up losing your home. It might be a good idea to talk candidly with your creditors and explain the situation. If you have any things of value that you really don't need then sell them. Getting one of these "bad credit loans" is just going to make the situation worse. You have to find a way to dig out, and bankruptcy is no guarantee that you will keep your home. If you have some equity in your home you could always put it on the market and try sell it for enough to pay off your debts. Find a decent apartment and get back in the workforce to boost your income. There is no easy solution to this, and someone that tells you that there is will just be lying. I am not an advocate of religion, but if you have connections at a church, that might not be a bad place to get some guidance. I know many churches have access to financial counselors who may be able to give you the knowledge to get a budget together and get out of this hole.
Good Luck, you can do it! |
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jcurrieii
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Cut back on everything you can do away with.
Obtain a *secured* credit card, and use it.
Talk to your creditors about creating a repayment plan, and lay everything out.
DO NOT accept loan offers found here on Y!A, or that come to you.
If worst comes to worst, declare bankruptcy. It may be a seven year hit on your credit rating, but they can (usually) not touch your home and car.
Lastly, talk to a credit councilor and a lawyer. Both will usually offer a first visit fre of charge. |
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T the D
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I don't know if you have the ability, but you might want to look into some affordable childcare and go back to work. I don't know the complete story, but if you need money, work is usually the best way to get it.
I wouldn't suggest getting a loan. If you have no money now, how are you going to pay on a loan? Gather your bills together, and start calling. A lot of places will reduce monthly payments due to hardship. It's a place to start at least.
Just don't accumulate more debt, it is the worst thing you could do in the situation. |
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