 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts |
| I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ... |
|
 Should my partner declare himself bankrupt? |
| We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ... |
|
 How old does a debt have to be, before you are no longer legally bound to pay it? |
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection ... |
|
 How bad does your credit rating have to be before u are refused credit? |
| havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score.... |
|
 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
|
 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
|
 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
|
 Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
|
 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
|
 Bad credit score! how do i get it back up? |
| My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ... |
|
 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take? |
| I asked the question as part of my previous one, but I'm hoping ot get more responses please.... |
|
| Can provident loans take me to court? |
| I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ... |
|
 My sister used my credit card? What can I do? |
She owes about $15,000 and doesn't want to pay it. Is there anything I can do for her to pay it? Can I get the debt on her name?
I don't want to press charges because she is my sister ... |
|
 Prepaid credit cards? |
| I am 17 years old. I want to buy things online but my parents would allow me to get a credit card. Is there such a thing as a prepaid card? Where I pay money and that money goes into the card. Is ... |
|
 Help me understand mortgage refinancing? |
| We have about $30k in equity on our home, and currently have a 30 yr fixed at 6.9%. I'm not sure if refinancing will help or hurt us. My student loans are at 7.22, but I only owe another $3500,... |
|
|  |
azucena2005 | I need help with my debts? |
I HAVE LOTS OF DEBTS THAT I WANT TO GET RID OF BUT I DON'T KNOW WHERE OR WHO TO ASK FOR HELP!!! SHOULD I GET A DEBT CONSULTANT???
Additional Details
no i don't own a house and this debt hasn't been paid for in 3 years |
 |
 
Ignacio
|
Bankruptcy should be the last option as it is the black spot on your credit report and it stays till 10 yrs....So contacting a debt consolidation company is the better option as they are the specialist in the field and can guide you in a better way for resolving you debts. Here is the company for your reference ezconsolidation.com |
|
Gerald
 |
You cannot expect a loan from anyone to do a consolidation. Chances are that you have not had a job for a while....Don't worry about owning a house -- no one will loan you the money... The only way to get rid of debt is to pay the bill.... There is no one who will help you.. Ask your parents or boyfriend -- relatives. |
|
Grandpa
|
stay away from the DEBT CONSULTANT they will put you more into debt than you are in now see a bankruptcy lawyer and file and get a fresh start if your credit score is in trouble the bankruptcy will not hurt it that much more |
|
mycredit wealth,com
|
If you have not made a payment in 3 years, I would not start now. Try to reestablish with prepaid credit cards and keeping your accounts current
IMPORTANT**
Paying old debt will lower your credit score and appear as new charge offs, and can allow them to stay on your credit longer if you establish a payment plan. |
|
MannyV3
|
YES!!!!
Get a debt consultant. See what they can give you for options. In a situation like yours, if you haven't paid debts in awhile, you can most likely have your debts settled for a fraction. The lenders would much rather settle with you than have you possibly go into bankruptcy and not pay them at all. You do have many options out there.
Request a free debt consultation here, get your options and choose if they are right for you, you have no obligation to go with any of them if you don't want to, but they have a very successful track record and have helped thousands of people.
Good Luck!!
http://www.endthisdebt.com/card_debt.cfm |
|
Parsimonious
 |
Do not do those debt consolidation deals. Future creditors will see that as a bankruptcy. Do you own a home? |
|
ehnstephenson
|
we are going through that right now we cut all but one card and we are trying to pay everything off if you can't do it yourself then get help but don't pay for it |
|
Bentl
|
Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan. |
|
Liberty
|
Make it easy on yourself and just file bankruptcy or at least see a bankruptcy lawyer. Forget the counselors. They are a rip off. Go see a lawyer, consutations are free. |
|
miss m
|
No. Start with the smallest debt first, when that one is paid off work your way up. |
|
robert w
|
visit dave ramsey.com for common sense approach to earn ur freedom from debt slavery. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 25 minutes(s) ago
| | | |
10 | 40 minutes(s) ago
| | | |
11 | 45 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 3 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
