 Do any credit cards prevent you from paying off your debt in full in one month's payment? |
(a kind of early repayment penalty as with mortgages)
ie. Most have a 'minimum payment', has anyone heard of one which imposes a maximum payment?... |
|
 What is best credit card for college students with no credit history? |
| i'm planning to apply for a credit card but i have been declined from one (american express blue for students) and i'm not sure which one is best for me since i believe some of them require ... |
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 I bought things online before i was 18, am i obligated to pay? |
hello,
i purchased a bunch of items online through abcdistributing and ltdcommodities when i was 16 or 17, a couple hundred worth, buy now pay later sort of thing, they won't stop calling ... |
|
 Where in the UK do people find loan sharks? |
| I mean really sharky sharks, the dodgy type?... |
|
 Why do i need a social security card? |
| i got a job offer at my school today but she wants me to bring in my social security card . i have a social security number. i went to the social security office did the paper work but have to wait ... |
|
 I made an offer on a condo, and my father is co-signing for me because I have very bad credit.? |
Is this possible? Will this work? Or will some of my debt have to be paid off? Anyone know? $15,000 is what he's putting down for me also.
The offer has been accepted by the seller, ... |
|
 Can anyone recomend where to get a loan? |
| My partner andi both work but have a poor credit history does any one know of a reliable place that will help ... |
|
 How can I lower the Finance Charges on my credit card? |
| Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge $149.00 a month. How can I reduce my monthly finance charge?... |
|
 Does this make you credit score drop? |
| I got an auto loan. My score dropped by 12 points. I am current on all of my payments and carry a low balance on my credit card. Did my score drop because of the loan?... |
|
 I have bad credit and I have a credit card that filed papers with my local court to sew me. I am very worried? |
| I need to come up with $3,000 and I don't have good credit. What can I do? What could happen to me? I don't have a job right now so Im very worried. Is there somewhere I can go to apply for ... |
|
 A coworker stated she refiled her income taxes to get a second refund? |
| she stated its been done before, im just wondering can she actually get away with this. she did state one had to be done electronicaly and one mailed in. is that ... |
|
 Could you get a credit card and pay it in full each month? |
| Just to get the cash rewards and never pay a penny interest?... |
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SweetBottoms | I need serious help here!? |
It was just last year ago, March 06' when marketers offered me a getaway trip. Then i decided to cancel it after 4 days. Until then they were having problems refunding me the money. My bank disputed several times now, and until now the merchant hasnt refunded me the money- all they tell me is that they are pending and its at the "faith period". Im stuck and i dont know what to do? I tried contacting the merchant but their service is not available. I tried e-mailing them for a confirmation number but no reply. Why is it taking so long?? Ive had enough and i dont know what to do. Should i file it to court.??? |
 |
 
Explorer
 |
file in small claims court
Its your only option at this time.
If you can, name the company, and the owners or managers on the suit and hold them as co-defendants.
Chances are you will get a quicker reply when you make it personal with them. |
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Zero1
 |
Call your State Attorney General's office today. Explain to them what has happened. If nothing comes of that you can file a small claims action against them (usually the ceiling is about $5K) and the cost to you is minimal.
Since they won't want to send an attorney to your local area to represent them in your claim against them they will probably pay. Barring that the judge will likely award you your amount in full as requested since they "failed to appear" in court. This is almost always the case.
However, the real question still comes. How do you get your money back? Because even though the Judge agreed with you in your claim the company still has to pay. It may be a little more difficult but I like to go for the throat on such things.
If you can present to the Judge specific assets that the company owns which can be collateralized (seized and sold at auction) in return for the amount they seem to owe you then the Judge can attach a lien to those assets. Examples: cars, real estate.
What happens in this case is that law enforcement will have those assets seized and auctioned and you get the money. If you go for the throat (like me) you can be driving around in the company CEO's car by buying it at auction and then selling it for a profit. Being legal pays! |
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Sara
|
If you have all the paperwork, and have documentation that you have requested the refund several times and haven't received the refund, I would take this matter to an attorney who handles small claims. |
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az_angel_wings
 |
Wow!! First of all yes take them to court,secind of all why in
the heck would you want to put any money out ther if you dont
even know it is a scam there are lots of scams out there and
what a better way to do it in as a tele marketer to swindle you
out of money you need to say no nothing comes for free |
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TedEx
|
They're long gone.
And so is your money. You learned a hard lesson. if it's too good to be true, it usually is. |
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searching_please
|
You can try contacting the Better Business Bureau (or your state's Attorney General's Office if you are in the U.S.). File a complaint and see if they can help you get your money back.
Good luck! :)
(By the way, NEVER go on one of those trips where you stay a couple of nights free and *all* you have to do is listen to a 90 or 120 minute presentation!!! I fell for it earlier this year and it was FOUR HOURS before these people would let us leave!!! It was a NIGHTMARE!) |
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Mindy M
 |
Could be fraud. I would find our some more phone numbers and KEEP CALLING. Get a lawyer if necessary for advice. The lawyer could simply help you construct a letter telling them that if they don't return your money that you will have to report them to the better business bureau and you will be taking them to court. Many time this will scare them enough to take action.
Part of the reason why they are inclined to take action quickly is in some states after informing the company 3 times you can collect double damages in court. Make sure and correspondence you have with them at this point is either by certified mail or e-mail. Basically something that can be documented and used in court if necessary. good luck |
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bailey2204@sbcglobal.net
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yes take them to court |
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therriencharles
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Sounds like Identy theft to me and you got the shaft |
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