 How else to raise my credit score? |
| i tried a credit card one time a decided that it was the dumbest idea ever to pay $100.00 for a $75.00 item and wont do that again my score is below 600 and i need to raise it. Im going to pay off ... |
|
 Should I cancel my unused credit card? |
So I currently have three credit cards:
-- American Express, limit of $12,100, a $2000 balance and I've had this credit card for 7 years
-- Bank of America, limit of $4000, a $0 ... |
|
| What happens to your unsecure credit card debt when you die? |
Additional Details
ok. let me add more to the question. There is no estate to take from.... |
|
 What is a bad credit? |
| i know someone that went to a hospital and got a big bill .. and he decided that he wouldnt pay it...he says it will be bad credit..what is that really..and can health care have bad credit?... |
|
 Looking for a credit card recomendation? |
| When I turned 20 I signed up for a credit card (after lots of research). I got one with a $1,000 limit, and 15% APR, which has since dropped greatly. I paid for my college textbooks with it to the ... |
|
 I was approved for a loan with akwbi492c.com and i cant seem to locate them can you please help me? |
| the loan was processed through my email and the processing fee was debited from my account and i never receive the loan. the name of the website is approvalswithbadcredit@akwbi492c.... |
|
 What earns a higher credit score making the minimum or full payment on credit cards? |
I would like to know which method will result in higher credit score I have heard many different opinions.
1) Make minimum payment
2) Full payment
3) Pay the minimum payment ... |
|
 Can I use a debit card just as easily as a credit card to pay online for things from other countries? |
| overseas websites I am interested in always say visa credit card and dont mention debit card.I assume a debit card is virtually the same in that they know they will receive payment ?... |
|
 When a parent dies in your family and they have left some bills like credit cards is the family responsible? |
| Can those bills then be put on your credit record from the deceased family member? Can the family lose what they have due to what the relative left behind? What if they don't have the money to ... |
|
 I just turned 18, I want to get a credit card to start building credit in the US. What is my best choice? |
| Just wondering whats a good CC for an 18 year old. I plan to be a full time college student with part time job.... |
|
 Missing Credit Card payment? |
My credit card payment is due on 24th March however I don't get paid until the 28th. I will pay it off in full when I do get paid but until then I can't pay a penny.
Will this ... |
|
 Is there anyone out there who has alot of money and would be willing to loan or give $15,000.00 to help.? |
| i am a overweight woman who is desperately trying to recieve the lapband surgery that i believe will ultimately save my life. however i keep hitting a wall. insurance wont cover it and due to ... |
|
 Question about credit cards.? |
kay, so, im only fifteen, and my mom doesnt
speak english or anything and i always have to
do basically everything for her that has to deal with
finances, anything important really. ... |
|
|  |
A M | I need to cash a payroll check in Vermont but can't. I wont open a bank account cause I am in debt. What to do |
I tried places like Walmart (that cashed it before for several months) but they now use another system that wont take my check. I called the company that they use and was told that it is nothing against me or anything in my file but the system is just not allowing the check to go thru I cant open a bank account because I have several credit judgements against me and I am afraid they will freeze any account that I open. What else can I do? |
 |
 
prettylady_61104
|
You have a couple of options as opposed to banking. You can go to a currency exchange which I find are a little expensive. Or you can go to a larger chained grocery store as their service counters should be equiped to cash payroll checks. The fee should be small. But if you don't do banking you will have to pay. But you can bank even though your credit is bad. As long as you are not on ChexSystems, you should be able to open a "bill payers" or non-interest bearing checking account. It's cheaper than the grocery store and the currency exchange. If your employer offers direct deposit that is an absolute plus for your chances of re-establishing your banking reputation. Nothing says you are serious like telling the bank you get direct deposit. Your only other option is to examine your paycheck so that you can figure out if the payroll check is drawn on a bank that is in the city you live in. If it is, you can cash that check at no cost to you. It's drawn on that bank...why not cash it if it is convienient. Good Luck Kiddo! But you really do need to start looking at your credit report and get a report from Chexsystems. You can't keep running. Start handling your business so you can write checks and cash them with confidence and no fear. I will say a prayer for you! You can do it. |
|
cyanne2ak
 |
You don't have to have a bank account to cash a check. Just cash it at the bank that the check was issued from. |
|
jannie
 |
go to the bank or branch of the bank where the pay cheque is written from
if you have id they should cash it as they can check on their computer system and tell if it's a good cheque |
|
insuranceguytx
 |
Take it to the bank upon which it is drawn (your employer's bank). By the way, having cash on hand won't keep the creditors from finding out that you earning income. They just have to find your employer.
Contact your creditors and offer to make SOME payment on your debt. Then stick to your payment plan. |
|
oceanstarr
 |
You can ask a friend who has a bank account to cash it for you. You sign the back and they sign under your signature |
|
Princess Buttercup
 |
Go to a check cashing place
Go to a bank |
|
Jen
|
I've been told that immigrants who have no social security number yet (and hence can't open bank accounts) can often bring their payroll checks into the local small grocery store in their community to cash them. I would try a grocery store that is frequented by Mexicans, as they often offer that convenience to their customers. |
|
jd
|
Currency Exchange |
|
?
|
If going to the bank from which the check was originated will not work for you, perhaps you could go to the place which issued the check to you.
Tell them that no one will cash it (do not tell them why, if you do, they won't help you) and ask if someone from there can escort you into their bank to cash it. If they will not assist you in that, ask them if you can return the check, them paying you in the form of cash in exchange... providing that you will sign a document for them stating that you received the money.
Going to a place like Check Cashers should work for you though.
To help you in the future, there also are places called 2nd chance banks for people with bad credit. This enables people with bad credit to open up an account. For example, http://www.badcreditnic.com/index.html.
Most banks are affiliated with the Chex systems, unfortunately. You may want to work on getting those nsf transactions paid for asap. consumerdebit.com has a section where you can order your report (sort of like a credit report) telling you the amounts, from whom and who you need to pay.
https://www.consumerdebit.com/consumerinfo/us/en/chexsystems/report/index.htm
Beware of the scams out there for "List of non-chex systems banks" and "free removal from chex systems". More than likely, you will get yourself into trouble dealing with these types of internet websites. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 5 minutes(s) ago
| | | |
9 | 12 minutes(s) ago
| | | |
9 | 34 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
9 | 9 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 6 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
