 Credit Card cancellation? |
| Okay, I am thinking of cancel two of my credit cards, which i've already paid off. My question is, will it damage or cause my current score go lower? **I barely use that 2 credit cards**... |
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 If I paid my credit card off early, can I charge something on it's due date and be okay? |
Or will it be listed on the previous months (Jan.) balance? My due date is tomorrow but I have paid it off but want to buy something on sale tomorrow..it's the last day.
Thanks!... |
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 Why are these debts still on my credit report after 7 years? |
| I recently visited freecreditreport.com and got my credit score. When I was 18 years old, I got three credit cards in the mail. I had no job since I was going to college full time and used the $2200 ... |
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 Can I sue a friend for not paying a credit card that I opened for her in my name? |
| In '05 I opened a credit card for my ex-manager. I was told by her that she paid it off. It never crossed my mind about the credit card until a couple of months ago i received a letter from the ... |
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 How much will my credit card limits go up? |
| these banks are giving me little credit card offers, like $2,000. how much do you think these starting limits will increase once i start making payments for 6 months? i need a bigger credit line.... |
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 Stupid Target return policy!? |
| I bought a vaccume at Target back in December and paid for it cash. I paid for it cash, but I dont have the receipt. I am aware of their stupid policy. No receipt no return, unless it was paid for by ... |
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 What is the best way for clients to pay me on ebay? |
| I know paypal is the best way but it is not supported by my country (malta). i can pay via paypal but I can't receive money. I need to receive amounts less than £2 so i can't afford to pay ... |
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 If you enter a fake credit card number on a site? |
| One required it but was not charging anything (dont ask why) so i put 0000000000000 and i think it accepted it but i got scared so closed the site. is anything bad going to happen?... |
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 Which Visa card is the best? |
| Platinum visa card ...citibank Visa...... |
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| Can you use a credit card for ebay? |
| do you have use a paypal on ebay or can you pay with credit ... |
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 I gave my bank account details to the jobcentre on monday? |
| do u think my money will be in my bank account today as i get paid today i really need to know coz i might have to pick it ... |
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 How to start my credit history? |
| I have tried applying for credit cards but they won't except me because I don't have any credit what so ever. I want to start my credit, how can I do this when no credit card company wants ... |
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 Building credit wih credit cards...? |
| How long do you need to leave the balance on the card in order to build credit? For instance if I use it today, can I pay it off tomorrow and still build credit or exactly how does that work?... |
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 What would you do if you had a friend that you had a joint credit card account with and they weren't paying. |
| Was trying to help someone build there credit but didn't know there credit was so bad. Tried switching card to them solely but with there credit so bad can't. Also having a hard time ... |
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| What happens if you dont pay the minimum payment amount (or nothing at all) on a credit card? |
| (dont worry, i'm not planning to do it, but I'm just curious as it doesnt say what will happen.......aside from bad credit)... |
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 Why can u buy a house with bad credit but not refinance a house with good credit? |
| I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?... |
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 A slight blemish on credit report. To pay in full or to pay a settlement offer? |
| My husband has an outstanding balance of 400.00 from an ambulance transport(long ago) (that was not known of till now) on his credit report. It shows it wasnt paid. He was not covered by insurance at ... |
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Norge | I need to get a loan.help? |
where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment.
Additional Details
i do not live with parents.on my own with kids. |
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duncanjfield
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It all depends how indebt you are.
If you need upto £5,000 then your bank will be the first port of call.
If you owe more than £15,000 you could enter into an IVA (individual voluntary agreement) to reduce your payments and potentially reduce the amount you owe.
I am a financial adviser, any local adviser or CAB could adise you if you give them your details, income, expenditure, budget planner etc.
You could contact me in confidence duncan@mortgagesourcekent.com |
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Rislah Kendal
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debt consolidation can be a good idea and put a stop to nagging creditors. given your circumstances you can apply for an unsecured loan (which is good because the loan is not fixed on any of your assets.) here: http://www.advantageloansuk.co.uk
you can also find out more details concerning loans and debt consolidation on that site, too. Worth a look. |
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snetterton
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Consolidation loans are not a good idea. You pay more in the long run.
Taking on more debt when you are already struggling is possibly the worst thing you can do right now.
Instead, try to come to arrangements with your individual creditors (the people you owe money to) about how much you can pay them back each month.
All the big credit card companies and banks have debt advice people so make that call now! |
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CLIVE H
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If what you're looking for is a way out of debt your first port of call should be your local council's website. Once there, you should be able to click around until you find the section which deals with overcoming debt. Alternatively, you can check out your local Thompson's directory, somewhere in the front few pages you should find an advice line to contact.
Borrowing more money to pay off debts is not a good idea. If its credit card debts you want to deal with, the first thing to do, right now, is cut up all your credit cards and burn them. The regular standing orders you pay to them monthly via your bank will take care of the problem, but slowly and only if you do not have any more cards ever.
Please seek professional advice, not from a TV ad but at your town hall. |
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Cyber Stalker
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If you don't own a home it's not so easy. You can go to a credit counselor who will negotriate low or no interest rates on all your revolving credit and then consolidate all the new payments for you. It's not a loan and you still owe each creditor seperately, but the counselor will send you one bill and then distribute the funds for you. Many times this will cut your credit card bills by 40-60%. |
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ritchyrich33
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natwest |
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MARTIN D
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Try www.surefirefinance.co.uk they may be able to help but usually you have to be in full time employment to get a loan. |
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stopccdebt
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If the problem is debt, getting another loan will not help. It only transfers several bad loans into one bad loan. Keep in mind that if you have bad credit, you will likely not even get approved for a loan big enough to consolidate all of those debts.
If you are struggling with debt, you may wish to consider credit counseling. I recommend finding an agency that you can trust that has a satisfactory rating with the Better Business Bureau. |
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Banwa
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Halifax, Tesco, Abbey National, Cahoot but NONE of those ones you see advertised on daytime telly, Ocean, Purple etc etc, they have HIGH interest rates. |
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Malcolm M
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Part Time, living with parents very doubtfull you will get one but try - http://www.clickcompare.co.uk/loans.html?mailReferrer=100314_loan&gclid=CJW515DQ_YgCFSoMQgodkjVxBA
Good Luck |
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