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 Was I robbed at Mcdonalds?
I cant tell. I tried using my debit card to pay for a meal but it was declined, the guy let me take it out and out it in another 2 times but it was still declined. I went outside and got some cash ...


 Is it forgery if i use someones credit card but still pay the bill?
i used my roomamates credit card, signed his name, but i had no intent to defr4aud him as i payed the bill in the whole amount. the roomamate still wants to press charges....


 Please reply as soon as you see...............Its Urgent?
Someone has to return me some amount of money which was borowed from me months back,but later when he refused to return I filed a case against him but now he is claming that not he but I have to give ...


 What is the difference btw a 'debit' and a 'credit' card?
...


 I am just curious my sister wants me to open her up a bank account in her name but?
She has had 2 previous bank accounts she overdrew one for two hundred the other for about nine hundred, I told her she should still try and open another so she can get direct deposite. I really don�...


 Can anyone give me three reasons why people should not sign up for credit cards?
Please give only valuable and intelligent answers....


 What are some simple, realistic ways to build my credit when my score is....ZERO?

Additional Details
I am trying to buy a house....


 Should we file bankruptcy if my husband and i are 22,000 in debt. we are 20 and 24, and both have bad credit?
we bought a 96 jeep grand cherokee 7 months ago and it no longer runs as of last month. payments are 275 a month, they wont work with us and we still owe 4500.00. we are letting it go back i guess ...


 Ok i just got my debit card and since im 14 my mom signed along with me will my purchases be private?
like when i buy something will my mom know exactly what i bought just wondering ...


 What is the best credit card?
I am 18 years old living in Canada and would like to get a credit card but was wondering which ones are the best and why? I was also considering the prepaid card if worse comes to worse but I would ...


 Unsecured Personal Loan?
Where can I get an unsecured personal loan for $10,000.00, with bad credit?...


 I need £4500 cash by 3 0 clock today please can someone help?
...


 What is the #1 thing I can do to drastically improve poor credit? Affected by cancer medical problems?
1.) i have no credit-low credit
2.) im young
3.) i have more negs on my report than positives
4.) i have chargeoffs from medical times, cancer, anyone for them to over see this?
5....


 I am going bankrupt will I be able to keep my car?
I use my car to take my disabled mother to and from shopping and hospital ...


 Ive just opened a credit card account ,and ive spent some money?
i'm a bit confused about how it works ,what is the difference between the ACCOUN t balance and the available balance,my credit limit is 1500, and i clear it at the end of the month by db can ...


 Mom lost my Social Security card?
I live in California and someone stole her purse and I'm guessing I need a new one since I know people can file for credit cards and what not under my name.
Now I'm underage and I don&#...


 Can a creditor call my employer to collect a debt?
I recently had a creditor, (General revenue corporation) Call my work to find me, Is this legal?, it really burns me that they would bother me at work to collect a debt. Can I do anything to stop ...


 How many people are in serious debt?
Just wondered, with all the adverts on the telly for loans, it really seems like a very serious problem!...


 Why worry about your credit score?
The only legitimate thing to borrow money for is a house. Otherwise, you shouldn't buy things if you can't afford them.
Additional Details
You don't need a credit card. U...


 How do u get bad credit?
i have gottten negative on my debit card... does that mean that ima have bad credit?...



blue_starr25
I need to get a loan to pay off all my debts, what's the best way to go? What companies?
                     
 




sexytrojan
http://www.CashCall.com

Loans up to $20,000, simple interest, flexible terms.


Rick B
Rating
That will not pay off your debt, it simply moves it around and then frees up your credit cards to charge them up again!

Call all of them and work out a payment plan and try to get your interest lowered or stopped.

Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.

You proabbly need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control.

Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.

Go to the library and get "The Total Money Makeover". Read it and follwo it carefully.

Go check out Dave's website as well.

www.daveramsey.com


Connie
Rating
If you have decent credit, you can get a line of credit without collateral requirement to consolidate all of your credit cards into one payment. Shop around. Most major bank like BOA, Citibank, Wachovia, Washington Mutual..etc.. all have line of credit that you can apply. Of course, go with any bank that offers the lowest rate.


Dr. Love
Don't trust people on Answers to personally assist you. Be careful with small loan companies. Try to get a line of credit from an established, reputable bank. You could get a 10% personal loan from Citibank if you have good credit. If you have below average credit, then you might want to sell something or get an extra job to pay it off. In the meantime, get the lowest interest rate as possible with no pre-pay penalties, etc.

This is assuming that you do not own you own home. If you did, you could get an equity loan. The best way to get out of debt is to get very low interest rates and then pay off the higher one first and also stop spending.


Jen
Rating
What kind of debts? Have you tried consolidating?


Keith
Credit Union


Lisa
Rating
You could try Prosper:
http://www.prosper.com/join/lloe
It is a website that does like a peer to peer lending group or whatever. Kinda worth a shot if you want to consolidate(like many on there are doing) and just have the one monthly payment.


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