Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Can I stop a charge on my credit card for bad service at a salon?
I went into a high end salon, paid over $300 for color correction and left with three tones hair. It looks absolutely awful. I want to stop the charge from coming through until I get this worked out ...


 Gettinng credit report cleaned up?
I have things on my credit report over 9 years old How do i get them off my credit ...


 Collection Agency will only accept check by phone?
I am trying to pay off an old debt with a collection agency. I understand that I need to get it in writing that it will be settled before I pay them; however, they tell me that they will ONLY accept ...


 Is it financially viable for a debt collection agency to instigate court action-disputed amount of £76-re:?
a energy supplier?
your answer is based on what?
thank you!
Additional Details
from april 6th the law states: that baillifs can only enter your property `if` the door is ...


 Can you have a credit card without a bank or building society account?
...


 100 points to everyone who answers this: check notarization?
At work I work in the cash office and balance tills among many other jobs. Balancing the tills involves me putting the checks through a machine that prints a long number like.. 000000000913, for ...


 What are the requirements to get an FHA Loan?
Does anyone know what the interest rate, minimum credit score, and debt to income ratio would be?...


 Best way to get a credit card?
I'm ready to get a credit card. I've applied for a few online, and I have gotten no responses at all. It's getting a bit frusterating. Why is it taking them so long to respond, and ...


 We loaned my cousin money for a down payment on a motorcycle. He won't pay us. Can I put a lien on the bike?
We already took him to small claims court and he admitted that he owed the money. But now he still won't pay. I was hoping that I could put a lien against the motorcycle so that he would have ...


 Get out of debt?
I am sick and tired of paying high interest fees on credit cards. I have over 10,000 in debt from college days in credit cards and I can never seem to bring down the balance. I have tried to be ...


 Will collector's actually sue me?
I owe over $130,000 and I no longer can afford to make payments. Some of it is credit cards and some of it is loans from Chase, Bofa, Capitalone and American Express.

I know the creditors ...


 Credit card ? ?
i have a credit card if i put it in a glass of water and freeze it in the freezer then take it out a day later let it unmelt use a tea towl to dry it will it wotk again.
Additional Details<...


 Can I pay for school and living expenses entirely on credit card and with loans?
I want to go back to school full-time. I don't want to work full-time and crawl through school part-time. I will shoulder any high interest rate to make this happen. Is it possible? School and ...


 Yes .loans?
i have been offered a loan of yes . loans and want to know has anybody else had a one of this loan company. and what are they like???...


 Does the creditor has the right to go to my house personally if i dont pay my credit card bills?
...


 Does anyone know the credit limit the bank HSBC Platnium credit card gives you?

Additional Details
The minimum they give you?...


 I used to like carol vorderman since she started doing loan adverts my estimation of her went down,?
...


 Despite high APRs, why do people still take payday loans?
I came across this website http://www.wongatree.co. . It seems almost all lenders charge APRs, 500%+. Why are payday loans still popular?...


 What mortgage companies will approve someone with credit score of 490 to 510. She also have lots of equity.?
...


 Why would anyone pay an APR on a credit card when you can get one with 0% introductory rate for 1 year?
A lot credit cards today give you 12-18 months with 0% APR.....After the intro period is up just cancel the card and go on to another one that is offering the same type of promotion. I just don'...



Jamie G
I need to get my medicine with my credit card. However, I wont actually have money {its my debit card} until F
I need to get my medicine with my debt card which I run like a credit card. I will not have money on it until Friday though. However, in the meantime my ear is bugging the crap out of me. Is there anyway for me to charge it without any money being on my card but not have to worry about going over? It gets put on there at 1:30 am tomorrow night/Friday morning.
                     
 




Mariposa
Rating
If you try and get the medicine before the money is in your account, your debit card will either be declined or you will receive an overdraft fee for not having the money in the bank.


thatgirl
Rating
Pay with a check if you can. It will take at least a day for a check to clear. You're paycheck will be deposited by the time it clears.

Other options would be to use a true Credit Card (not linked to your bank account), or try one of those Payday loan type places.

Depending on your bank your debit card might be no problem (I've noticed some things I buy with my debit card clear right away but others take a few days) -- or you might get stuck with overdraft fees. I'd avoid using it if I were you.

Good Luck!


Jimena S
sometimes if they will ask you if it's credit or debit you have to choose credit and it will take longer. Other than that you can borrow money from someone.


candy
This all depends on how they have their card services set up. Sometimes they are set up to clear immediately, and sometimes it can take several days after you authorize the purchase for it to show up on your account. I work at a bank and with most places it does take a few days, but you won't know unless you've bought something there before and you know how long they take to clear your payments. Some go the next day, some 3 days, 5 days, etc. You just won't know, and if it clears bedore you get your direct deposit, you'll get slapped with an overdraft charge. The store won't take a check? That would give you enough time to let it clear before Friday...


Susan G
Rating
Could you write a check instead? You won't be able to use your credit/debit card until you have funds in the account.


Charlie
Charges on debit card go thru immediately, so don't think so. But this is an idea. At my bank, you can set up what is called "overdraft protection." It is a preset amount, like $200.00. If you try to use your card, or if you write a check and there is not enough in the account, they cover it. Then on your monthly statement it shows up as a "loan." You can pay the total on that or pay $25.00 each month on it. You won't bounce anything and get charged for insufficient funds.


faithful_raj
Rating
get a payday dear it would help you http://instacash.cjb.net


Webballs
A credit card is different than a debit card!!!!!!!!!!!


Keely
Rating
Try it anyway. The worst thing that will happen is that they will say "no" and then you can just walk away and try again tomorrow.

At least try....

Sure, if it goes through you will have to pay an overdraft fee, but at least you have your meds!

Good Luck!


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy