 How drastically does an auto loan affect your credit? |
| I just got one for 54 months the payments are very reasonable and its set up as an allotment so it automatically comes out my paycheck and I don't have to worry to much about anything. I'm ... |
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 Cheques or no cheques? |
| Are cheque books becoming obsolete, went to buy an item in PC world, but was refused , said cheques were unexceptable...Credit card or go somewhere else...I realise that the Country went to the dogs ... |
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 How bad is it to use a credit card? |
| I only have two credit cards. One is for Macy's and has no balance on it, the other is a Visa and it has a credit limit of $3,100. That one has only about $150 credit left on it. How bad does it ... |
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 Credit Card w/ late payments? |
I opened a new credit card account 07/2005 with MACYS, 09/2005 I stopped paying and now that Im monitoring my credit score I see it's status which is (120 days late, Late by 4 payments)
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 I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
| Is it possible for her to even get a personal loan for that amount and if so where/what is the best recommendation for her to apply that's legit? Where could she try and how fast would she know ... |
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 I'm like 10G's in debt, what is a good credit counseling company? |
| I was young and stupid and got myself in debt, i haven't paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling ... |
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 Can I get a loan for $100,000? |
| I make about $25,000 yearly. I am 22 years old, have been at my job for 18 months. I have no debt except for a medical bill which is about $200 a month. My car is paid off. My credit score is ... |
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 How good is a FICO score of 732 for a 23 year old? |
Additional Details
someone asked about what loans and CCs i have had etc... I've had....
4 loans, all paid off, 0 late payment
4 credit cards, all paid off, all ... |
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 How do i get a credit card? |
| I just turned 18 not long ago and i want to get a credit card to build credit but no place will give me one because i have no credit what do i do?... |
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 Creditors can take your salary? |
| If you have credit cards you owe, can they take money from your salary before you even say how much or if yes? Do you have any say at all? Does your job say yes or no?... |
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 Do i have to call the 1800 number on my temporary card to activate it? |
My bank gave me a temporary debit card the other day and it doesnt work I was wondering did i have to call in and activate it?
Additional Details
i have a pin ... |
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 Will I be able to raise my credit score by doing the following? |
| I just had a question. About 3 months ago I tried to apply for a loan to get a house. However, my credit score was around 560 at the time, so they were asking for a 10,000 down payment and to hire a ... |
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 I have one of the lowest credit scores possible! Where do i start to fix this major financial obstacle? |
| Im hopeful that someone here can point me in the right direction. I have two civil suits against me and some other negative info from old credit cards that I never paid off. (from college) I am 26 ... |
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| I need a personal loan!?!? |
| I have bad credit. But I still need a personal loan. anyone know of any lenders that will give me a loan?... |
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adina_650 | I need to increase my credit score by 25 points in order to refinance.? |
I have no late payments, no public records, I paid 2 of the 3 derogatory issues off and paid all of my credit cards down to 1/2 of the limit. My broker has submitted for rapid rescore. I am afraid that I will not increase the points quick enough. Is there anything else I can do. mid score 595 LTV 86% |
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$m¤¤v¥ £¤¢¤
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You need to pay down your cards some more. If you can get the balances to 25-30% of your available balances, that will help some, possibly enough to get you in the 600 range. You may want to shoot for paying that 3rd derogatory. You may want to take a different approach on the third one. Depending on what kind of debt and how old it is, the statute of limitations for collecting the debt in court may have already expired which can give you leverage in negotiating getting a "payment for deletion" which is a payoff amount in return for getting it removed from your report. It's a long shot, but that in itself can boost your score some. I posted a link below that explains it more in detail and gives strategies on how to go about it. READ THE ENTIRE ARTICLE CAREFULLY
Good luck! |
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San
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if you can pay off all you credit card that is the best way to increase yoru score. |
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KpoBanker
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at 86% LTV with that credit score refinancing should not be an issue. I could get that done for you. Please email me and I can help you out. |
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ronnlynn
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Keep paying your credit cards down. It would be great if you only had 20% of your limits. |
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