 Credit Card Stolen, any recourse? |
| I had a credit card swiped from my room and used, two charges were for software and a people search, 4 gas station, 1 grocery store, the card has been reported and all charges were reversed and ... |
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 Some advice on which credit card to get? im 21 and don't need credit but want to build good credit for future? |
im 21, about to graduate in next few months. (UK)
i dont need a credit card but i would like to get one in order to build good credit history, ready for the future when i will need to apply for ... |
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 If i use an credit card to buy liquor? |
| when you fill out a credit card you put your information and date of birth, if the credit card belongs to someone under 21 and you want to buy liquor over the internet can they see that the card ... |
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 I have no credit! How do I get good credit fast? |
| Can you tell me what I should do step by step in order to have good credit fast? I have no credit right now and i wish to have good credit in about 1 year.... |
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 I want to get a credit card...? |
| I've never had one before, I do not pay for anything (car insurance, house payments, etc.) I have NO credit history what so ever. Which card will accept me and have either low annual fee's ... |
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 What do I do? |
| I bought some dvds on eBay and they were fake! So I contacted the seller and he told me to send them back and he would give me my money back, but he didn't! Didn't pay through paypal... W... |
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 Is it OK to pay a settlement amount on credit card debt? |
| I am paying off my cards which are over 5 yrs old, and they're giving me settlement amnts to pay them off. Most of the balance is late fees, my credit is slowly going up. Am I going to have ... |
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 Do credit card companies feel guilty about 20% interest? Should they? |
On the one hand, adults have to make good decisions for themselves and the credit card company isn't responsible for their customers' spending habits.
On the other hand, credit ... |
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 Is it normal to give your credit card number over the phone? |
| and what can they do if they have your credit card number. I bought something on ebay but then wen it usually asks for you credit card number it said that i must phone this certain no. my mother ... |
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 Is it true that the worse your credit...? |
The less you have to worry about identity theft?
Additional Details
It's unfortunate that some people on Yahoo Answers will just assume that a questioner is dumb...I am asking the ... |
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 What happens to credit records after 7 years. People always say it takes 7 years; for WHAT? |
| I know hear people and always say it says on your credit for seven years. Does the debt have to have a zero balance before it is removed after seven years. If there still is a balance after seven ... |
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 Will Target Give me Another Chance? |
| I had a Target card charged off 7 years ago. It dropped from my report this month. If I try for a card in like 4 months would I have a chance? Or would they automatically deny me? My credit score is ... |
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 Is it true if you file for bankrutcy once in your life for credit card debt that u stil can get another card? |
| Like if ur in debt for £6,000 for six years & not replied to the collectors, angencies etc & you file for bankruptcy that you still can take another card & start afresh because its your ... |
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| How much do atms charge? |
| How much do atms charge when its not an atm from the bank you use?... |
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 My credit is only 596, is there a credit card that I can get where you don't have to pay like $200 for it? |
| I want one to improve my credit and they all say i have to pay for one. Is there one that I don't have to pay anything for? Please let me know. I would greatly appreciate it ... |
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pink_cheerleader92 | I need to know every thing about credit card.? |
I want to get credit cards but i neeed to know every thing about them like stuff like if you spend 20 dollars how much would you have to pay for your credit card i just need to know every thing. HELP |
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gotmilk1983
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First off, each credit card is different. Many have a higher minimum amount you need to pay each month. They all have completely different interest rates. My advice is not to put anything on a credit card that you can't immediately pay off. Otherwise you'll get bombarded with interest rates. There's really no reason to put $20 on a credit card. Why not get a debit card instead. It's linked to your checking/savings accounts and will only let you spend what you have available. |
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PoolRoomPaintings.com
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First I'd like to say CAREFUL - When you get credit cards it is tempting to charge on them and while that is ok if you are paying them off every month, the balance can really add up fast if you don't. Go back and pose the question - How long did it take you to charge up your credit card AND how long did it take you to pay it off? The answers might surprise you. Good Luck |
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fat_pat_loves_paul
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i am not old enough to get a credit card but my sister got one and got into a lot of s**t it means that you can spend money you don't have and it doesn't have to paid off straight away, you also can just make minimum payments meaning that you have a hard time paying it off, my advice avoid the hassle and don't get one. |
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BonesofaTeacher
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When you get a credit card, they are loaning the money, so you have to pay back more than you borrowed. If your credit is good 10% a year or so is a good rate. But if you don't pay the credit card company on time then they will jack your rate way up so you end up paying back a lot more than you borrowed. The longer you borrow the money (don't pay off your card completely) the more interest you have to pay. Best thing is always pay it completely off every month. If you only make the minimum payment you will never pay it off. They are very dangerous. If you spend 20 dollars and pay it right when the bill gets there and pay the whole thing off you will only pay 20 dollars but if you don't pay it off when the bill comes, or only pay part then you will end up paying interest. 10% of $20 is $2. But if you are late with payments or go over your limit they will charge you penalties. THat is what the fine print is all about. Please don't ruin your credit. It is very bad on your life. YOu will need credit later to buy a car, house, etc. Even employers are checking credit ratings now. |
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truthyness
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If you spend with your card, you pay the finance charge if you do not pay your bill in full. That finance charge is a percentage of your balance. The percentage will vary by card and by person.
NEVER pay your bill late or go over your credit limit. It will hurt your credit score (FICO).
Read DAVID BACH, he writes a lot about credit cards. |
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mimismom
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they are bad and are a trap stay away from them you are better off paying cash for what you will end up paying out of pocket for member fees and interest. |
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Piantini
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depends on the rate you will get it.
If you use $100 dollars from your credit card at a 20% you have to pay 100/.20 = $20 dollars in that year or (1.67 dollars) a month.
Interest payment will decrease as you pay montly.
Also, some of the have a annual fee (get away from this), and others have a variable rate (Also keep away from this). You want a flat rate fee. If you get another with lower rate, get rid of the old one. the trick is as you build up credit score, better offers you will get....
This sounds little money, but try it with $2,000 dollars..... |
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MR. RETARDO
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IF YOU NEED TO ASK THESE QUESTIONS, YOU ARE TOO YOUNG FOR A CREDIT CARD. YOUR BEST BET DON'T GET THEM, THEY LEAD TO THOUSANDS OF DOLLARS OF DEBT. |
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James H
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There is a lot of good info on this subject right here. |
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Nightrider
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Credit cards? Sounds like you are young.... at least under 25. May be a teenager?
Just avoid it like plague. It will get you into heap of trouble. Get the card only when you have income from your job. They will lure you into credit, get you hooked and you will find it difficult to get out of.
Why use your credit card when you cannot afford? This is road to disaster. I know a lot of people who were caught in this spiral and sink so deep. It is good that you do not know a lot about CCs.
You have plenty of years ahead to learn all about it.
Ignorance is a blessing in this case. |
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