 I hear horror stories about credit card debt. Should I really go into the credit card thing? |
| I'm 26 and I have no credit history at all. I'm always needing to make a purchase online like air tickets or internet courses. Right now I am not able to get a loan for school, a home, ... |
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 Best credit card to transfer balances too? |
| I have quite a few store credit cards with high APR's and would like to know the absolute best credit card to transfer my balances to.... |
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 I have a debt in collections is there a way that I can pay the origanal bill & not have any dealing w/ agency? |
When paying off debts is it possible to pay off the person who the debt is w/ instead of paying the collection agency>?
I have a hospital debt and they gave it to a collection agency. I... |
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 Sister using us as a co-signer? |
| My sister in law is 19 and going to college. Her Mom is trying to get my husband and I to co-sign a loan for her because the parents and all 3 siblings have bad credit. I asked why they can't ... |
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 I paid off a Credit card 7 years ago, closing it, now a debt collecotor is calling me on it? What can I do? |
| This has showed up on my credit report for years as paid in full, now the account has fallen off my credit report due to time passing. I ask them to provide me proof of the bill, or a contact number ... |
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 I have recently gone through a divorce and want my name off of joint accounts...? |
| My ex uses an account that affects my credit, my name is still on this account. Any ideas on how I can get my name off this account?? Thanks!... |
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 How can I use my credit card's benefits without the credit card companies making any profit? |
| I just was approved for both an AMEX blue credit card and a Chase Freedom credit card. Can anyone give me strategies that work while dealing with the credit card companies. I always payoff my debt at ... |
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 Is amazon a safe site? please answer!? |
Ok soo...My dad doesnt trust his credit card number with
any internet sites at all! I believe amazon is a good site because my friends order stuff from it ALL the time. I'm not a big ... |
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 Does opening a bank account and continually putting money into it without taking it out establish credit? |
| I opened an account and I want to know: if I keep putting money into it and rarely take any out, does this establish credit? If not, how can I? A person said something about purchasing something at a ... |
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 When they say if you make an extra mortgage payment you reduce your balance does that incl taxes & insurance? |
| e.g., if your mortgate is 747. then you add property taxes, and homeowners insurance making the payment 1242. do you pay the 1242 or the 747?... |
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 Debt help? what to do?? bills, rent etc? |
| I have somehow got my self into about £15000 worth of debt with creditors, on top of that i have now fallen behind with my bills and owe two months on my rent... Where do i stand and what can i do?... |
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 Can I get a loan with bad credit? NO PAYDAY LOANS! I need a gauranteed loan. $10,000.? |
| I can't get a loan from anyone because I have bad credit..made a few bad choices in the past, and still getting penalized. I need a second chance. Please no S... |
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 HELP! what is the max time a creditor has to collect on a debt.? |
| I had a creditor contact me via mail regarding a passed due balance from 1990. to be honest I don't know if I ever even had an account with them.....They are threatening to attach my credit if I... |
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sheane561973 | I need to know of a credit card company that gives high credit limits to people with bad credit? |
i need an unsecured credit card with a high limit for someone with bad credit. |
 |
 
SPIFIMAN1
 |
Due to the credit crunch there are none anymore.
Credit card companies are decreasing credit limits and canceling cards on people that have good credit and have never missed a payment.
People with bad credit will be very lucky to even be approved much less for a high limit. |
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Christin K
 |
There isn't one. Thank goodness. |
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bdancer222
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Credit card companies are tightening requirements. They are more likely to lower limits and increase rates for existing high risk accounts. People with bad credit are likely to be turned down for new accounts. |
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Ryan M
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You sound like a ticking credit time bomb ready to go off. Thanks to the tightening of credit, there are not many, if any, banks that will give you the money you need. |
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thealmightycynic
 |
Did it ever occur to you that this is exactly why you have bad credit in the first place?
Good grief, it's exactly this scenario, people borrowing money they have no way of paying off, that led to the crisis we're in now. Thankfully, that whole fiasco is still new enough that banks are being more careful about who they'll lend to. Here's to hoping they stick to their guns and keep denying cards to people who can't use them responsibly. |
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Tim
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You live in fantasyland?
If you have bad credit, you'll be lucky to just get a credit card at all. |
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andy
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Sorry to break the news to you, but no credit card company that is above the table will even think about giving someone with bad credit a high limit credit card. You have to earn that right by paying your debts on time and doing other things that show you know how to handle credit. |
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Gdoggy
 |
HSBC |
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creskin
|
Credit cards for persons with bad credit have a minimum APR of 19%.
That alone is enough for people to not want to use them.
Wait 3 months. When banks start making money again, they will loosen their restrictions and therefore lower their approval standards and their interest rate.
You will only get a $1000 credit line.
You should then expect to get a credit line increase of an additional $1000 ever year, provided you dont have any new late payments on your credit record. |
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Bono N
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cardnow.undonet.com - try this one. It offers several credit cards which provide such a service. |
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rennickelizabe
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don't get one it isn't worth it if you really must have one try capitol one or vanquis |
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Almanack
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If you have bad credit, there are several choices. Besides credit cards, you may want to consider getting a bad credit signature loan,or a peer-to-peer loan. |
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