 Credit cards?? |
| Thanks for reading.. I would like to get a credit card and need help?? I don't have a credit rating and would obviously want and need one for future. I am 22 years old, never been in debt and I&#... |
|
 How can I possibly pay back debts when I am a full time student? |
This is starting to get really stressful and with school starting again next month its going to be even harder to make my monthly payments. I need advice
Additional Details
Its credit ... |
|
 Where can i get a loan with bad credit? |
| Ok so I have been offered a new job out of state, the job won't pay for my moving expenses buut I already have the job and just need to get there, i need about a 3,000 dollar loan so I can get ... |
|
 Could this work???? |
| My husband and i didnt pay on his credit card since april because of financial problems, now they are calling and wanting half of the amount by the end of next month. which is impossible for us ... |
|
 Where can i get a free credit report? |
| I have used the Annualcreditreport.com Maybe in January, and i know that I get 30 days with it then I have to see it yearly. But I recently had someone looking at my report for a credit check and I... |
|
 How do I get rid of those pesky Credit Card post office mailings? |
| I heard a news story about this in my hometown but I didn't get a chance to actually watch the story to see how to get rid of credit card mailings. Everyday when I come home to check the mail..... |
|
 NeEd A LoaN? |
| Hello I have terrible credit!!! I am in a state of emergency and payday loans are not an option for me! Does anyone know who lends to people that are in my ... |
|
 Im 22 years old and my credit is ruined...but? |
| i payed off everything that i owe but cant get any sort of credit, how can i reestablish my credit??? and without going to some credit counseling place??... |
|
 If you ask for an additional card for someone in your family on a credit card application...? |
1. Do they check that person's credit report/score?
2. Do they take that person's credit profile into consideration when they decide to approve/deny your application?... |
|
 I have paid off all of my debts.? |
| Now I have a car loan, can I use that to re-establish my credit and raise my credit score? Does anyone know how long it will take?... |
|
 Im 24 from Scotland. I was declared bankrupt apprx 18 months ago and ran up around £6000 again, what can i do? |
| I had approx £24,000 of debt and i was declared bankrupt. The reason i have been in so much debt is because i have been sadly gambling it all away. I really need help and im liiking for advice. I ... |
|
 Getting out of credit card debt? |
| Can anyone offer really good tips on how to get out of credit card debt? I'm just like my mom and money burns holes in my pockets, I just can't seem to buckle down and just "do it"... |
|
 Credit card? |
| Im up to my neck in debt with my credit card, what i want to know is if i close my credit card account, do the monthly interest owing on that card stop..therfor allowing me to pay of the remainder ... |
|
|  |
jaygirl | I need to pay my credit card off as quickly as possible? |
Would appreciate tips on how to be economical in day to day life? |
 |
 
Kathy S
|
1.Only buy what you need, not what you want.
2. Carry cash, it will make you realise how much you are spending.
3. Reduce, repair, reuse, recycle and use charity shops, clothes are only new when you unwrap them!
Good luck, debt is a terrible thing. |
|
AM-NM centaur
|
You can save $100 or more per month by bringing lunch from home to work/school instead of eating out. Even if you bring a frozen "TV dinner" your savings will be substantial. |
|
Caz
|
Cut back on your luxuries and get the cheaper brands of items instead of the top of the range
Running up credit card bills is never a clever idea but once you have done it there is no getting out of it |
|
flamingo
|
Always send more than the minimum payment. Stay out of malls, if you drive, cut back on unnecessary trips, if you work, carry a lunch. At home, turn off lights when not needed, if you have cable TV, carry only the basic channels. Turn back your thermostat a degree or two. Learn to do your own hair and nails. Don`t buy daily lottery tickets. Shop at WalMart for groceries. This list is a start, sit down and itemize the unnecessary items you can do without. Surprise yourself. |
|
pedro_peewee
 |
STOP SPENDING THEN, and CUT UP YOUR CARD, did you know if your credit card limit was £1000 and you paid it off at the minimum payment, it would take you 25 years to pay it off. |
|
Ker A
|
The easiest method of determining you exact status of your credit card debt and your monthly repayment is to compute your monthly income and then calculate the maximum you can pay into your credit card account. Then divide your earnings by your monthly credit card payments. If you find that at least 15% of your earnings are used to pay your credit card debt each month, then your chances of getting trapped by huge credit card debt are high. Besides this debt cannot be eliminated easily.
If you are in the unenviable condition, the best solution is not to use your credit cards and trim your expenses from other areas. This idea may be alien to many, but it is the beginning of the path of saving plenty of money. One of the areas where you can save money is your grocery expenses. Though we all need food to live and some amount of expenses in this area is inevitable, the way in which we spend money on food items, can reduce our monthly bills drastically.
http://debts-to-wealth.com/category/Tips-To-Reduce-Credit-Card-Debt.html |
|
L1LVN
|
Check out this website www.moneysavingexpert.com. The guy is a master in saving money without lowering your standard of living. |
|
LAURIE S
|
dont be a spendaholic, its just like having a gambling problem; u can lose alot and even go bankrupt |
|
echo_shark
|
Debt...another our letter word. It is probably the worst of them all. find various ways to save money, i.e. buy only what you need. Maybe you can find a very trusted friend to act as your personal banker someone that you give money to, so that you don't have it, and therefore cannot spend it.
I have yet to run into debt problems...though....I am very adamant about paying bills and credit on time....
Something that works with some phone companies is this
ex:
you get a phone bill for approx. $50( and you have always managed to maintain this amount) so you pay them like $75.
Then the next time you phone bill comes in ummm $50 it would be $25
I tried this with a phone company once an they ended up sending me like checks every month or like 4 months....I then told them that they can keep the money and jut cancel me... |
|
rrms
|
Yeh me too, I have resorted to leaving mine behind when I go out so I cannot use it. My biggest threat has been christmas and I now have the battle to get it seriously under control. |
|
PIPPA H
|
Plan your meals, write down what you are going to eat for the next week, breakfast, dinner and tea, then only buy what you need.
Cut back on luxuries, again just purchase what you need to use.
Cut back on going out, find free things to do. Buy things from chairty shops and car boots sales.
These are all things that I decided to do so that I could pay my bills off and now I hardly owe anything. I still have fun though and feel like I am recycling etc aswell.
Good luck. |
|
John H
|
see if you can get a loan to repay your credit cards - loans if with the right company NOT Citibank etc, will be at a much lower rate of interest and make life more manageable!!
then cut up credit card and buy things when you can afford them!!!
then lifes rosey!!! |
|
punkin
|
pay more a month on them stop using them good luck |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 15 minutes(s) ago
| | | |
14 | 24 minutes(s) ago
| | | |
13 | 32 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
14 | 4 hour(s) ago
| | | |
14 | 5 hour(s) ago
| | | |
14 | 7 hour(s) ago
| | | |
14 | 8 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
16 | 11 hour(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
