 Best way to pay off this debt? |
| Ok me and my wife made 33000 in 2006 50,000 in 2007 and now my wife is about to get a 16000 a year raise. We had issues with bill, but will now be able to pay everything back. The question I have is ... |
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 Can a collection agency change the agreed amount? |
| I've settled a debt I owed, the agent at the collection agency said that they will be debting my bank account for a certain amount for 4 months and that will suffice the amount I owe. However ... |
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 I have no credit cards or loans and im about 500 in debt from bellsouth how can i get approved for credit? |
| I AM TRYING TO GET A CREDIT CARD, AUTO LOAN, OR A PERSONAL LOAN BUT I GET DENIED ALL THE TIME MOSTLY DUE TO INSUFFICIENT CREDIT HISTORY! SO PEOPLE HELP ME OUT WHAT CAN I DO IN MY SITUATION... |
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 My husband and I are on the verge of losing everything,We both work but we can't seem to make ends meet.? |
| What do we do?We don't qualify to borrow from our 401 k Yet.We don't have enough credit to get a loan from the bank.And they say we make to much for financial help from the state.What are ... |
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 Credit card? |
| i just recieved my first credit card trying to improve my credit if i dont use the card will that help my credit just showing that i have a card and the mothly fees are being ... |
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 Why would you press the credit key even if you were using your debit card? |
I just got my new debit card in the mail. It has a VISA logo, but the bank says I should be sure to press the "credit" button when making merchant transactions with my debit card.
... |
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 I have bad credit. Is it possible for me to still be able to get a car loan for a used vehicle? |
| Without, paying super high interest rates? I also want to spare myself the embarrassment of being turned down for a car loan at a dealer. Any suggestions?... |
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| Can you pay a firm to remove this stuff? Is there anyone who has done this?... |
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 Is this debt collector messing with me? |
| I have a big medical bill that got sent to a bill collector. I called them today to try to make payment arrangements and they told me that I had to try and get a loan. Once denied I would have to ... |
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 File Bankrupcy before suicide? |
| I am thinking of ending it all due to my debt. I am wondering, should I file for bankrupcy before I leave, so my spouse and estate dont get drained with my debt?... |
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 I overdrew my bank account, now its closed, and a collection agency is calling me? |
| A lady from a collection agency has been calling me regarding my overdrawn bank account. I talked with her & she compromised with me, and I was supposed to moneygram the money to her on monday. H... |
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 Are minors responsible for a credit card in there name if recived when under 18 ? |
| I recently found out my daughter has 2 credit cards both in her name she was only 17 when she recieved them and they are not cosigned by me or any other adult, is she responsible or is the company at ... |
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 Charge off from 1995, shouldn't that drop off my credit report by now? |
| I was 18, dumb and had a CC, enough said. I don't have enough to pay a settlement amount let alone payments. Please don't tell me what I already know about my choices. Just would like ... |
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 Credit Card trouble............? |
| Got myself in a little over my head with the credit card thing....any suggestions on what to do to get out with out filing for bankruptcy????... |
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 Question about Credit Rating? |
I have an account that I am getting ready to pay off, and found out that it is a revolving credit account.
After paying it off, will it negatively impact my credit rating by closing the ... |
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tribe2437 | I need to rebuild my credit. What are some good SECURED credit cards? |
Additional Details
People my credit score is in the mid 400's. Nothing is being reported to my credit report. I obviously don't have the credit to take out a mortgage, hence the question was "I need to REBUILD my credit"
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Jim R
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2 best secured cards I know are from http://www.orchardbank.com and from http://www.nationalcity.com/personal/. national city does not allow online secured applications. Call and request a paper form.
They both report as standard (not secured) cards, both convert to unsecured after a year of good payment history, and both have fairly small deposit requirements($250) and reasonable fees. |
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cwenui
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It's a bad idea to do that. The best way to rebuild is to live on a cash basis or without credit. Chances are you have bills that are reported. So pay those on time and get them reporting to the agencies. that will slowly rebuild your credit. Chances are you took a while to hurt your credit so it will take you some time to rebuild it. Most people that need to rebuild get a credit card and hurt themselves again. If you do things on a cash basis you generally don't make as many spur of the moment purchases which is what most people are hurt by. |
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Tired of lies
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check the Internet and your choice of banks in which you decide to use. |
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Big B
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Whoppers taste bad. |
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Harvy S
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This credit card has no credit check so it is guaranteed. The limit is low at first, but it gets bigger as you pay on time. It is great for rebuilding credit because it reports to all 3 credit bureaus. It is unsecured but it is guaranteed acceptance. Sounds like it be great for you.
http://creditoffernow.com/imaginecard |
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only-trying2help
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i'm sure you'll find what your looking for here
http://www.wesayes.com
they will most likely not require you to secure the card or give a deposit |
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Elite female
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Read some credit tips on this site |
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Trollhair
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Don't build your credit with a credit card bill. Yuck.
Buy something good, solid that will make money not spend it.
Buy a piece of property or a little house you can fix up and rent. You can't make money with junk. Buy and build with something tangible. That is why so many people have major credit problems. If you can't pay for it---don't buy it. The only thing to buy on credit is a house, property and a car. |
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Kelli C
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If you are in a position to have to rebuild your credit, you do not need a credit card. Pay your bills on time for one year and budget. Get your spending behavior under control before you start back into taking out high interest loans.
Another way to build credit is to get a loan at the bank and put it into savings. Repay the loan through an automatic withdrawl. Do not ever touch the money. Good luck to you in learning to control your behavior in the area of your spending. |
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Erin
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as opposed to unsecured? I don't understand what you mean by that. |
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