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 My dad got a check and is giving it to me to use to pay for my car. How do I put his check in my account?
Dads check + _________ = $ in my account
Additional Details
It is a check he got for a job he did. so it is from them to him....


 I want to open a credit card. What should I be looking at when choosing the card? Thank You?
...


 How will cosigning for a Cell Phone affect my Credit?
A friend of mine was sent to a collection agency because of breaking a lease for an apartment... so her credit sucks.
She's asking me to possibly cosign for her to get a new Cell Phone plan....


 I just graduated from college and am having trouble finding a job! What should I do?
I am a single mother of two. I currently am living with my boyfriend and I am not happy. I want to break up but I am afraid I will not be able to find a job fast enough to be able to support myself ...


 How does one build up a good credit history?
I need to start over and need help! I need steps to to do so thnx!...


 I want to build credit but no one will approve me for a credit card?
I want to build by credit so that when i graduate college in a year i can get a nice car or apartment. I can not seem to get approved no matter what. i have no credit history and i need help....


 Car loan help credit score? AMEX help credit score? Please HELP!?
I have 10 revolving & 3 installment accounts listed, 0 mortgage & 0 other {no student loans, no car loans, etc}. All 13 of my accounts are in good standing. Only 4 of the accounts are open ...


 Shall I pull out my credit score on a regular basis?
I am having a fair credit score. I need some credit asap and so am trying to improve my score. So shall I need to pull out my credit score on a regular basis? Say once in every 1 month, 3 months, 6 ...


 What should I try to pay off 1st?
I have a repo on my credit which I owe 6000,I have 4 credit cards 1. is 345, 800, 1004, and 800. Plus I owe a gym 600 Should I try and put all my money towards the repo or should i pay off the same ...


 Should my fiance file for bankruptcy?
I have really good credit. My fiance made some really bad decisions in the past and has terrible credit. (credit cards, overdrawn bank account car loan .....) We are buying a home . We are planning ...


 What would u do if u found a $1000 on a street?
look for owner?
keep it?
spend it on what? urslef? someone homeless?...


 Help...PLZ!!!?
My dad bought me a Jacket last week from Wal-Mart store by ( not sure Cedit/Dept Card), and i found it too big, I can't wear it and now my dad is in another country for a business. If i return ...


 OMG I can't pay this.?
I just got my Visa bill and it is over 800.00, I bought some stuff recently and it bumped up my minimum monthy payment wayyyyy toooo much, Oh my god-I cannot pay them 800 a month. Do I call them? W...


 Credit card question?
Ok,i bought my game console with my credit card.The thing is,that console is now doesn't work as it should and i'm thinking of getting a replacement from the shop where i bought it...my ...


 I have 2g which debts should I pay off first?
Okay, I'm going to get my financial aid in a few weeks. (2 grand) I'm planning on using all that money to pay off some of my debts, but I'm not sure which is a smarter thing to do. S...


 I'm being sued by a creditor for close to $4000. What should I do??? HELP!!!!?
I work but, don't have that much money to pay it off. Can I do a payment plan or something? I don't have any assets except for my car and I've heard of creditors being able to seize ...


 Can you cash a check that's not made out to you?
i'm doing a fundraiser by selling cookies for my school. I realized after i got the check that i wasn't aloud to receive checks. so i need to know if i can cash this check which is made out ...


 Where can i get a 6000.00 personal loan with horrible credit?
...


 Having NO credit is just as bad as having BAD credit?
I currently have no credit and can never get approved for anything. There are somethings I would like to do, but first i need to build up my credit but i can never get a chance b/c im always denied. W...


 Credit History, where can i look, am looking to get a loan but the bank have said i have poor credit?
...



Courtney L
I only payed half of my credit card payment? They raised my minuminum payment..how can i get it to go down.?
I am a college student and working a part time job with 300 dollars a month and i missed a payment and my card went over the limit. They raised mt min payment to 67 dollars. What can i do to get it to go down. I will be messed up for 3 months with the credit card . What can i do Please help. How can i get my min payment down over time. Is theer a away i can deferr my payment for a month or couple of weeks.
                     
 




lsbeasley
Rating
The first thing I do is call the credit card company and ask nicely. I'm amazed at what that can get me.

I'd also suggest that you stop using your credit card at all, until you get it well below the credit limit. Even then, only charge what you can pay off immediately. You don't need all this debt weighing you down this early in life!


v b
You need to pay the card down. The company is forcing you to by raising the minimum payment. Figure out how to do it and do it.


feb1897
Rating
You need to pay over the $67 minimum. The more you pay over the minimum the lower it will become. Pay off as much as you can since the interest is a killer. If you think you don't have the money for it, you have to sacrifice. If you go to buy a soda at 7-11, is it really worth the $1.49? It may only be less than $2, but think how often you do this all month long.


The Wife
Rating
deferring payment will add charges. cut up your card and stop forgetting to pay it. Pay on time, every month.


david
Call your credit card company and ask them to reduce your minimum payment.

They would most likely work with you because they want your money.



Steve D
Rating
First, check your payment closely - it could be that the minimum payment is the amount you didn't pay plus the amount you owe this month. If that is the case, the payment will revert to normal after you pay the full minimum payment this month.

Alternately, because you are overdue on half the payment, there could be a late charge in the payment - if so, once you pay the $67, it will revert to normal.

If they have adjusted the payment cause you missed half the payment and the $67 is truly the new minimum, call them immediately. Try to make arrangements to get your payment back to where it was plus a few dollars to catch you up. Whatever you do, don't miss or try to defer any more payments. You will certainly screw up your credit, which at this stage is the last thing you want.


www.scapegoatz.com
Pay it down or get another credit card and transfer the balance, then get rid of that one.


<PoSiTiVe ViBeS>
The best thing to do would be to call the credit card company and let them know whats going on they are really willing to work with you but you have to tell them whats going on first. If you just keep making half the min payment it will just keep rising and charging you a late fee. I went through this before you will be surprise how much a phone call to them will make.


Me
most of the times it will go down after you pay either half of the total due or all of it. otherwise it will just keep going up if you go past the due date and not pay the full minimum payment


1teacher
The first thing you will need to do is call your credit card company and explain your situation. If they know you are willing to make good on your debts, they may be able to work with you. Then, you will need to make your payments on time. Credit takes very little effort to ruin, but a lot of effort and time to fix. Pay this off before you make any more purchases with this card. Having good credit is essential to being able to rent an apartment, buy a house, a car, etc.


ThatgirlfromKY
Rating
OH DEAR GOD CUT THAT THING UP RIGHT NOW!!!!!!!!!!!!! I MEAN IT YOU WILL PAY FOR IT FOREVER DO IT AND EMAIL ME AND LET ME KNOW YOU DID OR I WONT SLEEP TONIGHT!


nymamiyankee
not sure you can..check whatever paperwork u have from the company...or call them...tell them of your problem and maybe they will work with u


Mickey M
Rating
The only thing that I found that will lower your interest and payments is to join a credit counseling program. I did it four years ago with Lighthouse credit Foundation. They were able to get all of my interest lowered. Some went to 0% for the life of my balances. The majority will go down to between 5-15%. I had 15K in credit card debt and was out of debt in 3 years. It also raised my credit score to 690 from 560.


guidi
Rating
That is how credit card companys make money. If you call you can talk with someone in india, who does not care. Happened to me once


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