 What's bad about credit cards? |
What are monthly and annual fee? Do I have to pay those amounts every month and year despite paying my credit card transactions on time?
My sister wants me to apply to old navy credit card ... |
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 How to you pay for things on ebay? |
| I really want to get something on ebay but I don't really understand the payment methods, if the seller allows payment to be money order does that come up as an option for payment method when ... |
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 How can a person rebuild his/her credit? |
| See my dad awesome credit score like what did he say it was, like 847? Something like that, anyway, he had back surgery in 2004, and was out for awhile and jacked up is credit bad. So his credit is ... |
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 What is a good credit card to start out with if you want to build your credit? |
| I have no credit and I am having a hard time getting approved becuase of it. Just wondering what kind of credit card I could get approved for that isnt ripping me off with fees.... |
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 Where is a good site to apply for a credit card or get info on a credit card? |
| I have average credit, and need to transfer my credit over to another card since the apr is going up on mine. So I was wondering if anyone knew a good place.... |
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 Credit cards: Are the card companies required to send a monthly statement? I only get one when I'm past due. |
| At least it seems like I have only been getting them if I don't make a payment, and I called today (15 Aug 06) and received a message that I didn't have a payment due. It would normally be ... |
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 What is better on my credit score? |
| After i pay off a credit card, is it better on my credit score to keep the card open with a zero balance, or to just close it completely?... |
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 Does parents credit affect their children's credit? |
| i am turning 18 years old and my parents credit has not been the best..and i was wondering if my credit will be affected? Also does overdrafting a checking account cause bad credit?... |
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 Debt consolidation , how it works ? |
| I have about 5000 of credit card debt , I rent so home equity wont work (i rent) I cant really cut down on stuff , my FISCO went from 740 to 505 in a year (financial problems). So i need help getting ... |
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 Poor credit rating please help? |
im in urgent need of 8000 dollars, where would i be able to obtain a loan quickly and that would accept poor credit ratings?
Additional Details
i dont mind paying a higher interest rate, ... |
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 Do i qualify for the car i want? |
| i started a new job 6 months ago but have been with the company 2 years straight. i make 14.75 hr work full time, i am going to put 7,000 down and want to buy a 15,000 altima my credit right now is 61... |
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 Hows long does a judgement against me stay on my credit report after it has been paid off? |
| I didn't pay tuition for one semester and the school filed a judgement against me....I paid off this judgement one year ago but it still shows on my credit report...the amount was for $6,500 but ... |
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 Can a creditor call me or my parents over my boyfriend's truck payments? |
| I've had one collection agent who has called me multiple times about my boyfriend's truck and his location. I have told him that I chose not to get involved in the situation and will not ... |
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| Pre-paid Credit card? |
| Do you have to be a certain age to get a pre-paid credit card?... |
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 I have poor credit and need a new credit card. I have no money, so I need an unsecured card with no setup fee? |
Where can I find a card with a $500 credit limit who will accept me and not need anything to set up the account?
Thanks!
Additional Details
I'm not asking for opinions, I&... |
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 What kind of credit card should I get? |
I am 18 years old, (female), in august i'll be going to community college full time.
i just want a credit card to ESTABLISH credit, and make online purchases.
I don't want to ... |
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 I get strange phone calls from other states asking for people i dont know. and its involving credit/money...? |
| one call was from new mexico from some Ford credit place asking for a guy named george, the other was from nevada inquiring abotu some recent debit perchances on his "shazaam" debit card, ... |
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sarah-dopp@sbcglobal... | I overdrew my bank account, now its closed, and a collection agency is calling me? |
A lady from a collection agency has been calling me regarding my overdrawn bank account. I talked with her & she compromised with me, and I was supposed to moneygram the money to her on monday. However, I didnt have all the money like I thought I would, so I didnt, and I didnt call her back. She keeps calling & I dont know what to do.. Im scared! Help! |
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Chane
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The best way to stop her from calling is to pay it - even if it's just small payments. The sooner, the better because you don't want it to end up on your credit report.
In fact, you should pull your credit report to see if it is already reporting. If it is, make sure you request that they delete it once you've paid it in full...make sure you get it in writing. |
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AnnaG
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Relax, your not the first person who has been in this situation..Many have and I am sure she has delt with it before. Call her back(be responsible) and explain that maybe you can make a payment arrangement..But you have to stick to it! Most collection agencys will work with you on this. Trust me, Ive done it!
best of luck |
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lindsaytejeda
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Call her and explain to her your situation. She may or may not set another arrangment, maybe ask if she can lower the price... or if you could make payments. I would tell her you can send whatever you have now and will pay the rest later. Good luck! |
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nniicckk79
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You need to talk to her and tell her your new situation. There's really nothing else you can do, they need to work with you because if you don't have it, you don't have it. |
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mazziatplay
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Ignoring this problem will not make it go away. Call her and explain that you were unable to fulfil your commitment as promised and were afraid to call her back. Then set up repayment arrangements that you CAN keep. They should be willing to accept payment arrangements that you are able to maintain so that you can resolve this issue and move on. |
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beauty s
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talk to her and let her know whats going on. If not she will keep calling u.. |
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mud bug
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Don't be scared. Talk to her and tell her the amount she wants is too much for you. Suggest an amount that you can afford and make the payments as agreed. That will keep her from calling you |
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TONY P
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first off, calm down. all you need to do is explain. give them a call and i am sure they will be more than likely to work with you. they would rather get their money little at a time then not at all. so don't stress because nine times out of ten, they understand and it will be ok. i promise. |
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jen
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you should call her and explain that you didnt send the money because you didnt have it all. then tell her you'll send what you have now and send the rest in two weeks. then SEND THE MONEY. they will work w/you in order to get the money but if you dont ever send it, theyll stop being so nice. i dont know what you own but they can put a hold on your paycheck and take things in your name in order to pay the debt. |
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