 Ryan is with another girl so what do i do so i can stop them cause i really love them? |
| see i was with him for a very long time and he just broke up with me and got with another girl o what do i do.... |
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 Can I get a Debit Card with a Visa logo on it at the age of 17? |
| I just wanted to know if I could open one up, and what I would need, if I can, to open it up. Thank ... |
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 Does this sound like a scam? |
(from craigslist)
I am satisfied with the conditions and price as stated. I will like to make payment to you through Money Order... The check will be drawn from my company account...The ... |
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 HELP......just found judgement on credit file!? |
| I had a loan with a credit union and paid it off (so I thought) back in Nov. 1007. The balance was around $14,000.00. Seems there was still a balance of $979.00 left. The loan was taken out in CA and ... |
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 Too many credit cards? |
| I have many credit cards: two are from major financial institutions (chase and citi),others are from different stores (express,banana republic, vs)I have about 15 credit cards, is that bad? Should I ... |
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 PROBLEMS REPAYING C/C DEBTS- can we approach the companies and arrange a settlement figure? |
| We are massively struggling to pay off our debts as my partner lost his job...another victim of the credit crunch...we have been taking any work we can get but it's not enough and now we simply ... |
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 I can no longer afford to make payments on my Flat Screen TV. What should I do? |
| I financed it for 3 years about 2 years ago and I owe about $1,600. What If I just just stop making payments and wait for them to come pick it up... Will doing that affect my credit?... |
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 How can I bump up my credit score? |
I have a 560 something and is fair.
I hate buying things on credit so I always buy everything in cash.
Additional Details
I don't have any credit cards.... |
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 I have 3 credit cards (1 is dept. store) but i only use one which is visa, should i close the unused visa? |
| The credit cards that I do use are my department store card, and my primary visa card which i have had for over a year and a half (1,500 limit) the other card i do not use is an amazon visa card ... |
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 Someone I know did something very bad to me? |
| Infact she messed up my credit score when I was trying to help her. I know her social security number but I don't know her drivers license number, how can I get her back and make her pay for ... |
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 Is credit card debt, destroying the life of people.? |
Some people owe staggering amounts.
When you owe over 3K on a credit card and only pay the minimum payment it would take 10 years to pay it off if you mever used it again.
I believe they ... |
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 I have bad credit i would like a store card? |
| i have a bad credit rating and would like a store card for one of the major electrical stores or to be able to finance ££250... |
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 Need some advise with dealing with a debt collector? |
| A friend told me to try yahoo answers to get some advise on this. I just recently got a call from a debt collector inregards of a capital 1 bill i had in 2000, he told me i owe 9k, where it was 32... |
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rich | I overdrew on my checking account any suggestens? |
I had overdraft protection but my bank took it away from me because of deluncancy, i thought I had it re-instated but tehy inturpreted me calling them for a new card as if I just wanted a debt card. I used my debt card as a credit card for a week and have been charged $33 6 seperated times for overdraft fee and a $6 charge daily untill I pay them back. After completly depositing my paycheck for the week i am still 25o dollars in debt with 5/3 Bank and can not pay them untill my next paycheck in 2 weeks. Any ideas |
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laetusatheos
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Somtimes talking to the bank will get them to quit charging you additional overdraft fees. But, getting a loan or advance is probably the best option (if that is possible). Next time, read some of the fine print before using any card then you won't be in this mess again. |
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noblesusue
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Purplerain has it right. Payday advance companies often charge very high interest rates, and can send you to collections. Also, never ever use your checkcard/visa card/atm card or write a check unless you have the AVAILABLE funds to cover the transaction at that time. Many banks place holds on these purchases, but if you have other items that have not hard posted to your account, and the new items come in, it will cause an overdraft. Maintaining a check register is very helpful. I balance about everyday using online banking, and haven't had an overdraft in about three years. Nor have I had to use my overdraft protection. Hope this helps |
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MJBlonde
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I will borrow money and try to pay it back as soon as possible because banks are not very nice when they don't get there money in. They will charge you everyday. |
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tiffanylabrant
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Go to a small loan company like sun loan and get a 300 dollar loan. |
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concerned
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Please Hurry! Get some money in the bank fast! somehow! |
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Bronwyn
 |
Change banks |
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alpine
 |
don't worry the bank will not worry either...but if your problem is surviving until then, try to sell some items from your flat...like pieces of furniture or stuff that you can live without.... |
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oxypbear98
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Borrow some money to pay it off or get one of those paycheck advances. They charge you a killing but if you really need the cash, you don't have much of a choice if you can't wait. |
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Stuart
 |
Sounds like you're learning about credit the hard way.
Here's some sure fire solutions: first: don't use the debit card again until you have repaid the bank and have deposited enough money to cover your debts. Second: remember, banks make their money by charging fees. (That's pretty much the only income banks have, except loan interest.)
Overdraft protection is supposed to cover an occasional check or debit purchase that goes a little over your balance. 'Occasional' means maybe once a year or so, not three or four times a week.
My recommendation is not to buy anything until you can pay the bank back and save some money. It takes a while to build up a good financial profile, but it's really worth it. |
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purplerain
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if you can help it, please stay away from "payday advance" places. they will make it worse. they charge far more for much less, and it starts this vicious cycle of dependency if you're living paycheck to paycheck like most of us (and it sounds like you are). i agree with Stuart, talk to the bank and let them know your situation. also, see if family or friends can help; $250 won't make or break anyone, and set up a payment plan that you WILL stick to so you don't make things bad with your people. they don't charge interest or fees like banks and payday advance places. (i'm still paying off three payday advance places, it gets ugly really quickly.) make sure you're there for them when they need it, too. |
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