 What would two 18 year olds need to do to rent an apartment with no credit history? Is it possible? |
| What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person ... |
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 Using a Credit Card to Pay Off a Credit Card? |
Does anyone know a way to use a credit card to pay off a credit card and in the process no interest is accumulated?
Additional Details
Lets say I have two credit cards. I use one and ... |
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 PayPal, eBay question? |
Does the seller have to pay the PayPal fees if I pay for an auction item with a credit card through PayPal? Are there any other rules on this for eBay?
Additional Details
I have a ... |
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 Should I ditch Capital One, and get a new credit card? |
Hey Guys!
I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ... |
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 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me? |
| I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ... |
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 Is Debt Settlement a good alternative to bankruptcy? |
| Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?... |
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 Should I get a credit card? |
| I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ... |
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 Is a credit card safer than a debit card? |
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ... |
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 My parent's credit score isn't good enough for me to buy A new Computer! What do I do? |
| OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ... |
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 Since I paid off 3 credit cards, should I just outright cancel all 3 of them? |
| I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ... |
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 What is the best credit card for me, I have very little credit? |
| I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I... |
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 Payoff Closed Credit Card Account? |
| My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ... |
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 How good does your credit score have to be in order to qualify for a car loan? |
| I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ... |
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 Do credit cards improve your credit score? |
| Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W... |
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 Bad credit car loan? |
| Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ... |
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 I have a credit repair guy that says he can remove slow pays etc etc from my credit. for a fee.? |
| Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??... |
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jessica C | I owe $10,010.14 to my three credit cards put together, i need help really bad real soon!? |
Is there anyway i can maybe apply for another card and pay my creadit cards with that new card that way i just have 1 card to pay off that would make my life sooo much better living on my own sucks i never have money anymore, all i know is that i can't miss another payment most of my cards are negative! please i need some kind of help!
Additional Details
well thanks for all your guys help! i found help i talked to a debt soulution person and they helped me out alot i easy payment of 130 a month for all 3 and no more credit cards!!! yay!!!! |
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shiprepairwoman
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It isn't harder to pay one than three just pay them. Get a second job or sell something if you can't pay the payments. Borrowing more won't help. |
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Waz
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Here's the best help you'll ever receive : Dont purchase stuff you can't afford! |
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Joshua R
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Another card will not help you. You need to consolidate which is good. Talk to your bank they may be able to help you. When you do that recommend terminating the other cards.
If that does not work, you will need a budget and make your payments all at the same time. Find the one with the highest interest rate and focus on paying that one down first and make the minimum payment on the others.
Living on your own? Welcome to the real world! |
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Rick B
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You want to take on more debt to pay off your debt?!?!?!? Your problem here is not that you have to write three checks each month - your problem is that you are spending more than you earn. Taking three payments and turning them into one will not solve that.
Call all of them and work out a payment plan and try to get your interest lowered or stopped.
Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.
You probably need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control. Take a sandwich for lunch. Cancel the gym membership.
Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.
You can easily make $500 a month with a part time job. Cut your spending and try to free up another couple hundred and you will knock this out in a year.
Go to the library and get "The Total Money Makeover". Read it and follow it carefully.
Go check out Dave's website as well.
www.Daveramsey.com |
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Hunter
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If you want my advice, STOP USING YOUR CREDIT CARDS!!!!!!!!!!!!! I mean even though that's your life, just stop. It's like an addiction, kick the habbit. |
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richblingdude
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i don't think any credit card company will let you apply for a new one looking at your credit history especially if you owe that amount of money. They'll assume you'll just do the same with theirs. |
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ronalda107
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Call the companies and see how much they will settle the account for. If you're in the negative, they'll likely be willing to take what they can get now. |
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Hello!
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You can apply for another credit card, but it is NOT the best way to do it, you should NEVER use a credit card to pay off other credit cards. Why dont you just pay the minimum payments, and then when you get more income start paying more than the min. Payments. |
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Finally Spring
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You really need to get in touch with some sort of a credit counseling agency. Hopefully one that will help you negotiate monthly payments that you can afford. Getting another credit card is NOT the answer.
Seriously, google Credit Counseling for something where you live. |
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Babylove
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If your a college student you can apply up to 40,ooo dollar loan and pay of the credit cards with that and keep going to school so you can avoid paying it...try chaseEdOne---somehting like that.. |
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T_Bone
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I dunno .. U sound pretty screwed |
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owness
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yes you may be able to put all of that money onto a new credit card with lower interest. But try to make your payments. |
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