 Time if would take to Improve my Credit score? Any answer is very appreciated!? |
| I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ... |
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 Car loan at age 18? |
| im 18 and i have no credit. but i have been working for a couple months and my mother has a good paying job but not good credit. i make over 900 a month and im on my last year in high school. i need ... |
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 Should I pay my collections account? |
| I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<... |
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 How to get rid of a store credit card.? |
| I recently applied for a job at Macy's, but something came up and I didn't accept the job. I opened the mail today and saw a Macy's credit card! I don't know what to do, and I ... |
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 Credit payments made on due date, charged a late fee due to time difference. Unfair. Suggestions for action? |
| How is it that people on the West Coast can be charged a late fee, even though their payment is paid on the DUE DATE, just because the credit card companies on the East Coast want their payment ... |
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 Is there a home loan that I can get with a bad credit history and still have very low down payments? |
Additional Details
I live in Florida right now and hope to stay here. My credit score is in it's 300s, so that's pretty bad. Can anyone help me?... |
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 Does Debit Card (check card) work online shopping? |
| I was wondering, if i put in my debit card (check card) number on billing info for online shopping, would that work?... |
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| I am getting garnished for an 11 year old debt, by a 3rd party debt collector.? |
| Is there a statute of limitation on debt? I am getting garnished by a 3rd party debt collector named "Unifund". I have heard of shady practices by this company. I thought this debt was an ... |
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 Does anyone know if there is a fake check scam going on? |
I got an email from someone that wants me to depoist a check into my account for 48,000 the check looks real but im not sure if it is a scam any advice
Additional Details
Here is the ... |
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| Im in incredible debt. What are the best solutions to resolving this Debt? |
| should i pay off a certain credit card first and move on to the next one? Should I pay the minimum payment on all of them until they are all paid off? Any help or solutions? Thank you.... |
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 Have a couple of items on my report for credit cards I never requested or received ...? |
| Do I need to contact the company to request a copy of my signature showing I applied for them? Will they provide this to me?... |
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 How do I open a bank account when I have limited forms of I.D. and bad credit history? |
I am hoping to start a degree course next week and need an account for my tuition fee. Help please?
Additional Details
I am a tenant - no utility bills. My mother married when I was five ... |
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 Credit Cards.? |
| How am I supposed to establish credit if every credit card I apply for denies me???... |
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 I have been told i have a credit score of 3 what does this mean? |
Additional Details
sorry i meant 300 i already have finance and mortgage and earn good money but i am trying to get another mortgage to rent out and the advisor said my score was 300 so ... |
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 Paypal question? |
| I have received payment for an item through paypal.The status for the payment says "unclaimed" and I am asked in the action section whether I want to "accept" or "refuse"... |
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David D | I owe 100k credit card debt and i make 7000/month how i can pay off my debt with all this 29-35% interest rate |
my debt is $100,000 and i want to pay it off all but i keep on falling behind because of all these late fees,very high interest rates on credit cards,my scores fall to 585.i can not be approved any low interest rates on credit cards.any suggestion for me to get out of debt. |
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Renaissance Man
 |
NO DO NOT FILE BANKRUPTCY. TERRIBLE ADVICE.
Before you do ANYTHING, listen to this man for free, on the radio or online, daily, and you will find your way out of this. The numbers are doable. This is like getting financial wisdom from Bill Gates, except this guy has a radio show. He took a call about identical to yours this week.
I will say that just this single audio clip CHANGED MY LIFE when I heard it.
Half way down click "Listen to Dave". JUST listen.
http://www.daveramsey.com/tdrs/index.cfm/2007/9/17/Getting-rich |
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donnie b
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first call your credit cards and tell them your about to defult and need help, tell them that if they cant help, your only option is going to be to file a BK (bankruptcy). They will offer you anything from forbarence to locked interest rates to a payment plan. Call them, you might be very suprised. |
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SkyPilot
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Contact a reputable credit counseling service asap. Consolidation is not a good solution as it will do nothing for the high interest rate you currently pay. |
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bahbdorje
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Maybe a life insurance policy and a planned accident. You should survive and change your name. Live in a different country.
Or blow up the credit card company. That's what I would like.
Sorry to hear you got beyond help.
How about a lottery ticket? |
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Anna
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If you make $7000 a month you can afford a financial planner. Call one. |
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bryan l
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wow, 100k. you need to talk to a financial planner immediately. |
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hmmmmmm
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File for bankruptcy, don't pay no one and start paying cash only because you will be in debt for the rest of your life start over in 7 years, which is better then 30 years .
visit http://www.debt--loan.com to get your credit report |
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Iloveshane
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get online bill pay..either thru your bank or just make a payment online thru the credit cards website. make as big a payment as possible everytime you get paid. that way youll never have a late payment again. take a look at what your spending your money on. put all you can into credit card pmts. |
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MsCuRvy0
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Consolidate your debts...
This combines your loans/ bills.......at a fixed Low APR...
IF you think it is necessary then talk to a financial planner and start to save so you can pay it off a.s.a.p
Keep in mind they charge..since they know how much you make they might take advantage of you, by raising their price.
Create a plan and stick to it... you should have this paid off within less than 5-10 years ( Depends how good you stick to it) BUT a 585 is really, really bad. Keep this in mind whenever you start to spend again.
You sound like you are making more tha average, so this should be easy for you to pay off...
Bottom line CONSOLIDATE now...
Good Luck |
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