 Anyone know a place to actually GET a loan with bad credit? |
| We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ... |
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 Credit score? |
| I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ... |
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 Can i sue my credit card company? |
| I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ... |
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 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
| Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ... |
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| I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ... |
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 I think I have been the target of fraud...perhaps a debt collection fraud? |
| Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ... |
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 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!? |
| I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy.... |
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 What do you do when you are a few steps from being homeless? |
| My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ... |
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 When it comes to credit cards, which is best? |
| During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as C... |
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 What can I do to establish my credit? |
| It's not that I have bad credit. I just don't have enough credit. I have two credit cards, one small one for gas and for everyday purchases when I don't want to use cash and the other ... |
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| Recently i was shredding away loads of papers and didnt know what to do with these tho.And they occupy hell a lot of space and weight.Pls ... |
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 Why is the interest on my credit card going up every month despite paying more than the minimum payment |
| I have been paying £10 more than the minimum payment for a few months now but i've noticed that the interest I'm being charged is increasing. Last month it was £33 (back breaking aaaaargh)... |
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 What is the formula to calculate the credit score? |
| Don't need your guessings or "I think". Real serious answers from knoledgable people are very appreciated.... |
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 Has anyone filed bankruptcy without using a lawyer? |
| I've been thinking about filing bankruptcy using one of the websites that fills out all the paperwork for you and then all you have to do is bring them to court. they garuntee their work, if ... |
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 How do you get a credit card with bad credit? |
| Years ago I messed up my credit. Now I want to get a credit card to regain some credit but no one will give me a credit card.... |
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 Can i borrow money while filing for chapter 7 bankruptcy? |
| I am filing for chapter 7 and i am having difficulty paying for the bakruptcy itself.Can i borrow money to pay for it if im not going to file on that loan?... |
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budyalo | I owe $6000 in credit debt, but i am unable to make payment. I am out of the Country right now and wouldn't be |
coming back anytime soon maybe more than 10 years. Any suggestion about what i should do about this debt? I am not so worry about bad credit because i wouldn't need credit for anything in the US since i will be out of the country for a long time. Any advice will help Thanks in advance. I wouldn't want the credit card to take me to court because i will not be available |
 |
 
Sgt Big Red
|
Well for starters, once you leave the country, the statute of limitations on the debt is tolled (the clock stops running) and will restart when you return (no matter how long it is).
They can get a court judgment against you and this will be reported for 10 years and in most states the judgment can be renewed for another 10 years. HOWEVER! In order for a court summons to be legal, it must be properly served. If they can not locate you, then they can not serve you.
Most major credit card companies will just take the debt and "charge it off" of their books, then sell it to a collections agency for pennies on the dollar.
If our troops in Iraq and Afghanistan can get access to the Internet, then you should be able to do so also, then you can just go on line and make your payments.
Just forgetting about it won't make it go away. And don't forget the interest will accrue and in 10 years you will owe a lot more then $6000.
Hope this answers your question
LEGAL DISCLAIMER: The advice contained herein is for informational purposes only. It is not to be construed as Legal Counsel nor Legal Advice.
NOTE: Forget filing bankruptcy, you have to reside in the states to file. |
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fballbud401
 |
Declare bank rup. if it doesn't matter |
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Jennifer M
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If you declare bankruptcy then it will be gone from your credit in 7 years and you will not be back to use your credit in 10. I would go that way if you can. Look on line for a bankruptcy attorney in the last US state that you lived in and explain the situation and he will be able to get the ball rolling for bankruptcy court or he will direct you in the best way for you to handle the matter. Best of luck. |
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uclueletbc
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just forget about what u owe, I did it |
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Jennifer
|
Hi,
I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate. I came across this company on NBC News Special Edition.Check it out here:
http://dwarfurl.com/b2bb0d |
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Õ†Õ¸Ö€Õ¸
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let the company know.. Also, u should start thinking about going bankrupt.. |
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dave
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budyalo,
There's a good article at eHow on steps to take to begin tackling your debt. I don't think it makes much difference as to whether you're in or out of the country to begin taking care of things.
Take a look at it:
http://www.ehow.com/how_2326032_avoid-escalating-debt.html
How to Stop Escalating Debt
You can also look here for tips on earning some extra cash online:
http://www.ehow.com/how_2254361_money-internet.html
How to make money on the internet, scam-free
Hope it helps. |
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Just Wondering
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Can't you just make the monthly minimum payment?? You can visit the company's website to make a payment or call their toll free international # or even their collect #. Most companies list those #'s on the back of the credit card or on their website. If the payment is 30 days late it will hurt your credit. After about 60 days late to 90 days late they will really start pesturing you to pay and it will go into collections. |
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BonbonDoux
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You should just stay out of the country cause once you come back you're a dead meat... |
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