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 What is the best Credit Card for a college student?
I am a college student trying to establish credit and am looking for a card with a low fixed interest rate. I don't know where to look because there are so many choices out there. Are there any ...


 What would be the best prepaid credit/debit card?
I don't like carrying around actual money so instead, I carry my debit card. I am terrible with money, I keep spending it so I need to limit myself.

What would be the best prepaid ...


 Will cancelling bank account stop ACH payment without NSF fee?
I have two payees that want to hit my bank account for an ACH payments. The payments are in dispute where they say I owe them and I say that I do not. The payees had been previously authorized to ...


 Can an 18 year old with no credit get a car loan with no co-signer.?
He has worked the same job for a year and makes $900 a month. Besides "buy here pay here" are there any auto loans avaiable?...


 Question about an old collection acccount?
Yesterday I pulled my credit reports from all three bureaus and discovered that on one report there was an old collection account. I called the collection agency and discovered that it was for an ...


 Can you help me understand some credit questions I have?
I need to hear from people who've experienced good or bad credit on their credit cards.
-What is the value of a good credit score when it comes to life? Things such as buying a car.
-A...


 How to build a good credit score?
I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I ...


 My visa check/debit card?
ok so i was at walmart ready to buy a videogame today..
it was $130 when my account only has like $20, but i thought it would go through and i can pay at the end of the month.
so i swipe ...


 Why am I finding impossible to get someone to pay a debt even if he has the means (money, property) to pay?
I lent some money to a friend who now refuses to pay it back despite having the means to do so. Normal legal procedure won't work because I realised too late that is a serial debtor and know all ...


 Does anyone know any places I can get a car loan for people with bad credit? I am trying to rebuild my credit.
...


 Credit Card?
I'm ready to get a credit card.. It's my first one any ideas on the one i should get?...


 Bancruptcy?
i owe 40k in secured debt and 35k in unsecured, if i go bancrupt will it wipe the secured debt too? even if its in joint names? im currently on a debt management plan for the unsecured stuff. i have ...


 Does debt counselers help?
or is it just another ...


 I Dont know what to do?
i have 3 credit cards and the limit on those are more then 14,000 all together but i cant pay them and i havnt payed any of them what should i do so i could bring my score back up and how?...


 How do you build your credit with a 566 score?
OK, pulled my credit report, my total debt is $6700.00. Thats it. I have no bankruptcy, no credit card debt. Its all collection accounts. I applied for a credit card and was turned down. I dont want ...


 How would i go about filing for bankruptcy ?
how much do my debts have to be worth ?
Additional Details
I'm in the uk , off work sick and bailiffs are doing my head in.
and i probably owe around £4,000
to different ...


 Bad credit??
I live in Ga. I have bad credit from when i just turned 18 and owe a little under $4000.00. I havent even paid anything for 4 years now. Any advise on how I can resolve my credit and pay for it ...


 In debt up to my shoulders?
how to get outta debt. 50,000 average owing. haven't even touched it. what can i do to get outta debt. whats the best place to help that will be able to do something for me with out breaking my ...


 What are some of the best ways to fix you're credit.?
...


 Will paying off past due bills help my credit report?
...



yamale53085
I owe credit card companies can they take my money if i keep it in a checking account?
                     
 




ken_voss12345
Rating
you'll be surprised what they can do, legally and otherwise.


Richard W
If they go to court and get a judgement, they can take bank accounts, CDs, even garnish your wages.
Until that happens, they can't. (Unless you have given them permission to access your bank account)


clearwatervike
Rating
Not directly, they would have to sue you and have a order for you to pay.


melinda
Rating
yes they can. they usually dont just go in and take it, and when you check your account its gone, but there is a way they can do it like that, after theyve done everything possible to get the money, first their calls, then collections, then to an attorney. i know this from experience. i do believe it has to finally get to an attorney, where they get a judgement then they can take it, but they let you know first. i was sent a letter by the county court re: a credit card, and the lawyer whose hands it was in said if i didnt pay a certain amount each month, they would garnish my paycheck, and they could because they already went through the courts. so if i were you, i would just try to pay them something, at least the mimimum payment, before it gets to that point where they can garnish your check or withdraw everything you have from your account. if its gotten that far, i would close the checking/savings account and open another one in someone elses name if possible, just until everything is cleared up


Dave C
After they receive a judgement. I would consult credit cousuling or an attorney for Bankruptcy Chapter 13 or 7. Initail consultations are free for both. Keep your acounts open don't close cause you may have a hard time opening one after the dust settles. Also cash your pay checks at the bank they're drawn on.


Grandma of six
not unless you gave them authority, or gave them the account number. they can just harass your *** off!!!


cuite
Rating
yeo and if they cant get the cash they will find other way to get what you owe paid back to them your be for ever on the run watch out lock the door and run to the top of las vagas roof top plug in the pc and build a home on the top of it its the only way out for you now you & the pc can have free power from the las vagas roof top ,lol


kootie33
Rating
you betcha


osunumberonefan
yeah


Frank Castle
Yes. (With a Court Order)


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