 At age 15 i got a Target card without my parents consent. Now they want me to pay $1000 dollars.? |
Am i liable for paying the $1000 dollars? I was under age.
Additional Details
Im 21 now and i only used it like twice when i was 15. this happened when i was living in C... |
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 How do you start building credit if you have absolutely none? |
I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.)
My friends told me that they all started building credit by opening a student credit card ... |
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 Is there a gov't program to legally erase credit card debt/? |
| I received several calls that there is a gov't program to legally erase my credit card bill down to zero and they leave a number to call back but I never call them back because I'm scared ... |
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 What bank doesn't charge fees? |
Hello there,
I am looking for a bank that doesn't charge fees. Do you know any in San Mateo?
Thanks and have a great holidays,
Additional Details
Thanks guys, <... |
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 Does anyone know how i can get my hands on £30,000? |
| I have defaulted on payments recently because i couldnt find a job i now have a fairly good job and my mum also needs help i want to sort out my finanaces and help mum out at the same time i live in ... |
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 How to stop Debt collectors? |
| For one debt I owe approx 500$, last month I sent in 500$ wich was half my balance. I still have no income, and have told them that. What bothers me is the week after I sent in the 500 they called ... |
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 I am paying off my debts. Now what do I do to build up my credit?? ? |
| I have bad credit. I owed around $1400 in hospital bills. This week is my last week making payments. Starting next week, I will owe no money to anyone. Now what can I do to build up my credit? I ... |
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 Which is the best credit card to get these days? |
| I've started a new job and been told to use my own credit card for expenses. I want to keep it seperate from my own stuff. Where to start looking for the best?... |
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 Credit cards for teens? |
| Are there any credit cards for teens? I've already got a pre paid debit card which I pay for mjyself, but it doesn't help at all with my credit score. I have a steady source of income and ... |
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 Closing a credit card? |
| I have a few credit cards, 7 actually most of them i owe nothing on. they are the store ones, target, victoria secret, american eagle, old navy, kohls, jcpennys, and express. will it hurt my credit ... |
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 I want to get credit, how do i get a card? |
| I want to get a credit card to get credit. Of course every time i use it, im going to send the payment in THAT day so i don't do the opposite and ruin my credit. But im only 24, I don't own ... |
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 Serious!! pls advice? |
| can i be sue in court if i owe people money but i didn't sign any IOU. will i hav a crimminal record or will this affect my credit report??... |
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 Could i get this on ebay with a check? |
http://cgi.ebay.com/NEW-
i dont have my own checks with my name on it but i ... |
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 How do i prepare myself to get my first credit card? |
| i just turned 18 and have no credit and have never applied for a credit card because I was told if i applied for alot of credit cards and got denied it would lower my credit score. So what should i ... |
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 I have a £2K overdraft with Lloyds TSB which they want back by Nov 26th, 2007? |
| Hi, I have had an overdraft with Lloyds TSB for a few years now, totaling £2000. They now want to take it back on the 26th November, 2007. However, financially I am not able to pay it back right now ... |
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MICHAEL H | I owe money on my credit cards and can not pay them off i am moving to spain do i have to pay them off? |
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 |
 
t r
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Boy did you ever get some blood boiling around here. I suspect that was your intent, so congratulations.
My opinion on the topic- You owe the money, pay up!
I'm in favor of bringing back debtors prisons.
If you can't afford it, DON'T BUY IT!!! |
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Dicky Snapples Hides Apples
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No - the credit company will understand completely. you don't want to pay them back the money they've given you because it'll make your life easier. sure, I don't even see why you should ever pay back money you've borrowed.
OF COURSE YOU NEED TO PAY THEM OFF |
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bricktopsglasses
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You might be able to disappear but your credit history won't. It will follow you like a bad smell. If you are not good at managing your money seek help with this and make arrangements to pay the debt off in a way that's affordable for your budget. Better that then bury your head in the sand, it will come back to bite you. |
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Yeti
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.It depends on how much you owe. Their persistence to get it back will depend whether it is worth their while to chase it.
Let us know if you get away with it.
I have always wondered what would happen if I maxed out all my credit cards( £100,000+ in total) and left the country.
Of course I wouldn't really do it. That would be immoral |
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Faye H
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The amazing thing is, there are debt collectors in Spain too. Shocking, isn't it? All they have to do is get a debt collector in Spain to come after you.
Do you honestly think that by moving to another country, you suddenly just don't owe the money any more? You could move to Siberia and you'd still owe it. |
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tiny_lou1965
 |
are you serious??
of course you do!!
they are a credit card company.. NOT a charity!
or else we would all be running off without paying them back!
WAKEY WAKEY! |
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SunnyDays
 |
Most High Street banks and credit card companies are international, and so are the debt collection agencies they use to claim back whats theirs! Spain in not another planet and you will not escape, and if you dont settle your debts in the UK and end up settling them here, you'll have a far tougher time as they will simply put a charge on your house. Experian are in Spain too, and when a bad debt is run up here, Experian write to tell you they ahve you listed, I know because my neighbour asked me to translate the letter.
Pay up and leave with a clean record, you also need to bear in mind that many brits end up going back to the UK within two years, its much harder here to get work or get a business bringing in money and 40% is the last figure of returning brits! So, you need to bear this in mind otherwise you'll eff up your chances of sorting things out if it doesnt work here |
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istitch2
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You scum! You are planning on running out on your just debts. Why did you spend that money that you didn't have?
YES PAY THEM most credit card companies will give you generous terms to repay them. |
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john r
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You must realise you are talking about a debt to a international bank, you will get a credit rating that will follow you, but I have known many who have done it and got away with it, you will always live in fear of it ctching up though. |
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cgmunga
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If you plan on getting a visa, mastercard, american express, etc.... Yes you have to pay them off. Credit reports will bite you in the butt. |
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martiman
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You may get away with it, but would you what to live with the worry that they may catch up with you? |
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NIGEL R
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no matter wear you go they'll find you , so you mite as well pay them now. |
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Bell
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You don't need to if you are not coming back |
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SAR13
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Why, they rob people all the time, get away with it if you can,get a loan before you leave and take your chances.I hate banks. they wipe the debt after 5 years no contact. Don't feel sorry for the banks they don't do no one favours unless they are on the grab. |
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halesowentown
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Ignore those two, do what you think is best, its your life. |
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