 Where can I get a credit card? |
| I'm 18, and it will be my first credit card. Where can I get one?... |
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 How do Iget a loan for 30000 with terrible credit! In big trouble and need help? |
I have 2 children and looking for a new job but need to get out from under all the payments and just have one so I can keep up!
Additional Details
I have a job and get paid very well........ |
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 Why is it so hard to close a damn credit card these days ?? |
| I was on the phone for ten minutes telling a representative who was reading a script in order to keep something I dont want..... |
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 I need about £200 by next Friday. I do not have a guarantor, anyone know how I could get this money? |
Basically its my pimp,
lol na, we are moving 1 week on friday, and need £200, as bills went out and were more then usual (Bloody gas and electric!!) I have spoken to YES loans, but they ... |
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 Who is responsible for a banking mistake? |
| My wife got a VISA gift card to make a large online purchase. The gift card was supposed to made out for $300 and the bank put $500 on it. The bank called her yesterday and told her that she had to ... |
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 Reporting someone who's hiding from bad debt? |
| I have a friend who has bad debt and she has been hiding for close to three years now. She is staying with me and she won't allow me to put her name on the lease as she's scared her ... |
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 Anyone know the fastest way to pay off a credit card? |
| I have a few credit cards and was wondering if anyone had any good plants to minimise them quickly?... |
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 I'm 24 yrs old and my father still tampers with my debit card. Is this legal? |
| I'm 24 yrs old, and my father thinks just because i still reside in his house, and because he works in the bank, he is allowed to lower my daily spending limit or block my debit card whenever he ... |
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 When you buy with a credit card and you want to exchange/return it, do you need the credit card w/ you? |
| When you buy with a credit card and you want to exchange/return what you bought, do you need the credit card w/ you when you return it?... |
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 I need a loan of $40,000, I dont have any credit and I dont have a job what should do? |
| I am a college student, but I am not a U.S citizen--that’s the only reason why I don have any credit. An investment opportunity that has been revealed to me and I need to take advantage of it. I ... |
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 I need a loan, have bad credit but live in Georgia? |
| I live in Georgia and just moved from new york. Things are tight and i need a loan to repair my car. Problem is i have bad credit, i need a loan fast and im only 21yrs old. What do i do?... |
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 I had a credit card and stopped paying, what happens? |
| I had a credit card through Best Buy and missed payments and HSBC started calling everyday (which is normal). But I go so far behind that I couldn't make the payments any more. Then suddenly, ... |
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 Why do people say credit cards are evil? |
| They're not. People are the ones who put themselves into debt and I can say this because I got myself into debt, I paid it all off thankfully. But yeah credit cards aren't evil, we all know ... |
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salvation~~~~~ | I owe money on some credit cards and? |
I want to open a checking account, can the credit card companies go into my account and take money without my permission? |
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~Cheta K.~
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no, i think that's illegal |
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WisTex
|
The can't just take money out of your checking account. But, if your state allows it, they could take money out of your paycheck (garnishment). And the only way they could do that is if there is a court order against you, and your state allows garnishment. You have to be seriously past due to get to that point.
If you open the checking account at the same bank where you owe the credit cards, they could possibly take your money from the checking account, depending on terms and agreements you made with the bank. Some banks include terms that allow them to use any assets you have on deposit with the bank to satisfy any debt you have with them. They would only do this if you were seriously past due. |
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Goethe
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They would need to get a judgment against you and garnish your wages first. Raiding the checking account is something the bank is likely to do if you agree to ATM surcharges. |
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wife in South Africa
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No they cannot...only if you have signed a debit order. you should make the necessary arrangements with them to pay this credit ...if not they can force you through the courts to get their money. |
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wizjp
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Some states allow garnishment for unsecured debit after executing a judgement for non payment; but that's a long way down the line, and you'll have plenty of notice and chance to get caught up |
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sps601
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no they can not. however, if the cc wish to - they can forward your monies owed to a collection agency...usually one from within the dept. then it will go to an outside company. if the debt is substantial and they have tried numerous times to get into contact with you and you still evade them; they can then apply to garnish your wages through court, then you have no control on how much they can get minus your allowable living expenses till the debt is paid. the other thing is your credit report will show negative and may impact your future accounts including opening new checking accounts. this will continue to haunt you for the next 6 or so years. the best thing you can do is show initiative and responsibility and contact those cc's and do whats called 'repayment terms' if you agree to them that you will pay x amount each month and don't miss a payment it looks better on your report that everyone can see . if they refuse to do terms with you ..you may have to wait till it goes to collections. but total avoidance of paying off debts not only hurts you now it hurts your future. i have come out of consolidation and bankruptcy. i had a hard time rebuilding and i still have a few more years of "bad luck" to go. i pay high interest on my cc's and my car loan i don't own my own home yet and im still paying on my student loans that couldn't be included in the bankrupcy. |
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Sabrina K
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No not as long as you continue to pay the bill. It would take a long time for them to want to take the money out of your account!! |
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stephenweinstein
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Only if
1) You fail to pay the credit cards
2) They sue you for the amount you owe
3) They win (the judge rules in their favor)
4) You still do not pay, and
5) The judge issues an order allowing them the seize the checking account to satisfy the judgment |
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KK
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Nope. Credit cards are only allowed to take your money when you authorize them to do so. Any unauthorized payments is considered theft. |
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Loverboy666
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if the account is with the same bank possibly and I know that they can freeze your account if you don't make payments on your credit card givin it's with them. |
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Tikva
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No. |
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Funky Farmer
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No they can't, is the short answer |
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Grant M
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no! |
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Muse
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No the credit card companies CANNOT go into your account witthout your permission. If you ever see any suspicious activity with your checking account, contact the bank as soon as possible. |
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M
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no. |
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worldstiti
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no |
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♪♫Jay is Sexy♪♫
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No. they can not.. everyone owe money on credit cards.. but the real question is how did you get a credit card with out a checking account in the first place? |
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Greenbay All the Way!!!!!
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no they cannot |
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pabhy
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no |
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ivelonreed
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No way only if you give them your banking information, other wise NO |
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asphaltjesus
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No.
Oh, and pay both cards off ASAP and avoid that kind of debt for emergencies. |
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Evelyne L
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no |
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A W
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No, they cannot take money out of your account without your permission... The only one who can do that is the IRS. |
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steve
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u can sue them and fry their *** and make them forgive all ur debts if they attempt to do that. |
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