and they said they have blocked my credit card because they have reason to believe someone has got my details. what does this mean please? has someone stolen my identity? should i change my bank ...
My husband and I are considering filing bankruptcy because of some past credit problems. I am in my last year of college, and I going directly into my master's which will take another two years....
Ok, let me tell you my story-I have bad credit but NO DEBT. Before I joined the military, I payed my 2300 worth of debt off. That was about a year ago, maybe 10 months. Anyways, My credit is still ...
I want to shop for mortgages for a new house without them needing to run my credit every time since having my credit run negatively impacts my credit (why is that anyway?).
Does anyone have any advice for me? I'm 21 years old and need to purchase a new car. The only way I can do this is to take out a car loan. But I'm not completely sure where to begin....
There have been agency in europe trying to scam me. Is there someone who can give me a loan. If there is someone for europe who is not trying to scam me contact me. Also for the agency in europe. I ...
i had given my truck back to the bank march of 98 couple of months ago i had all 3 credit reports take it off but noe they have sent it to another collection aggency. i paid 20k for the truck in 97 ...
We both owe money, but my wife has no job due to long term ill health and is not on my mortgage. She has never financially contributed. I use a debt management company and wondered if her creditors ...
Only if you are able to get a written agreement first that they will remove the items from your credit report...This is called a Pay for Delete agreement. If they refuse to provide such an agreement, it's pointless paying them off.
Never accept verbal promises from debt collectors...they'll say anything to get you to pay. If you don't get the terms in writing, don't pay them. Pay only with USPS money orders. NEVER give them your checking account # for autodebits.
Alter Ego
Always pay your just and lawful debts. If others want to be dishonourable rogues that is their problem. Hold your head up high & don't crawl around on your belly like a snake.
Doctor Deth
you bought the items. now pay for them
happypants
ummm...yeah.
N K
Get a deletion letter first before you pay. Collections will gladly provide you one if you settle in full. The idea is to pay and have it removed. Have the letter signed and on official letterhead. Also, make sure the statute of limitations has passed in your state. If it is 2004, chances are it is over.
Yes if that is all you owe then you might as well have perfect credit
nerdyroberts
LISTEN TO SLIMIK. CONSIDER YOURSELF LUCKY SOME PEOPLE OWE THOUSANDS AND THOUSAND OF DOLLARS BECAUSE OF POOR SPENDING.
Christina C
I would pay because it is negativly affecting your credit rating. Your credit has already been affected by it - probably. However, by paying them off at least it will show that the accounts were paid and not left in default (unpaid).
Also, since they are from 2004, they are still open and will remian so for 7 years - then they come off.
Mr. Prediction
Slimik is 100% correct...also don't give them your signature...they have a way of moving to other documents
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