 Currently, what is the best credit card deal on transfering a balance? |
| im thinking of transferring my credit card balance to another card, what is currently the best deal, as far as a default of 20.0% APR or less? I have only seen a 32% APR on CITI bank for example but ... |
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 Can I use a credit card to pay off a credit card with no fees? |
| If this is possible then essentially one could borrow money for a time at no cost. Just pay off card A with card B before interest is owed. I realize that of course the original money would be ... |
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 My first credit card - What cards are the best? |
What bank should I get my credit card from? What if you have no credit history yet? (I will hopefully be able to get a credit history...)
What should I look for? I've heard you can ... |
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 I have an old collection account on my credit report. That was paid.. But thats not whats on my report.? |
| I have an old collection account from 2004. I have called the collection company and they said that it was also paid. They have told me to have the bureau contact them to verify. NOW if I do that ... |
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 Credit card payment? |
| Quick question that has me confused. Let's say my credit card payment isn't due until April 12th, and I pay on the 29th of March... would my payment apply for the month of April? Or would ... |
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| A lawyers office calling for my brother asking for a debt. harassment? |
| Hello, My brother moved out about 3 months ago. I get these phone called evey day asking for him and i tell them he dose not live here anymore, stop calling here. I did stop for about 2 weeks, then ... |
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 Is it better or worse to apply for a car loan with a co-signer? |
| I am about to apply for a car loan via the Internet, and even though my credit is not so good, my cash is! So anyhow I was wondering if applying with a cosigner has a more positive affect than ... |
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 Credit cards? |
| I would like to transfer balances to one card Iwould like to have only one pament a month to worry about. Pros- Cons?... |
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I own a home now, but want to move. My credit has gotten bad since my last home loan. I would have at least 20% to put down on a new loan, do you think I could find someone who would finance me?
... |
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 Credit issue? I am doing the best I can...trying to pay off credit cards, bills, etc. Its not enough...Help? |
| Been through a lot of Financial problems...divorce...ex not paying support and medical bills on time...credit was fine before and am responsible ....now struggling to even live...I pay as much as I ... |
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 Want to start building some good credit.? |
| What are some good credit cards for people wit no credit? and want to establish some credit.... |
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 Did they just ruin my credit rating? |
I only had a credit card for about two months. I've been using it very responisibly, trying to build a good credit score.
Two weeks ago, I went out and bought a new used car, with my ... |
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 Question about ordering online? |
| i was just wondering how safe it is to order online. i'm kind of paranoid about giving my personal info such as credit cards and what not , are there any other ways i can do this? unfortunately ... |
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Linzer | I owe the bank about $9,000 for a repo. Do I need to worry about the bank garnishing my wages? |
My car was repossessed and sold in Aug 2007. The bank has been calling me nonstop since then. Just recently they have left a voicemail that I need to settle the debt or they will pursue other collection options. Are they bluffing or do I need to take their offer to settle to avoid possibly garnishing of my wages? |
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SPIFIMAN1
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Auto finance is what I do for a living and believe me for $9,000.00 they are not bluffing.
If you don't settle they can take you to court and get a judgment, at that point they can attach bank accounts, garnish wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes.
All of this will show on your credit for the next 7-years making it very hard to get any other types of loans without making massive down payments, paying huge fees and State maximum interest rates. |
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DAS
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You need to talk to them, to find out what is going on, if they sold your car, you will need to know what they sold it for, and then I think you will have to pay the difference. But you need to talk to them. Also go to the legal aide society or a lawyer to ask them what are your options in this matter. |
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bud68
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You need to settle. |
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michael m
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First the bank has to take you to court and recieve a Judgement agains't you.Once they do this and they will they can garnish your wages.How ever your first step should be to contact the bank and find out what they sold the car for and what expences were incurred by them for doing this.Next you make a deal with them to pay the difference.as of now on your credit report it willl show as an unpaid account and you will never be able to borrow money again.By doing it my way your credit report wil say account settled and you may once again borrow money when you feel that employment has improved to the point where you could repay a loan. |
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Karen K
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First if the bank contacted you by mail with the auction details(amount your car sold for on what date etc...) you are responsible for paying the amount left after the auction. The only way that I have found to avoid paying is #1 Bankruptcy and #2 if the bank has turned it over to a collection agency they will have to provide documentation showing the agreement between you and them for the amount you say is still owed. With the economy being as bad as it is right now the banks have faced lots of repo's lately so I'm not sure how they will respond right now. Do they have the law on their side as far as garnishment,,,,sorry but yes. But most of the time they will bug you to death for a while and then sell off your account to a collection agency and they will start bugging you to death. Good Luck hope this helps. |
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Bill C
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What state do you live in? Not all states allow wage garnishments. Not to mention that a creditor can't garnish wages without a court-entered judgment, meaning, that they would have to file a law suit against you and then win before they could even begin to think about going after any of your assets.
Most likely, the bank was making reference to them giving the account to an attorney so that a law suit can be filed.
I would suggest that you contact an attorney. You can get a referral from your local county bar association and you might be eligible for free legal help from your local legal aid office. |
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Katslookup--Not Suspended Yet!
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Settle. Not only can they garnish your wages, they can also attach to any other property that you own outright. So, if you have another vehicle without a lien, they can basically take it from you and auction it off to help pay your debt. |
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QWERTY
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They are not bluffing, they will not only garnish your wages but they will also ruin your credit.
Take them very seriously and settle the debt, the sooner the better. |
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americanfreeman
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They most certainly will garnish your wages.
Count on it. |
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