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 Does not being on the electrol roll effect ur credit score?
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 Can anyone tell my if this is legal and how to get it off my credit report?
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!

Two E...


 How bad does a forecloser hurt you credit score if you have a score of 800+?
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 Trying to find out my credit rating?
My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ...


 Where should I get an auto loan online?
What are some good and reputable internet sites that offer auto loans?
Additional Details
NOT auto insurance....


 If you get declined for a credit card, does that affect your credit score negatively?
I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ...


 How do I build better credit from bad credit?
I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ...


 Is there a way to know your credit score?
Do you know a site that i can see my credit score w/o a fee?...


 Will different FICO scores be reported from the 3 different credit bureaus?
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 Why are banks in america are going bankrupt?? ?
just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>...


 How long does credit inquries stay on your report or affect your report Thank-you?
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 I keep asking this ques but no one is giving me an answer or understanding my question..?
i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?...


 Can I declared Bankruptcy?
I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ...


 I am about 12000 dollars in credit card debt and have maxed out most of my credit and don't know where to turn
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 I have a credit card i dont use and probably never will,,,cancel it?

Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ...


 Can I use my friends credit card without them being at the store?
She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ...


 How likely will a debt collector sue?
Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ...


 I need help sending my cousin some cash. i was planning on putting it on my credit card but need advise how?
can i send it directly to her bank acct?...


 To get credit card?
i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ...


 I have $6,000 in credit card debt, what's the best thing to do?
I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ...



Brendarella
I paid off credit card ,lost comfirmation# and now they want more money,what now?
A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'm stuck and don't know what to do?
                     
 




jenepher402
Rating
If you paid by check - go to your bank and get the record
If you paid by money order - go to where you got the money order and run a trace
If you paid by credit card - call the company and have them research it for you
If you paid by Western Union - go to the local office and find out how to run a trace on a payment


If you paid by cash - You're F*cked

Good Luck!


Richard H
tell them your paperwork got lost (or that you never got it) - they should send it to you again


sinsniper123
go to your credit account on line if you can, get a copy of your statement (it should be listed) and just send them a copy, they will see the payment done with exact date and time too.


Mr. Hendricks
how did you pay it? You should be able to prove you paid with a canceled check or bank statement.


curiositycat
Call the credit card company and request a statement. Better yet, send them a request in writing. Keep a copy of your letter and send it with delivery confirmation.


bitemesteve_o
Rating
Your screwed ,good luck!


parsonsel
Rating
I was hassled by a collection agency for a bill I'd already paid. I had a cancelled check confirming that the original company had received their money. Don't pay anything until you look for your cancelled check.

You can also contact the credit card company directly as maybe the first collection agency didnt' send in the payment. Hopefully it wasn't a scam.

Good luck


princessecutie
Rating
sue the companies


sebyta262
call utr lawyer girl


Jimmy A
Rating
That depends on how you paid it. If you paid by check or debit then you can get proof from the bank.


*Rock*Girl*
Rating
Hopefully you paid by check. Send them a copy of the check stub.


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