I got a credit card in the mail a couple of years ago. Over the course of time I racked up a bill to the limit and fell a little behind in payments. Now I have a collection agency after me. I was ...
They are threatening to use the account no# that I use online to pay their bills online, now I'm behind and they said they will just go in and get it; is that legal?...
I have just turned 18 and keen to build my credit rating..I privately rent a property and have a good household income... I was advised to get a store card or credit card and pay the balance off ...
This company claims that I owe them 3K on a card I never signed up for. I asked for proof that it was mine, because I can't find any records of it with my other cards (all paid and canceled ...
So my credit card limit is 500 bucks. Bank of America. Let's say I use up 500 bucks in one week, and I pay off my balance right away. Does that mean I will get 500 bucks limit again as soon as I ...
The bill itself is student overdraft which I took out in January 2003 the bank sold this to this collection agency (according to them) in 2006. I have so far made no contact, received the letter this ...
My boyfriend is having some finacial problems and we are working on buying a place of our own in the near future, but he has some out standing bills. Which need to be paid off. So he is able to get a ...
I have heard that there are loans for people out of bankruptcy, but I don't know of any company. Before this, I had perfect credit. I am desperate. I need some good advice. Thanks!...
People say report her but she is my mother and i think im just gonna file bankrupcy im looking for someone who has filed and what life was like after wards i hope that is enough info thanks A...
I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare ...
My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up?...
Letitia C
I really need to get a car loan but i have bad credit my score is 521...whats a good website i can go to?
i need a website that will definately approve me for a new car loan despite my bad credit.... please helllppppp
i made some major mistakes when i was much younger and now no one can see how responsible i am due to my old debts!!! i need someone that will approve me
Don't be an even bigger fool and fall for one single one of the ADS that are before my reply. At 521 you are not going to get a legitimate loan for anything. these scammers want money up front to TRY and get you a loan.
Save a couple of thousand dollars and go buy a clunker until you can get your financial act together.
Unfortunately that 521 tells a great deal about your financial responsibility and is why people haven't a clue when they ruin their credit rating.
Jessica
If you are trying to get a Auto Car Loan and you know that your credit is not the best then you do not need to worry because getting a Car Loan even with bad credit is not that hard. Most lenders know that people nowadays have taken some hits on there credit and they have made it easier to obtain a Car Loan even if you credit is bad.
When getting your auto loan be aware that you may be required to pay a higher interest rate because the lender will look at you as a higher risk with bad credit. It is important to understand that even though you have a higher interest that as you make your monthly payments on time this will help raise your credit score and then you can always refinance it at a later time.