 How can I find credit cards account #'s that have been opened in mine and my spouces names? |
| I need to cancel all of the credit cards that have been opened but I don't have the companies that she opened.... |
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 Having trouble getting a new bank account? |
| I keep getting refused a new bank account because the banks have a falsehood comment on there credit checking service. I have been incontact with experion reference agency and they cannot find on my ... |
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 I have $3000 in debt, I can't afford to pay it anymore. Will I ever be able to lease an apartment? |
| I have $3000 in credit card debt for about five or six cards. I know the average credit card debt per person in the U.S. is about $10,000. I never have any money because I work part-time and go to ... |
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 Should I continue to pay off UK debt? |
| I have been living in the middle east for 2 years. My husband and I continue to send back to the UK 1000 pounds to pay credit card direct debits and personal loans we both have from our joint HSBC a/... |
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| I already know I shouldn't get another card...but If I can transfer my old balance...... |
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 When you're applying for credit and it asks you if you rent or own, but you live with your parents for free..? |
my dad might start charging me rent soon, but that's not an offical financial transfer like renting a house.
which one is the one you're suppose to choose?... |
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 Low credit rating? |
| i can not get credit anywhere i have even tryed every credit card for ppl with no credit rating im at my wits end. do you get credit rating by owning a phone line?... |
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 Please help me I'm being sued by a collection agency? |
| Yesterday of all days I received a note that I was being summoned to court for a credit card that I had 5 years ago. They are saying I owe them 2,400 plus interest however the card they gave me was ... |
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 I co-signed with a guy whos not my friend anymor. Help? |
| I co-signed for a loan on a tv for a friend a while ago. We are recently on the outs, and he went out and bought a $2300 tv on that same line of credit!!! How can i get out of this if he wont pay ... |
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 Will it affect my credit? |
| I have two other roommates and we split the bills every month. One of my roommates is terrible about paying and causes us to be late every month. My name is on the accounts, but the most information ... |
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 Where can i go to find out my credit score for free? |
Additional Details
without having to put a credit card in.... |
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 Why do we die? |
| how can it be stop?... |
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 No Doc, Bad Credit, First time Home Buyer Purchase Mortgage? |
| I want to buy a single family home in Louisiana for 165,000. I have never filed bankruptcy. But I have a poor credit score, student loans and am self-employed. That's the bad stuff. The good ... |
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 I keep getting harrassed by this credit agency. I spoke to them and told them that my debit was b/c of them... |
| they were suppose to take money from a bank and the took it out from an old one and i told them to fix it the day it was supposed to be due and they said okay and they took it from the account that i ... |
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 Which would have the biggest impact on my credit? |
| I will be getting a lump sum pretty soon and am trying to determine which would best help my credit--pay off 1 or 2 of the larger loans then pay monthly on the smaller ones or pay off several of the ... |
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The R | I received a bankruptcy letter from someone who owes me money, $1200, what should I do.? |
I received a bankruptcy letter from someone who owes me money, $1200, what should I do? Should I go the meeting they have set up in another state? Also, is there a chance that I will get my money back. The $1200 is for some furniture I bought from an online furniture company from ebay. Do you think I have a chance? Thanks.....and reply ASAP b/c the date is coming up! |
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Angela C
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well, the chances are not good, factor in the cost of traveling and taking time off work to go to court and it just might be easier to take a loss. |
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redenz40
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If they filed a chapter 7 theres really nothing you can do because I'm sure that this is an unsecure loan. If they filed a chapter 13 you should received a proof of claim. fill this out and submit a copy of the loan, hopefully a promisary note to it. Granted it is an unsecure loan but if there is any money left in the 13 they will disburst to all unsecure loans that submit a proof of claim |
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Studly
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I'm a little confused over what you are claiming....you bought furniture from them? Does that mean they didn't send it to you and kept the money?
Either way, you always file a claim. The notice that you received should have been accompanied by a claim form. Send that form plus whatever proof you have to support your claim to the court/trustee.
There are two reasons you need to send in this form. If it's a Chapter 11 or 13 you may be entitled to receive something (it won't be a lot though). If it's Chapter 7 you won't receive anything at all.
But you are now on their list to be informed of developments. If their BK is dismissed, you will be notified so you can pursue collections again. Otherwise you won't have a clue what is going on.
Do not waste your time attending. Unless you have a very good claim, or can prove fraud, you will just be wasting your time. I've attended many, may of the creditor meetings and in nearly every case none of the creditors attend. In cases where there may be an objection, the creditor has already contacted the attorney or trustee, and the corrections are being made. Very rarely will you have a good enough case to get the bankruptcy tossed out.
Just be glad you only got stiffed for $1200. It could have been a lot worse. |
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OC1999
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There should be instructions on that letter how to send in a objection to the BK by mail. So you should not have to go there.
It depends on the assets of the company as to if you are going to ever see anything from it. However, in general consumers are the lowest priority and the trustee will pay other creditors before they even consider the consumer claims. Not to say you won't get any back, but it is defiantly not worth spending any more money to get to another state to object to it. |
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Net Advisor
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If they filed for bankruptcy Liquidation, chance are you will get zip.
You can go to the hearing and tell the judge you are a creditor in the case. In a BK, employees and IRS are paid first, then creditors. If there are no net assets, it will be a loss.
If you paid via Pal Pal, check to see if the seller had Pay Pal protection. You might be able to get that insurance for non-receipt.
You can also file a non-receipt claim and expedite it immediately to Pay Pal and they might be able to reverse the payment, thus get your money back. Hurry! |
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Bill C
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Bankruptcy law is a federal law, not state.
All you have to do is to file a Proof of Claim when the bankruptcy court tells you to. It is probably not worth your time/money to goto the creditors' meeting. Basically, you just have to wait for the bankruptcy to be resolved (hopefully it is not a Chapter 9 filing) and wait to get some of your money. |
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Beverly S
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You don't need to go to "the meeting of creditors"- no reason to That is if a creditor wants to fight the bankruptcy filing. They never win. If the person filed a chpt. 7 you will get nothing- if chpt 13 you may get 1% (pretty much nothing). You cannot contact the person who owes you! I wouldn't count on getting paid. Sorry! |
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Jennifer
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Hi,
I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://nanoref.com/linksynerg/h6PZOg |
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Howdy!!
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I think they changed the laws on bankruptcy...I don't think people can use it to just completely get out of paying bills. Used to people could file bankruptcy and wouldn't be responsible for paying them once they got on their feet. Now I think they have to pay it back.
It probably varies from state to state. You may need to call a lawyer or something. |
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