Does anyone know where I can get a free credit report, w/o giving my credit card #'s online? |
I am looking for Experian credit report.
Many of the websites, have you sign up for a free trial, and give credit card #'s...
I don't trust that...... |
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Please help me- paypal dispute? |
| i purchased a ps3 off ebay (never buying off there again) and the guy took my payment on paypal, then he emails me after hes taken the payment saying he cant send it as im not verified on paypal with ... |
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Is it true that unpaid debt will disappear from the credit report after 7 years? |
| I'm not looking for advice about how to avoid getting into debt. A close relative coerced me to get credit cards at age 19, so that he could make purchases, and promised to pay it back. Yes, I ... |
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What should my friend do about an unpaid medical bill that has been sent to a collections department? |
| The unpaid balance from the hospital shows up on his credit report AND the unpaid balance from the collections agency shows up on his credit report with a different account number. Who should he ... |
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Any way to improve credit score w/out applying for a credit card?? |
| I just very recently paid of all my credit card debt and I have been told to improve my credit I should get another credit card and pay on time (obviously) but I have been denied. Is there anyway I ... |
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Will I get into trouble for giving false information on a credit card application? |
| I'm a college student, and there are lots of guys around campus giving away free sandwiches if you fill out credit card applications. I've filled out a couple with totally false ... |
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What is the worst that happen if you dont pay your credit card debt? |
| Like they have been sending letters & now sent a post card saying i was out & will contact me during this time, if i dont open the door & dont contact them then whats the worst that can ... |
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How can I make some money........quickly? |
My partner and I work 72 hours a week between us but, a forgotten debt has cropped up.Bailiffs called to our home and are threatening to take our belongings when they return in 5 days.
We have ... |
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How exactly does a credit card work? |
| I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. I... |
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Does credit card debt get written off when you die?? |
| My sister-in-law died yesterday as she had cancer but we expected her to live longer. I have just heard that she has spent around £20,000 on credit cards since been diagonised with cancer in S... |
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I'm a student in college and I get credit card applications like candy..? |
| I have about four now, but I've been very smart with them. I've had them for almost a year now, and I always make payments on time (I also try to charge everything to some credit card since ... |
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How old do you have to be to get a credit card? see details.? |
| Okay so i know about prepaid cards and stuff, example the Visa Buxx card for teens. But i'm talking about a real credit card. How old would i have to be to get a credit card for a store, like a ... |
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How much debt do you have to have to file bankruptcy? |
| Is there a set amount of debt you owe in order to file bankruptcy?... |
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Credit card judgment against me? |
| a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep ... |
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What does in-store credit mean? |
Does credit mean cash or something else?
For example, customers are granted credit reflecting the lowest price...... |
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Capital one? |
| any luck with these guys ? are they good cards too have ? will they help build credit ?... |
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sayon562 | I signed a car loan for my brother. How long do I have to wait to remove my name? |
My brother have no credit and I signed a car loan for him. I'm the main owner and he is the co-signer. I always paid my loan on time and my credit score is above 800. How long do I have to wait to remove my name out of the loan? The loan is for a $25,000 car. |
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SPIFIMAN1
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Auto finance is what I do for a living and it's jointly your car and your brothers car.
As far as answering your question, it depends on the reason for needing a co-signer.
If it was lack of credit, your brother needs to make around 18-payments using his personal checking account and make sure he keeps the canceled checks. This way he can prove that he is the one making the payment when he refinances the vehicle.
If on the other hand is was due to debt to income, you will have to wait until the vehicle is either paid off or your brother can qualify on his own income. |
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kenkarjr1
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It's "your" car. It will be under your name until the loan has been paid in full. You're at risk if he is responsible for making the payments. |
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frankie b
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Until it is paid off |
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n10zguy
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Until it's paid off or when he builds up credit and take a loan out in his name and pays your loan. |
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David C
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hope your brother is responsible because its you who has the most to lose out of the deal. Its going to be quite some time before you can take your name off, it may be not after its paid for. |
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beauty s
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umm u should ask them, and u should never co-sign... |
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Shivendra
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Well you have to wait untill the loan isnt paid or you could transfer it to your brothers name after a few months (i think). |
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Fahad S
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WOW, you're a good brother. Yeah, wait a few months, and either take out another loan with just your bro's name or transfer the loan to his name. He should start building nice credit now. |
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