 Can minors be responsible for bad credit when it is their parent's fault? |
| I am a minor...15 years old to be exact , and I am wondering can i be responsible for all the things my mom has done with my credit like putting utilities under my name...borrowing books and ... |
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 First time home buyer? |
| I would like to buy a condo, but my credit is bad. My score is, 567. I have no debt now, but i was stupid and had late payments, defaulted on a student loan, never had a credit card. Aside from my ... |
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 Does co-signing on a loan hurt your credit score? |
| My husband was going to co-sign for a student loan but he's worried it will hurt his credit. Can someone justify his worries?... |
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 What are the best credit cards for college students? |
| I'am starting my second year of college and after I pay all my fees I really dont have much money left for books and such whats a good credit card with at least a 500 dollar ... |
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| My mother has a lot of credit card debt and asked me to research debt consolidation.? |
| She has over $25,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, ... |
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 What credit card should I pay off first? |
| Hi I am serious about paying off my debt. I have heard it's better to pay off the cards with the highest interest rate, but the cards with the highest interest rates also has the lowest balance.... |
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 Will starting a debt management program ruin your credit score? |
Additional Details
I have a decent credit score and have never missed a payment. However I find that I have to borrow from my credit cards to pay monthly bills. I am starting a dmp as ... |
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 I receive an email from company called:The Free Lotto .that said i won lotto prize. it can be real? |
| I receive the email that inform me won a big money prize from england.is it can be real or a kine of joke?how can i know this?... |
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 What's a good credit card to get? |
| My Sears card is absolutely horrible with their interest rate. I am going to pay off the remaining balance and try to get another credit card. I woudl love to close out Sears but I was told through ... |
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 Loan-shark killed? now what? |
| I had a loan with a loan-shark... My payment was due 5 days ago... I have been calling and leaving voice messages... no calls back, which I found weird becasue this guy was very sharp about payments ... |
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 What should I do collection agencies won't clear negative information from my credit report? |
| Collection agencies have not removed negative information from my credit file even though I PAID all my credit card debts. Now what should I do I called and told them to remove the invalid ... |
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| Credit cards? |
| My question is, i have 2 credit cards and i have significant income right now, but my credit is not the greatest. I am still building it right now. If i mailed in copys of my pay stubs, what are the ... |
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 My credit isn't so great but my rent is really high so I reckon I'd be better off with a mortgage...? |
...can anyone advise me on companies that will take me? Considering the price of houses I would need a fair amount and I could get a deposit although nothing great!!! Help!!!
Additional Details<... |
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 Obtaining a unsecured loan right under $10,000 w/ bad credit- looking to re-establish credit; ever obtained 1? |
| That's just it too. Took out 3 cards when I turned 18 maxed them, & didn't pay them (same old story, statistic); I have an old hospital bill as well from a very bad stomach virus. Now ... |
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 What is the BEST credit card 2 get 4 someone that never had one? |
I'm 18 & I'm a mother .So I'm in need of a lil help wit stuff.
I HAVE NEVER HAD A CREDIT CARD B4.
So I have been thinking about getting a credit card. I'm not all ... |
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 I think I just got scammed by Fajar Hakim. I sent him $450 for a loan of 5k. Anyone deal with him before? |
| What can I do about this? It says the funds are being held by the Malaysian goverment and they need $850 for some kind of tax form in order to release my loan into my account. I dont understand. Help ... |
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oxhugitchxo | I want a credit card.? |
Don't tell me not to get one... I don't want to hear it.
What's the best credit card to get, one that's easy to get and you don't have to have a bank account to get?
Additional Details
I'm not too young to have one thank you.
Just I want to have one if I'm ever not able to buy my baby food, or you know something like that. Emergencies, stuff happens. |
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GodsChild
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My credit (excuse me for saying this) use to suck. I was able to receive not one, but two credit cards (now I have four and that's it for me, LOL.). Of course it depends upon your credit history the amount of credit you will receive. The cards I have are by (2) First Premier Bank Platinum and Gold - I pay an annual fee for both but they helped me establish plus build better credit, which upped my score by reporting each month. I also have (1) HSBC Gold (Low annual fee) and (1) Platinum Capital One (No annual fee, Yay!) I pay them on time and my credit score has raised tremendously. When you enter the site, they will allow you to choose the type of card your interested in. You can search by types of cards, bank issuers or your quality of credit. The majority of the applications you apply to will let you know if your approved within 60 seconds. You don't need a bank account to get one neither, you can pay your bill with a money order.
I know some are discouraging you not to get one, but if your going to use it responsibly and make timely payments, then I see nothing wrong with getting one. Good Luck! |
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Mr B
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Don,t get one and your going to hear it don,t get one don,t get one
don,t get one don,t get one |
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car05161967
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Don't get a credit card. Get a debit card. While they are connected to your bank account, they help you to control your spending. |
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Phatguy
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If you can't afford to buy baby food you should not be getting a credit card. And you don't have a bank account? Scary! I can just see you on the street crying, why did i ever get that credit card? You are an accident waiting to happen. |
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Lisa L
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I know you don't want to be told to not get one, so i'll say this be careful with it. Don;t charge more than you can afford to pay in one month. They add up quick and before you know it $10,000.00 in debt and you can't get out. |
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Jane S
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your best bet is to check out the following site which lists bests cards for people with all kinds of credit score. You'll find exactly what you are looking for. My friend and I just found our cards from this site. |
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Kelly K
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I got a credit card from Orchad bank a member of HSBC. they will basically give on to anyone but the fees are a bit high, if you need to build credit its the way to go
http://www.orchardbank.com/ |
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Kert U
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get a citibank credit card: Citi® Bronze®/AAdvantage® MasterCard®is by far the most widely used card. It is essential for regular travelers with average credit. Its reward program gives you an additional mile per $2 spent on the card. You can collect up to 25,000 miles annually, and can be redeemed for flights on partner airlines, hotel accommodations throughout the world, and car rentals. Additional benefits are: zero liability for unauthorized transactions, travel accident insurance and various Internet account associated services. The card does not charge any annual fee. But the drawback is the minimum APR cap for cash advances, set at 19.99%.
http://www.complete-debt-info.com/category/Citicards.html |
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Just Someone
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try capital one...but you do need a bank account...how else are you going to pay for your credit card bills? |
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