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 Does cancelling a CC reflect badly on your FICO score?
......


 How do I pick a good bank?
I'm in a federal credit union and they keep taking my money. I'm paying over $32 in over draft fees when I supposedly have overdraft protection. Half of the time, when I am overdraft, I ...


 When having a credit check carried out how far back are they checking history?
Having a credit check carried out by the letting agency which im applying for to rent a flat. Worried about failing the credit check, does anyone know how far back they check when doing this and what ...


 Hi i want to know wahts the best way to get your over due council tax bill payed?
if you can not get a loan becouse youve got bad credit rating and you have also tryed asking the council for a payment plan and theve ...


 How do i get rid of charged off credit cards and student loans (est @ 18,000) with a salary of 11,000 a year?
...


 How do i settle a bad debt that has more than tripled since going into collection?
I have been in contact with the collection agency and they said they would settle the $18,000 debt for $11,000. I do not have $11,000 nor am i able to get a loan. Is working with a debt consolidater ...


 Ever stop paying a Credit Card?
A relative of mine has stopped paying his various credit cards. He owes over $10,000 and has reached a point he can no longer afford to pay even the minimum payment on his cards so has decided to ...


 Am I better off getting a credit card with an variable APR or fixed APR???
The Fixed APR is a little higher than the variable APR....


 How do I get negative things off your credit?
I have negative items on my credit: collections, inquiries, and delinquint account I have paid some off but my score doesnt go up and on some off them it went down how do I get these off my credit
...


 Is it safe to check your credit on line?
just ...


 Online Credit Card?
Is it possible to obtain an "online" credit card? I want to obtain a low limit card to use for online transactions exclusively. I would set a very low limit, in order to limit fraud in ...


 My credit is in the toilet and I'm 37. How do I repair without filing for bankruptcy?
I'm studying to be come an electrical engineer and working for an field engineering company as an electrical apprentice. I pay child support for 3 daughters. I don't have a 401k or ...


 My mother has bad credit, I have no credit. Can She still co-sign a credit card for me?
I'm about to turn 21 years old and I have no credit.I don't want to get an insured credit card, so that's out of the question.

My question is, can my mother cosign a credit ...


 What does my credit score have to be to be approved for a home loan?
I am restablishing my credit because I want to buy a home. My credit score now is 550...


 Can the child support agency put a lien on your personal bank account and take all your money?
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 How can i get out this credit card debt ?
I don't have a job right now i can't pay my bills everybody is calling me to make a payment i can't give them what i do't have. one company has sent me execution payment request ...


 What can I do to improve my credit, so I can get a loan?
Got denied credit because of 3-4 unpaid very old debts that have been turned into collection agencies years ago. (3-5 yrs) The total is low, and they are hospital bills and a cell phone bill. Peoples ...


 Does anyone have a recommendation for a good credit consolidation firm? Or credit counseling company?
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 I have several credit cards from years ago that I never was able to pay?
I am always getting letters telling me to pay the debt and the amount keeps getting higher. I am not able to pay these off in full. What should I do? What can the companys do to me if they are not ...


 If you default on your credit card,can the card company sue you?
Say you have about $3500.00 on one card and $3500.00 on another card, can you be sued for not paying?...



Lisa M
I want a new credit card that provides great rewards. Is CapitalOne a good choice?
                     
 




creditwacko
LOL!

Capital One is not that bad. But I prefer American Express. If you want a good card for rewards check out two cards.

One: Chase Free Cash Rewards(SM) Visa® Card

Two: Citi® Dividend American Express® Card

see them on http://creditcardsearchengine.com/cash-back.php


th0575
Rating
Check this site out they give you all the offers that are available for every major credit card

www.credit4u.ecreditdirectory.com


billyandgaby
Rating
Avid them like the plague. They are an aweful co to deal with. My wallet got stolen and it took 6 monthes to clear the charges and get rid of the BS. All my other ccs had it worked out in under two monthes

I have a CITI card. I pay 7.9% and get 1% back on points towards every purchase. I get 5% back on gas, drugstores and groceries

BP


Mel T
My banker told me that a Capital One card actually can LOWER your credit rating, because they are often the only card that people with low credit scores can get.
I agree with the person who suggested the Chase Rewards card. We love ours!


Chris C
CapitalOne is good, but there are better credit cards with greater rewards from Chase, Citibank, and American Express. You can earn cash back or reward points. Some of the cards have no limit on how much rewards points you can earn each year.
http://www.iapplyforcreditcards.com/cash-back-credit-card.php

For example - American Express blue cash card gives you up to 5% cash back on eligible purchase.


tanmei
I only use cash-back rewards cards, and here are the top ones available:

Citi Dividend Platinum Select -- 5% cash back groceries, gas & drugstores and 1% on all other purchases (best all around card out there). No intro purchase APR, but 0% balance transfer APR for 1 year. There is a limitation of $300 dividend reward dollars / year, minimum $25 increments. this translates to $6k in gas, groceries, drugstores or $30k in general purchases.
https://www.accountonline.com/ACQ/Chooser/LearnMore?siteId=CB&CARD_KEYS=4T4Z55K6-M

Chase Free Cash Rewards Platinum Visa -- 1% cash back on all purchases. UNLIMITED rewards that can be redeemed in $25 increments. 0% APR for 1 year.
http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/card_acquisitions/unsolicited/page/PFSCreditCardDetails&sourcecode=64D8

And if you are a Costco member, take advantage of their TrueEarnings American Express Card -- 3% cash back at all restaurants, 2% for all travel (airfare, hotel, car rental), and 1% cash back on all other purchases. No limit in rewards, which are sent to you once a year in a check.
http://www201.americanexpress.com/apply/Fmacfservlet?csi=54/20/b/3/1773964701/177224224449/0/n&from=0&us_nu=dd&mgmID=undefined

i personally utilize ALL THREE of these cards, for different purchase types -- maximizing your rewards is easy with this great combination, as long as you are paying off the ENTIRE balance every month.


Waine
well, before you do anything here's two links that get me tons of best answers:
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
good luck


spice2621
They are a second chance bank. Many credit card companies have really good reward programs. Just try and get one you can afford and a really good interest rate.


jake_deyo
Rating
Get a discover account and enjoy the cash back... ah!!!!

BP also offers a cash rebate account and that comes in handy now with gas prices! That is offered thru Chase.


Big Bully
Rating
The only reward it to the provider. So keep charging.


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