 Help! I want to repair my credit.? |
| My credit score is bad and I would like to buy a home. I got a credit report, should I start making payments on the companies that were on my credit report or do I have to call them up to make ... |
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 I Cant understand why so many of my friends have debt problems? |
| But yet they want to buy a new car every other year. They want to buy £90 pairs of shoes have 2 holidays a year etc etc. Then they wonder why there credit card is "Maxed out" Why do people ... |
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 How do you get a car loan if you have no credit, but bad credit? |
One of the things car dealers look for is established credit, if you do not have it they offer the first time buyers package.
Only I don't qualify because even though I have no credit,... |
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 What are some ways (that won't cost money) to moderately improve your credit score? |
Additional Details
I heard you can improve your credit by selecting the 'credit option' versus the 'debit option' when using your bank card. Is this true?... |
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 What makes a good credit card? |
| i am interested in getting a visa card but unsure how to find something ideal for a ... |
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 Is net shopping through credit card safe? |
| I want to purchase some items from US. But i am worried .... |
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 We've been approved for a home despite our low credit score? |
| We have mostly medical bills on there. What are some of the things that could stop the closing dead in its tracks. We're building our home and I am just not excited at all fearing that the ... |
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 BAD CREDIT AND NEED credit card? |
| I WAS WONDERING IF ANYONE KNOWS OF A CREDIT CARD COMPANY THAT WILL ISSUE YOU A CREDIT LIMIT WITH NOT SO GOOD CREDIT. LIKE BANKRUPTCY, REPO ETC..THE MONEY IS NOT THE PROBLEM BUT I HAVE BANKRUPTCY OVER ... |
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 Does it look bad when I request my own credit report? |
| A woman reviewing my credit at a credit union today said that it generally looks bad if my report has been accessed 6 times in one year by credit card companies or lenders. When I access it myself...... |
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 I am trying to clean up my credit. I was wondering what is the fastest way to get rid of it? |
| I have 5 credit accounts: $183, $1,027, $1,551, $4,300, $6,400. I just started working a little bit over a year now as soon as I got out of college. Is there anyone I could talk to about getting any ... |
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 What would you do if...? |
| Someone you know or someone thats related to you got a hold of your ssn and used it to get credit cards with your name on it cause they're money hungry? I'm having this problem and I don�... |
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 Why can't Americans pay their bills on time? |
| The current credit crunch crisis stems from the fact from the American people's inability to pay their mortages on time. Why is this the case?... |
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 What do you do if someone gives you a check and the check came back NSF and there account is closed? |
| I received a check and I had deposit it and it came back NSF and I cant get in touch with the people and there accout is now closed, what do I do?... |
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 I am a small business manager. A debtor owes $250 and moved out of state. He owns no real estate.My options? |
| BTW, in my business, all the income is in small "bites"-- $25, $35, etc. so I'd rather not just let $250 just slide. The debt is 2 years old (and not bc we didn't try to collect). ... |
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 How much do Credit Repair companies charge? |
Any idea how much it costs to have a credit repair company try and fix your credit report
Additional Details
I know that credit repair is mostly a scam, but I'm curious about the ... |
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ojei o | I want a prepaid debit card for online purchases only. Where do I find one? |
I do not want any credit checks, I don't want to give out my SSN or real name, I have no problems with giving out my address for shipping purposes, but I've been burnt and I will not use my bank issued cards online again. Is this possible. |
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$m¤¤v¥ £¤¢¤
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While a lot of people are giving you good answers, it will never work becuase you're putting the stipulation of not disclosing your real name and social security number thanks to the U.S. Patriot Act. They designed that to prevent terrorists to find legal loopholes of identifying themselves in attempt to fund their operations through fraudlent measures. I do however understand your concern, as I myself got "burnt" once from identity theft. But that's how that is. In order to conduct any type of those transactions you do have to provide proof that you're who you are instead of a member of Al Qaeda, which hopefully I put into perspecitve for you.
There's several out there, from what I heard Green Dot might be the easiest accesible I posted links to several you can take a look at.
Hope this helps out,
Good Luck! |
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lois r
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I can only think of paypal.com but I think that you might have to provide your name and maybe social security number. Or you can go to your bank and request an additional one-maybe you might have to set up another account with your bank that way you can separate your online purchase from you offline ones. I hear there are prepaid debit card companies, but I think they charge a fee. If you have a Cash America by you, you can check them out. This is a pay day company, and they just started offering the debit cards. But they do charge a fee, a couple of dollars. |
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jimmy b
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walmart and other stores are carrying the new master card prepaid, so do some banks and check cashing places |
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William H
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Patriot's act requires all card companies to ask and store ssn. If you find one that doesnt require it, its probably illegal and being monitored even more closely by the feds.
However, you can use a gift card which doesnt require a ssn.
Try a Green Dot card, it requires ssn, but it does save you from the bank issue card problem you had before. |
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jefferson
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any bank will give you one. just go in a tell them what you want |
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opiesmother1550
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you could get a visa mastercard thru green dot you can purchase it at walgreens,cvs youcan buy one for 9.95 then each time you want too add money on it you pay 4.95 and what ever amount you want . you call the card number and then enter the pin and then you can use it any where you need . please check it out i hope i helped |
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littlefreedom
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I got one for online purchases, but warning: they do not protect you. We got burned for $1000, so now we only use it for shopping at verified businesses online or mostly to pay our bills.
I got mine from Netspend.com at one of those check cashing places.
But they will not give you customer support or refund your money if someone takes advantage of you (like in our case)
The fees I pay are $1.00 per purchase and $2.00 to charge the card. I think I paid $20 for the actual card itself. |
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tommywill8517
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This source I listed contains a list of 6 prepaid cards you can get in the U.S. and a brief summary of each prepaid card. Hope this helps. |
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Laissez-Faire Guy
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I know you say you've been burned, but using credit cards (real ones, not the fake debit cards) is usually the safest way to purchase something online.
Prepaid debit cards are a rip off. You always have to pay some upfront fee, like $5. If you buy a $50 card, you pay an extra 10% for the privilege.
Another good alternative is Paypal, which can either pay from your credit card or your bank account. It adds a layer of invisibility between you and the retailer as far as your account details go. |
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edwardogden2000
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Forget a prepaid debit card. Some have monthly fees and transaction fees that eat away at your money. Besides, I believe even a prepaid debit card requires your SSN and real name. Gift cards do not require this information.
Go to Washington Mutuals site http://www.wamu.com/personal/default.asp and open a free checking account that has a debit card attached. It does require a SSN and real name. That is what I use for online purchases. Put the money in only for the purchase. |
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