 I have refused to pay a bill for 7 yrs due to poor service.it is now a debt.is there a time limitation on debt |
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my overdue cards are 5 yrs old
Additional Details
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that was not run up by me, but by someone who was living there after i moved out!!! this THING is doing my head in they wont leave me alone, what should i do? or what would you do?
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 I applied for a credit card, but have since changed my mind? |
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 Buying stuff online with credit card? |
| if i buy sumtin online would the persons that i use credit card find out the place i ordered it to? like if i took my bros credit card and bought a jabbawockeez mask and put my friends adress down ... |
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 Need a credit card with a high limit but I have bad credit? |
My credit score is 506 and I am traveling to Germany but I need a credit card with at least a $2000 limit or more to pay for my airline tickets.
Additional Details
I only have bad credit ... |
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 What do you do with unsolicited credit card offers? |
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ann p | I want to know where i can get a creditcard with out a bank accout.and no security deposit? |
i've signed up for all kinds of credit cards and cant get approved cause i have no checkin or savings account.i just nee to get back on my feet again |
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Man.With.A.Plan
 |
.Nowhere. You can get a prepaid debit type card. The companies you apply through are wondering how you would pay them without a checking account. |
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Harvy S
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This place has guaranteed apporval with no credit checks.
http://creditoffernow.com/imaginecard |
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smartwease@sbcglobal.net
 |
Cash is better,
Debt is dumb, cash is King |
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Lanamoon
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No checking account + no savings account = no credit card
But not to worry, there exist small finance companies that might loan you up to $850.00 without a bank account.
You must have an "ID"
You will need a bill with "your name" on it; telephone, electric or gas bill; Some, not all, will ask you to put up collateral such as your car's title, or the serial numbers off of items you own(its great if you have receipts) for your electronic equipment ie. computer, stereo,television,DVD player, etcetera and/or lawnmowers, weedeatters,air compressor, something of value that you own. Make a list of your items and their serial numbers to take with you when you apply. Once you have everything together look in the phone book under loans. There, hopefully you will find little locally owned finance/credit businesses named something like; Frontier Loans, World Loans, Customer Credit Corp, Bell Finance, Community Loans Inc., Continental Credit, Security Finance, Standard Credit Co. These places will help you to establish or re-establish your credit. They will set you up a loan, and you will be required to repay in small monthly payments over several months time. So you'll be back on your feet in no time if you spend your loan wisely.
Good Luck and make your payments on time! |
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Real Georgian
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What You Need To Know About Getting Your First Credit Card
By: Stewart Smith
This site should help you find what you are looking for.
Gooood Luck! |
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rpf5
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A lot of people would like that kind of card, but they don't exist.
a "credit card" is for people with credit, thats why they call it a
CREDIT-card. It just don't work any other way. |
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mistress_piper
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its not possible. Secured credit cards are prepaid (a security deposit). If you manage to get an unsecured card, they need you to have a bank account so they know you can actually pay them! They can't give away money and just take your word that you will pay them back. |
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amyvnsn
 |
Why don't you have a checking account? Probably b/c you owe some bank money and can't open one. If that's the case, and you really want to get back on your feet again, then you got to pay off what you owe to them. |
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Coolboi
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no where or buy one of those cards that have fees attached |
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?
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you can try a pre paid gift card like american express or visa they come in the following amounts $25.00,50.00 and 100.00.
you need no account to use these cards. |
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Captain Trips
 |
you can't. |
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Wanna-be-Dear-Abby
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BINGO!!! You just resolved it in your own paragraph.
You must have a checking and savings account. You have to show that you are a responsible individual. |
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dm_dragons
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Why not open a savings account for $5? |
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Wizzerd
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Why do you need a credit card? I haven't used one for two years and I have alot more money. |
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Jenn
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I don't think security deposits go on credit cards lol. The reason for having to have a bank account or savings account is because they take that as proof that you have money, and so without one it looks like you don't have money otherwise you'd have a bank account. So without one, you can't get a credit card. I don't know what the reasons are behind you not having a bank account but you really don't need a credit card. I learned my lesson the hard way. If you're trying to get back on your feet a credit card may help temporarily, but it will make things worse in the long run. Stay away from credit cards...it'll be the smartest thing you've ever done. |
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denetria gibson
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I was havin some problems last yr. My husband was laid off and we needed bills pd. So i did some payday loans. Went thru this co. That was supposed to help me pay them off litle by little but I had 2 close my checking acct. Long story short, they didn't help, had 2 pay everything neway, and now I don't have a checing account. So what do I do? |
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