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 Stole my moms credit card.?
and bought $47 worth of World of Warcraft gold and im also using it to pay for my World of Warcraft account which is $15 a month....is it really wrong to do that?...


 How can you clear bad credit?
...


 Can you ask to have your APR reduced on your credit card ?
If your payments are always on time and never late, will a credit card company reduce your APR ?
Additional Details
Thank you to all who answered, for those who did it just for the two ...


 About applying for credit cards...?
Ok, I just turned 18 and applied for a credit card...and it says that it won't accept because I don't have any credit history??!! Duh I don't since I've never had a credit card ...


 Can a credit card Company take legal action, if you are making a payment. If it is not the minim.?
...


 Is credit card protection insurance really necessary?
I'm talking about the insurance you pay extra for on your credit cards so they would supposedly be paid off for you in the event of your death. I have a friend whose 75 yr. old mother is dying ...


 Should I jump before i am pushed?
I have recieved a big big debt to pay and have been told I have 7 days to pay but I have more money going out than coming in.Should i just give up?...


 Has anyone out there got a Capital One card and is it any good? I am thinking of getting one.?
...


 I want to learn about credit debit card?
i want to learn how to get a debit card and what i can or cannot do with the card. how can i start?...


 If your bill is five days late is that long enough to hurt credit ratings?
I have a bill in my brother's name and I slipped this month but mind you I paid it only five days late and now he's threatening me about terminating the account because he says that paying ...


 Going to bank tomorrow to see about getting a credit card...what reasons should I give?
Well tomorrow I'll be going to the bank to try and get a credit card. The real reason is because I want to try get out of my overdraft for once by the end of the month by putting my normal ...


 I need $2000 immediately in less than 24hrs. Do anyone have any bright ideas on how i can get it legally.?
I have been approved for a car and my down payment is more than i had set out to put down. i dont have the best of credit but i was approved for the car. please help me if yu can, if you know about ...


 I am 19 and i have no credit, does anyone know how i can establish some credit?
...


 Is it true that closing a credit card account can negatively impact your credit?
I have some credit card accounts I would like to pay off and close for good. I have heard that this could have a negative impact on my credit. Is that true? If so, what is the best way to eliminate ...


 Any body tell me about payday loan?
What is payday loan ? and how can i take this with no faxing ,and i also have bad credit history?...


 Should I pay my credit card bill with another card?
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 My credit score is 661. I applied for a credit card the other day...and I wasn't approved. why is this?
I'm so confused. I don't owe money to anyone and my credit is not bad at all. Its not perfect but its not bad. So what am I doing wrong?...


 Hi Guys, I need a personal loan im in South Africa any help?
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 I am being refused loans everywhere!help. in lots of debt and cant get out of it. UK companies useless!?
i have tried everything.even though able to pay enough back each month and am in secure employment I amstill being turned down. my credit may be poor but even companies for poor credit said no! if ...


 I have been served an eviction notice for 2 weeks time due to mortgage arrears. How can I stop this?
We had a family bereavement several months ago leading to funeral cost and fell into arrears with our mortgage. The lender misled us into thinking that low payments are better than nothing at all so ...



ez
I want to leave the uk forever, and leave behind £15 000 of total debt.i this advisable?
                     
 




cassie
Probably not, the taxpayers will only have to pay it for you, in one way or another.


****
No its not because you never know when you might want or have to return, and they will come searching for you.


captainsay2000
Rating
no......run up more debt before you leave


John S
Trouble is debts tend to follow you.

I dont think you will be leaving the debt behind!


civicnitro
Of course not. Besides w/that on your record, then what ever country you go to will probably find out and you'll never get credit there because they'll just think you'll do the same thing there too. "Live there, get credit, spend more than what you got, rack up a huge credit debt and then leave for another country". Stay in the UK and live with the consequences. You got yourself into debt.....live with it!


Rachael H
Go for it!


ken p
Rating
make it £150.000 worth wile


Ralfcoder
Pay your own bills. You made the contract, now live up to your word.

Besides, it will cost you a ton of money to pick up and move someplace new. There will be travel costs, housing and food and transportation costs once you arrive, etc. Until you get a job, you'll have to live on savings. If you try to come to the US, it might be years before you get a work permit. It could cost you more than the £15,000. It might be cheaper to stay where you are and pay your bills.


bullet b
make sure you got to a country thats very under developed like the poor places like africa cause most banks operate in many countries and allied nations well work well together. if its a personal debt like to someone else well see if you dont get caught.


ஐ♥Nikki♥ஐ
yeah why the hell not....less for the immigrants to have


Tim
Rating
Pay your damn bills.


Diminati
Rating
Be careful where you move to.

The U.S., U.K., Canada, Australia, and New Zealand cooperate closely with one another in tax and debt collection. Other closely allied countries will as well.


bouncer bobtail
The debt will follow you balloning up as it goes. It depends which country you want to go to jail in I suppose.


zepp_mt
Rating
I don't think it is advisable; your intention is already leading you to fraud. And besides, if you are leaving this debt with a bank, you will surely face problems since you most probably will not be able to open an account with any other bank. Since your new bank can ask you for a banker's reference before you may operate any new accounts. Ask yourself this question:- how much do you value your reputation? good luck in whatever decision you make.


Johnny
Rating
Also consider where you are going. Banks are global, all a debt collection compnay has to do is contact a lawyer in the country where you live and sue in court there.

I dread to think what the debt laws are like in some countries!

Better to declare yourself bankrupt before you go - depending on where you are going visa wise obviously.

email me if you want more.


Click Simple
Rating
Go bust legally or go to better weather places


David The Visionary
Depends if you have family that will probably take the heat for your stupidity...

When are people going to grow up, get a job, pay there way and SAVE !!!


Inferno
Yeah & go to Ireland!
Just make sure u will not go back to the UK.


chelledlawson
Hell yes brother. Welcome to America. you can start new here so come on. Howdy from TEXAS by the way. Worse case scenerio, the credit collectors try to collect from out of this country, ha ha yeah right whatever. See ya in the states.


Wayne Kerr
Hell yeah get more debt than that just borrow it all of all the big foreign owned banks which is pretty much all of em.

I would just do a runner to Brazil or somewhere like that get well out the system. Once you disppear of the electoral register they are screwed.


Rachellie
Rating
why not? you only live once!! so long as its not debt to loved ones, then yes crack right on, go live and see the world. IF YOU CAN AFFORD IT.


manny
Rating
well, a few years ago i went on holiday, before this the banks that i had credit with took the pi$$ with the extra charges, so i went on holiday for 2 weeks and came back to find they had charged me a total of 240 pounds in fines, 1 fine for a late deposit, with that fine it put me over my limit so i got another fine for that, as the deposit reached a little late it meant a payment into my credit card was missed and so i got a fine from my credit card company for that along with the going over withdrawn fine. so i went to the bank to sort it out and the person i spoke with was very rude. but i agreed to deposit 300 pounds that week. i turn up on Saturday to find they had closed, so i used my card (halifax can deposit with the machines) i put my card in, go through all the process of depositing a check, then teh atm eats my card and says the bank had ordered it. i took the check to a check cashing place, got as much money together as i could (sold my car, canceled insurance ect ect) and left the uk. I have not been back since and dont want to go back, i now earn 800 pounds a month but my money goes soooo much further, i live in china and i am a teacher here, with no debt and a honest job.. with savings :-) screw the uk, after 6 years of trying to find you they give up and delete you from their system, if they catch up with you in the mean time, they will offer you a choice to pay 50% of your debt and the rest is deleted (this is because if you can disappear for a year or more, then you can keep doing it, and they rather have some of it back than non of it back) I only wish i had got more debt before vanishing, now my credit rating is destroyed in the uk, oh well. live life and enjoy it.


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