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110708 | I want to take out a loan off 10,000 pounds, i work full time and earn 8 hundred a month,,? |
good credit history, etc,,
if i am able too how soon do you think the process will be?
sorry just i want to help mum with mortgage deposit.
Thank u so much,
mwah xxx |
 |
 
Raffles
 |
The best (cheapest) place for you to borrow this amount of money is likely to be your own bank.
If they say no dont be tempted to borrow elsewhere - there are a lot of crooks out there.
They will normally make the money available to you almost straight away as long as you meet their lending criteria.
They may well let you take an amount like this over a 3 year period.
Make sure you can easily meet the repayments. Is your job secure? How much are you spending (already) per month? - don't put yourself into debt that you cant repay.
Sometimes lenders will advance loans in excess of your capacity to repay them - be careful.
Your mum wouldn't want you to put yourself into debt for her.
I suggest that if you are not able to save at least £350 per month (currently) you should not be doing this |
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R Stoofaloh
 |
Once accepted, the money will usually be in your account within 4 working days. |
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spoof
 |
If you earn 800 pound a month, you can kiss goodbye to 250 - 400 pound a month paying such a large loan back, not sure if you will get this credit from normal bank as you don't earn much so don't go to backstreet lenders who will charge a fortune!!! |
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Seaman Staines
|
what do you mean a loan "off" £10000? you speak in riddles,how much do you want off? |
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Barking mad
|
Have you worked out your repayments, they will kill you, win the lottery instead. |
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cherry45uk
|
depends who you borrow from mortgages and building societies are slower than a credit company this can be done in a few days banks buildings societies can take a month or so |
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Carrot Cruncher
 |
A successful application would normally take between 10 & 14 days from start to finish |
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barryboys
 |
You might get knocked back as banks get nervous if you're in debt by more than a years salary so £10k might be pushing it.
If you want to try, the best thing to do would be to use a comparison site like moneysupermarket.com and choose lenders with same day payments.
And don't take payment protection. Ever. |
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kassi
 |
if you have a bank account you usually apply and get the money deposited in the same day but if you are apply on line to a bank it can take up to 48 hour to credit your account with the funds hope you get one sorted |
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